Markel Group Inc. (MKL) Stock Analysis
Market Closed
Sector: Financial Services · Industry: Fire, Marine & Casualty Insurance
AnalystsSell15 analystsWhat's happening with MKL
Price History
5-Year Weekly Candlestick Chart
Profile
Strong valuation; growth, earnings quality and financial health lag behind.
How is each axis scored?
- Valuation80/100 · Strong
- P/E vs own history (63th pct)5/25
- FCF yield (10.2%)25/25
- P/S (1.4x)25/25
- EV/EBIT (7.6x)25/25
- Growth6/100 · Weak
- Revenue CAGR (4.8%)6/25
- Net income CAGR (-3.5%)0/25
- EPS CAGR 5Y (-1.0%)0/25
- Fwd implied growth (-37.7%)0/25
- Profitability64/100 · Moderate
- ROIC (12.4%)12/25
- ROE (9.8%)12/25
- Net margin (11.3%)20/25
- Operating margin (16.8%)20/25
- Financial Health28/100 · Weak
- Altman Z (0.57)3/25
- Current ratio (n/a)0/25
- Interest coverage (-5.4x)0/25
- Net cash / debt (Net cash)25/25
- Quality27/100 · Weak
- Piotroski F (5/9)15/25
- Beneish M (-2.21)12/25
- FCF conversion (n/a)0/25
- Margin stability (σ 86.0%)0/25
About Markel Group Inc.
Markel's primary business is property and casualty insurance. Show more
The company focuses primarily on specialty lines, ranging from areas such as executive liability to commercial equine insurance. The company uses capital generated by its insurance operations to buy noninsurance operations in diverse areas, such as bakery equipment manufacturing and residential homebuilding.
Headquarters: GLEN ALLEN, VA · Employees: 22,900 · Website ↗
Insider Transactions
Recent SEC Form 4 filings
- BuyJ · filed 2026-07-16+7 sh2026-07-15
- BuyJ · filed 2026-07-16+3 sh2026-06-30
- BuyJ · filed 2026-07-16+2 sh2026-06-30
- BuyJ · filed 2026-06-17+66 sh2026-06-15
- BuyJ · filed 2026-06-17+81 sh2026-06-15
+3 more recent filings
Key Metrics
Financial snapshot — pillar inputs plus per-share and market context
Valuation
80AP/E (TTM)11.0xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 5.6x–188.1x · 63rd pct
P/FCF10.1xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield10.2%A
Grade A: ValueTTM FCF / Market Cap — vs own 5Y history: 8.0%–21.8% · 20th pct
P/S (TTM)1.37xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.8x–1.8x · 59th pct
EV/EBIT7.6xA
Grade A: CheapEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 3.5x–523.3x · 68th pct
EV/Sales1.4xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E17.6xB
Grade B: FairPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio1.18xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio1.10B
Grade B: FairFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield0.00%B
Grade B: NoneTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio0.8%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
64BROIC12.4%C
Grade C: AverageNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE9.8%D
Grade D: WeakReturn on Equity. Neg. equity = heavy buybacks
ROA3.3%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin11.3%A
Grade A: HighNet Income / Revenue
Operating Margin16.8%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin14.6%D
Grade D: LowGross Profit / Revenue
FCF Margin14.0%C
Grade C: AverageFCF / Revenue
True FCF Margin14.0%A
Grade A: HighTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Financial Health
28EAltman Z-Score0.57D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio—
Current Assets/Liabilities
Quick Ratio—
(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage-5.4xD
Grade D: RiskyEBIT/Interest. >10 Strong
Debt RepaymentNet CashA
Grade A: FastYears to repay net debt via FCF
Net Debt/EBITNet CashA
Grade A: LowLeverage. <2x Low, >4x High
Debt/Equity0.24xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt1.30xA
Grade A: CoveredCash covers how much of total debt. >1 = could repay all debt from cash
Growth
6ERevenue CAGR4.8%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR-3.5%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)-1.0%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth-37.7%D
Grade D: Decl.Implied 1Y EPS growth from forward P/E vs our TTM EPS. Sparse — only where forward estimates exist
Dilution (5Y)-17.7%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue—
TTM stock-based comp / TTM Revenue
Quality
2/10 Loss Years27EPiotroski F-Score5/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.21C
Grade C: Gray zoneEarnings manipulation risk. < -2.22 Safe
FCF Conversion—
FCF / Net Income
Margin Stability86.0%D
Grade D: VolatileEBIT margin std deviation. Lower = stable
Capex / Revenue1.4%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.24xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
More metrics — Per Share, Balance Sheet, MarketHide additional metrics
Per Share
EPS (TTM)$157.85
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$308.23
Cash & short-term investments per share (Finnhub)
Book Value / Share$1477.18
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$4.38B
Total debt obligations (short + long term)
Cash & Equiv.$5.71B
Cash and short-term investments
Net Debt$-1.32BA
Grade A: Net CashTotal Debt minus Cash. Negative = Net Cash position
Total Equity$18.13B
Shareholders' equity (book value)
Asset / Liability1.37xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$21.44B
Current Market Capitalization
Beta0.62B
Grade B: DefensivePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
Takeaway
Company is effectively debt-free after netting cash. · Current P/E of 11.0x sits at the 63rd percentile of its historical range.
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Mar 2026 · Ratio snapshot Sep 25, 2026
Key Insights: Markel Group Inc. (MKL)
Piotroski F-Score of 5/9 indicates mixed fundamentals for Markel Group Inc.. Altman Z-Score of 0.57 is below the 1.81 distress threshold — an elevated financial-risk flag. Company is effectively debt-free after netting cash.
- Interest coverage of -5.4× leaves little room for earnings shocks.
- Markel Group Inc. posted a net loss in 2 of 10 available completed fiscal years (2016–2025).
- At a valuation score of 80/100, MKL trades near the cheapest end of its own historical range (P/E 11.0).
See how MKL ranks on the Capex Tracker — top 50 capital spenders compared.
No significant market moves for MKL in the last 30 days.
See MKL move history →Frequently Asked Questions about MKL
Is MKL stock a buy right now?
PreMarketPrice's quantitative model rates Markel Group Inc.'s financial health at 28/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is MKL stock overvalued?
Markel Group Inc. trades at a trailing P/E of 11.0 and our valuation score rates it 80/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Markel Group Inc. report earnings?
No confirmed earnings date is currently scheduled for MKL. The Earnings section lists recent reports and updates as dates are announced.
What sector does Markel Group Inc. operate in?
Markel Group Inc. operates in the Financial Services sector, within the Fire, Marine & Casualty Insurance industry. The Related Stocks section lists sector peers for comparison.
What does Markel Group Inc. do?
Markel's primary business is property and casualty insurance.
About Markel Group Inc. (MKL) Stock
Markel Group Inc. (MKL) is a US-listed stock operating in the Financial Services sector, specifically the Fire, Marine & Casualty Insurance industry. Real-time pricing data for Markel Group Inc. is available on this page with a market capitalization of $21.4 billion. The financial health score for MKL is 28/100, which indicates poor financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for MKL stock.
MKL Stock Analysis & Key Metrics
On PreMarketPrice, you can track Markel Group Inc. (MKL) across multiple dimensions:
- Pre-market price & movement: Real-time MKL stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for MKL with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Markel Group Inc. across multiple reporting periods.
- Financial health score: A composite score of 28/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for MKL.
- Sector peers: Compare MKL against 10 other financial services stocks on key financial metrics.
Is MKL a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Markel Group Inc. (MKL) as an investment. The financial health score of 28/100 suggests poor financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Markel Group Inc. (MKL) trades on NYSE. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.