RenaissanceRe Holdings Ltd. (RNR) Stock Analysis
P/E 5.18×· 5Y range 3.30–23.04×· 39th percentile of history
Sector: Financial Services · Industry: Fire, Marine & Casualty Insurance
AnalystsHold23 analystsStrengths
- ✓ROE 24.4% — efficient capital deployment
- ✓Revenue CAGR 24.9% — durable top-line growth
- ✓Interest coverage 11.2× — debt well covered
Risks
- ⚠Altman Z 0.6 — distress-zone balance sheet
- ⚠3 loss-making years in recent history
What's happening with RNR
Price History
5-Year Weekly Candlestick Chart
Profile
Strong profitability and valuation; growth and earnings quality lag behind.
How is each axis scored?
- Valuation80/100 · Strong
- P/E vs own history (39th pct)20/25
- FCF yield (n/a)10/25
- P/S (1.2x)25/25
- EV/EBIT (2.2x)25/25
- Growth25/100 · Weak
- Revenue CAGR (24.9%)25/25
- Net income CAGR (n/a)0/25
- EPS CAGR 5Y (n/a)0/25
- Fwd implied growth (-33.7%)0/25
- Profitability95/100 · Strong
- ROIC (43.7%)25/25
- ROE (24.4%)20/25
- Net margin (24.2%)25/25
- Operating margin (40.0%)25/25
- Financial Health53/100 · Moderate
- Altman Z (0.60)3/25
- Current ratio (0.63)0/25
- Interest coverage (11.2x)25/25
- Net cash / debt (Net cash)25/25
- Quality40/100 · Weak
- Piotroski F (6/9)15/25
- Beneish M (-2.56)25/25
- FCF conversion (n/a)0/25
- Margin stability (σ 27.2%)0/25
About RenaissanceRe Holdings Ltd.
RenaissanceRe Holdings Ltd provides reinsurance and insurance solutions and related services. Show more
The company's core products include property, casualty and specialty reinsurance. Revenue is derived from three sources: net premiums earned from the insurance and insurance products sold; net investment income from the investment of capital funds and cash; and other income from the company's joint ventures, advisory services, and other items. The reportable segments of the company are the Property segment which includes catastrophe and other property reinsurance, and the Casualty and Specialty segment which is comprised of casualty and specialty reinsurance. It derives a majority of its revenue from the Casualty and specialty segment.
Headquarters: PEMBROKE, D0 · Employees: 1,040 · Website ↗
Insider Transactions
Recent SEC Form 4 filings
- SellOpen market sale · filed 2026-09-03-5000 sh2026-09-03
- SellOpen market sale · filed 2026-09-03-4623 sh2026-09-03
- SellOpen market sale · filed 2026-08-27-377 sh2026-08-26
- SellOpen market sale · filed 2026-08-25-5000 sh2026-08-24
- SellOpen market sale · filed 2026-08-17-5000 sh2026-08-17
+3 more recent filings
Key Metrics
Financial snapshot — pillar inputs plus per-share and market context
Valuation
80AP/E (TTM)5.2xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 3.3x–23.0x · 39th pct
P/FCF3.8xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield26.4%A
Grade A: ValueTTM FCF / Market Cap
P/S (TTM)1.17xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.7x–2.1x · 40th pct
EV/EBIT2.2xA
Grade A: CheapEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 1.5x–54.7x · 21st pct
EV/Sales1.3xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E7.8xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio1.18xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio0.86A
Grade A: CheapFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield0.78%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio4.1%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
95A+ROIC43.7%A
Grade A: MoatNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE24.4%A
Grade A: StrongReturn on Equity. Neg. equity = heavy buybacks
ROA4.9%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin24.2%A
Grade A: HighNet Income / Revenue
Operating Margin40.0%A
Grade A: HighTTM EBIT / TTM Revenue
Gross Margin—
Gross Profit / Revenue
FCF Margin—
FCF / Revenue
True FCF Margin—
TTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Financial Health
53CAltman Z-Score0.60D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.63xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.63xC
Grade C: Ok(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage11.2xA
Grade A: StrongEBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF
Net Debt/EBITNet CashA
Grade A: LowLeverage. <2x Low, >4x High
Debt/Equity0.20xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt2.37xA
Grade A: CoveredCash covers how much of total debt. >1 = could repay all debt from cash
Growth
25ERevenue CAGR24.9%A
Grade A: HighCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR—
Compound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)—
Compound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth-33.7%D
Grade D: Decl.Implied 1Y EPS growth from forward P/E vs our TTM EPS. Sparse — only where forward estimates exist
Dilution (5Y)-7.6%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue—
TTM stock-based comp / TTM Revenue
Quality
3/10 Loss Years40D+Piotroski F-Score6/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.56A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion—
FCF / Net Income
Margin Stability27.2%D
Grade D: VolatileEBIT margin std deviation. Lower = stable
Capex / Revenue—
TTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.23xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
More metrics — Per Share, Balance Sheet, MarketHide additional metrics
Per Share
EPS (TTM)$62.83
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$27.32
Cash & short-term investments per share (Finnhub)
Book Value / Share$264.06
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$2.30B
Total debt obligations (short + long term)
Cash & Equiv.$5.45B
Cash and short-term investments
Net Debt$-3.15BA
Grade A: Net CashTotal Debt minus Cash. Negative = Net Cash position
Total Equity$11.51B
Shareholders' equity (book value)
Asset / Liability1.53xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$13.53B
Current Market Capitalization
Beta0.12B
Grade B: DefensivePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
Takeaway
Current P/E of 5.2x sits at the 39th percentile of its historical range.
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Mar 2026 · Ratio snapshot Sep 26, 2026
Key Insights: RenaissanceRe Holdings Ltd. (RNR)
Piotroski F-Score of 6/9 indicates mixed fundamentals for RenaissanceRe Holdings Ltd.. Altman Z-Score of 0.60 is below the 1.81 distress threshold — an elevated financial-risk flag. Beneish M-Score of -2.56 suggests a low likelihood of earnings manipulation. Revenue has compounded at roughly 25% annually — a strong growth profile.
- RenaissanceRe Holdings Ltd. posted a net loss in 3 of 10 available completed fiscal years (2016–2025).
- At a valuation score of 80/100, RNR trades near the cheapest end of its own historical range (P/E 5.2).
- Return on equity of 24.4% is well above the market average.
See how RNR ranks on the Capex Tracker — top 50 capital spenders compared.
No significant market moves for RNR in the last 30 days.
See RNR move history →Frequently Asked Questions about RNR
Is RNR stock a buy right now?
PreMarketPrice's quantitative model rates RenaissanceRe Holdings Ltd.'s financial health at 53/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is RNR stock overvalued?
RenaissanceRe Holdings Ltd. trades at a trailing P/E of 5.2 and our valuation score rates it 80/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does RenaissanceRe Holdings Ltd. report earnings?
No confirmed earnings date is currently scheduled for RNR. The Earnings section lists recent reports and updates as dates are announced.
What sector does RenaissanceRe Holdings Ltd. operate in?
RenaissanceRe Holdings Ltd. operates in the Financial Services sector, within the Fire, Marine & Casualty Insurance industry. The Related Stocks section lists sector peers for comparison.
What does RenaissanceRe Holdings Ltd. do?
RenaissanceRe Holdings Ltd provides reinsurance and insurance solutions and related services.
About RenaissanceRe Holdings Ltd. (RNR) Stock
RenaissanceRe Holdings Ltd. (RNR) is a US-listed stock operating in the Financial Services sector, specifically the Fire, Marine & Casualty Insurance industry. Real-time pricing data for RenaissanceRe Holdings Ltd. is available on this page with a market capitalization of $13.5 billion. The financial health score for RNR is 53/100, which indicates moderate financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for RNR stock.
RNR Stock Analysis & Key Metrics
On PreMarketPrice, you can track RenaissanceRe Holdings Ltd. (RNR) across multiple dimensions:
- Pre-market price & movement: Real-time RNR stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for RNR with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for RenaissanceRe Holdings Ltd. across multiple reporting periods.
- Financial health score: A composite score of 53/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for RNR.
- Sector peers: Compare RNR against 10 other financial services stocks on key financial metrics.
Is RNR a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate RenaissanceRe Holdings Ltd. (RNR) as an investment. The financial health score of 53/100 suggests moderate financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.RenaissanceRe Holdings Ltd. (RNR) trades on NYSE. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.