Arch Capital Group Ltd (ACGL) Financial Statements
Historical financial data — 42 statements covering FY2016–FY2025
Arch Capital Group Ltd is a Bermuda company that writes insurance and reinsurance with operations in the United States, Canada, Europe, Australia, and the United Kingdom. The business operates thro...
Arch Capital Group Ltd's revenue increased 14.3% year over year, from $17.44B to $19.93B.
Net income increased 2.0% over the same period, from $4.31B to $4.40B.
Over the 9-year period from FY2016 to FY2025, revenue grew by 346% in total.
Total debt remained relatively stable at $2.88B.
The debt-to-equity ratio stands at 0.12, indicating a conservative leverage profile.
Operating cash flow declined 7.5% to $6.17B.
Arch Capital Group Ltd maintains a strong net profit margin of 22.1%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|
| Q3 FY2024 | $4.72B+11.7% | $958.0M | $1.18B | $2.02B | $73.66B | $2.73B | $22.27B |
| Q4 FY2024 | $4.55B-3.7% | $965.0M | $894.0M | $1.57B | $70.91B | $2.89B | $20.82B |
| Q1 FY2025 | $4.67B+2.7% | $574.0M | $750.0M | $1.46B | $75.18B | $2.73B | $21.55B |
| Q2 FY2025 | $5.21B+11.6% | $1.24B | $1.55B | $1.12B | $78.79B | $2.73B | $23.04B |
| Q3 FY2025 | $5.11B-2.0% | $1.35B | $1.57B | $2.19B | $79.19B | $2.73B | $23.72B |
| Q4 FY2025 | $4.93B-3.4% | $1.24B | $1.46B | $1.40B | $79.24B | $2.88B | $24.21B |
| Q1 FY2026 | $4.52B-8.4% | $1.05B | $1.14B | $1.19B | $81.45B | $2.73B | $24.19B |
| Q2 FY2026 | $4.67B+3.3% | $1.06B | $1.24B | $1.32B | $85.18B | $4.29B | $24.03B |
Balance Sheet Summary (Q2 FY2026)
Arch Capital Group Ltd (ACGL) Financial Statements & Revenue History
Arch Capital Group Ltd (ACGL) is a US-listed stock operating in the Financial Services sector, specifically the Fire, Marine & Casualty Insurance industry trading at $100.28 with a market capitalization of $34. This page provides 42 historical financial statements for Arch Capital Group Ltd, including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, Arch Capital Group Ltd reported revenue of $19.9 billion, representing 14.3% year-over-year growth. The net profit margin of 22.1% reflects strong profitability. The debt-to-equity ratio of 0.12 shows conservative leverage.
ACGL Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows Arch Capital Group Ltd's revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether ACGL is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track ACGL's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently Arch Capital Group Ltd converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of ACGL's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use ACGL Financial Data
Investors use Arch Capital Group Ltd's financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare ACGL's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how ACGL's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View ACGL's financial health score, earnings, and pre-market pricing.
Financial data is sourced from Arch Capital Group Ltd's SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.ACGL trades on NYSE. This page is for informational purposes only and is not financial advice.