Affirm Holdings, Inc. Class A Common Stock (AFRM) Financial Statements
Historical financial data — 22 statements covering FY2021–FY2025
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchan...
Affirm Holdings, Inc. Class A Common Stock's revenue increased 38.8% year over year, from $2.32B to $3.22B.
Net income increased 110.1% over the same period, from $-517.8M to $52.2M.
Over the 4-year period from FY2021 to FY2025, revenue grew by 270% in total.
Operating cash flow grew 76.4% to $793.9M.
Affirm Holdings, Inc. Class A Common Stock maintains a moderate net profit margin of 1.6%.
Recent Financial Statements
| Period | Revenue | Net Income | Gross Profit | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2024 | $1.09B+119.0% | $-338.7M | $-381.6M | $-381.6M | $173.2M | $9.06B | N/A | $2.63B |
| Q3 FY2024 | $1.66B+53.0% | $-472.6M | $-542.4M | $-542.4M | $381.4M | $9.20B | N/A | $2.62B |
| Q1 FY2025 | $698.5M-58.0% | $-100.2M | $-132.6M | $-132.6M | $196.9M | $10.14B | N/A | $2.84B |
| Q2 FY2025 | $1.56B+124.0% | $-19.9M | $-136.9M | $-136.9M | $508.9M | $10.48B | N/A | $2.79B |
| Q3 FY2025 | $2.35B+50.0% | $-17.1M | $-145.3M | $-145.3M | $719.3M | $10.44B | N/A | $2.87B |
| Q1 FY2026 | $933.3M-60.2% | $80.7M | $63.7M | $63.7M | $374.6M | $11.48B | N/A | $3.30B |
| Q2 FY2026 | $2.06B+120.3% | $210.3M | $181.3M | $181.3M | $548.3M | $12.96B | N/A | $3.55B |
| Q3 FY2026 | $3.10B+50.5% | $313.2M | $269.7M | $269.7M | $934.8M | $13.14B | N/A | $3.78B |
Balance Sheet Summary (Latest Period)
Affirm Holdings, Inc. Class A Common Stock (AFRM) Financial Statements & Revenue History
Affirm Holdings, Inc. Class A Common Stock (AFRM) is a US-listed stock operating in the Financial Services sector, specifically the Personal Credit Institutions industry trading at $71.35 with a market capitalization of $24. This page provides 22 historical financial statements for Affirm Holdings, Inc. Class A Common Stock, including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, Affirm Holdings, Inc. Class A Common Stock reported revenue of $3.2 billion, representing 38.8% year-over-year growth. The net profit margin of 1.6% suggests thin margins..
AFRM Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows Affirm Holdings, Inc. Class A Common Stock's revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether AFRM is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track AFRM's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently Affirm Holdings, Inc. Class A Common Stock converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of AFRM's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use AFRM Financial Data
Investors use Affirm Holdings, Inc. Class A Common Stock's financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare AFRM's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how AFRM's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View AFRM's financial health score, earnings, and pre-market pricing.
Financial data is sourced from Affirm Holdings, Inc. Class A Common Stock's SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.AFRM trades on NYSE. This page is for informational purposes only and is not financial advice.