Arthur J. Gallagher & Co. (AJG) Financial Statements
Historical financial data — 42 statements covering FY2016–FY2025
Founded in 1927 as a one-person agency, Gallagher's primary business is insurance brokerage, with a focus on serving middle-market companies. The company's risk management segment provides third-pa...
Arthur J. Gallagher & Co.'s revenue increased 20.7% year over year, from $11.55B to $13.94B.
Net income increased 2.1% over the same period, from $1.46B to $1.49B.
Over the 9-year period from FY2016 to FY2025, revenue grew by 149% in total.
Total debt remained relatively stable at $12.74B.
The debt-to-equity ratio stands at 0.55, indicating a moderate leverage profile.
Operating cash flow declined 25.3% to $1.93B.
Arthur J. Gallagher & Co. maintains a healthy net profit margin of 10.7%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | Gross Profit | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|---|
| Q3 FY2024 | $2.81B-3.5% | $312.6M | $403.3M | $403.3M | $934.8M | $57.24B | $7.99B | $12.18B |
| Q4 FY2024 | $2.72B-3.2% | $258.3M | $333.2M | $333.2M | $739.3M | $64.26B | $12.93B | $20.15B |
| Q1 FY2025 | $3.73B+37.2% | $704.4M | $872.7M | $872.7M | $871.8M | $74.10B | $12.93B | $22.32B |
| Q2 FY2025 | $3.22B-13.6% | $365.8M | $471.4M | $471.4M | $-426.1M | $80.12B | $12.74B | $23.02B |
| Q3 FY2025 | $3.37B+4.5% | $272.7M | $346.9M | $346.9M | $731.3M | $79.07B | $12.87B | $23.21B |
| Q4 FY2025 | $3.63B+7.8% | $151.1M | $180.0M | $180.0M | $753.0M | $70.67B | $12.74B | $23.32B |
| Q1 FY2026 | $4.76B+31.1% | $822.0M | $1.04B | $1.04B | $957.0M | $78.30B | $13.37B | $23.80B |
| Q2 FY2026 | $4.00B-15.9% | $324.0M | $414.0M | $1.01B | $10.0M | $81.81B | $14.11B | $23.75B |
Balance Sheet Summary (Q2 FY2026)
Arthur J. Gallagher & Co. (AJG) Financial Statements & Revenue History
Arthur J. Gallagher & Co. (AJG) is a US-listed stock operating in the Financial Services sector, specifically the Insurance Agents, Brokers & Service industry trading at $254.88 with a market capitalization of $65. This page provides 42 historical financial statements for Arthur J. Gallagher & Co., including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, Arthur J. Gallagher & Co. reported revenue of $13.9 billion, representing 20.7% year-over-year growth. The net profit margin of 10.7% indicates moderate profitability. The debt-to-equity ratio of 0.55 reflects moderate leverage.
AJG Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows Arthur J. Gallagher & Co.'s revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether AJG is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track AJG's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently Arthur J. Gallagher & Co. converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of AJG's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use AJG Financial Data
Investors use Arthur J. Gallagher & Co.'s financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare AJG's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how AJG's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View AJG's financial health score, earnings, and pre-market pricing.
Financial data is sourced from Arthur J. Gallagher & Co.'s SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.AJG trades on NYSE. This page is for informational purposes only and is not financial advice.