Ally Financial Inc. (ALLY) Financial Statements
Historical financial data — 42 statements covering FY2016–FY2025
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the fir...
Ally Financial Inc.'s revenue decreased 3.3% year over year, from $8.18B to $7.91B.
Net income increased 27.5% over the same period, from $668.0M to $852.0M.
Over the 9-year period from FY2016 to FY2025, revenue grew by 46% in total.
Total debt increased by 14.0% to $21.77B.
The debt-to-equity ratio stands at 1.40, indicating a elevated leverage profile.
Operating cash flow declined 17.6% to $3.73B.
Ally Financial Inc. maintains a healthy net profit margin of 10.8%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|
| Q3 FY2024 | $2.10B+5.1% | $357.0M | $233.0M | $992.0M | $192.98B | $18.61B | $14.72B |
| Q4 FY2024 | $2.09B-0.5% | $-140.0M | $175.0M | $620.0M | $191.84B | $19.09B | $13.90B |
| Q1 FY2025 | $1.54B-26.3% | $-225.0M | $-284.0M | $940.0M | $193.33B | $19.77B | $14.23B |
| Q2 FY2025 | $2.08B+35.1% | $352.0M | $436.0M | $947.0M | $189.47B | $19.73B | $14.55B |
| Q3 FY2025 | $2.17B+4.1% | $398.0M | $513.0M | $1.20B | $191.71B | $20.63B | $15.12B |
| Q4 FY2025 | $2.12B-2.1% | $327.0M | $386.0M | $640.0M | $196.00B | $21.77B | $15.50B |
| Q1 FY2026 | $2.10B-1.0% | $319.0M | $400.0M | $1.37B | N/A | N/A | N/A |
| Q2 FY2026 | $2.29B+8.8% | $410.0M | N/A | $1.35B | N/A | N/A | N/A |
Balance Sheet Summary (FY2025)
Ally Financial Inc. (ALLY) Financial Statements & Revenue History
Ally Financial Inc. (ALLY) is a US-listed stock operating in the Financial Services sector, specifically the State Commercial Banks industry trading at $37.80 with a market capitalization of $12. This page provides 42 historical financial statements for Ally Financial Inc., including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, Ally Financial Inc. reported revenue of $7.9 billion, a 3.3% decline from the prior year. The net profit margin of 10.8% indicates moderate profitability. The debt-to-equity ratio of 1.40 indicates elevated leverage.
ALLY Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows Ally Financial Inc.'s revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether ALLY is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track ALLY's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently Ally Financial Inc. converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of ALLY's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use ALLY Financial Data
Investors use Ally Financial Inc.'s financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare ALLY's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how ALLY's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View ALLY's financial health score, earnings, and pre-market pricing.
Financial data is sourced from Ally Financial Inc.'s SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.ALLY trades on NYSE. This page is for informational purposes only and is not financial advice.