Capital One Financial (COF) Financial Statements
Historical financial data — 42 statements covering FY2016–FY2025
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is...
Capital One Financial's revenue increased 28.4% year over year, from $53.94B to $69.25B.
Net income decreased 48.4% over the same period, from $4.75B to $2.45B.
Over the 9-year period from FY2016 to FY2025, revenue grew by 152% in total.
Operating cash flow grew 52.6% to $27.72B.
Capital One Financial maintains a moderate net profit margin of 3.5%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | EBIT | Op. Cash Flow | Total Assets | Equity |
|---|---|---|---|---|---|---|
| Q3 FY2024 | $13.80B+4.2% | $1.78B | $2.22B | $6.46B | $486.43B | $62.92B |
| Q4 FY2024 | $13.81B+0.1% | $1.10B | $1.46B | $2.45B | $490.14B | $60.78B |
| Q1 FY2025 | $13.40B-2.9% | $1.40B | $1.73B | $4.67B | $493.60B | $63.54B |
| Q2 FY2025 | $16.32B+21.8% | $-4.28B | $-5.93B | $6.07B | $658.97B | $110.96B |
| Q3 FY2025 | $19.72B+20.8% | $3.19B | $4.38B | $9.15B | $661.88B | $113.81B |
| Q4 FY2025 | $19.80B+0.4% | $2.13B | $2.10B | $7.83B | $669.01B | $113.62B |
| Q1 FY2026 | $19.32B-2.5% | $2.17B | $2.70B | $6.02B | N/A | N/A |
| Q2 FY2026 | $19.86B+2.8% | $3.02B | N/A | $8.44B | N/A | N/A |
Balance Sheet Summary (FY2025)
Capital One Financial (COF) Financial Statements & Revenue History
Capital One Financial (COF) is a US-listed stock operating in the Financial Services sector, specifically the National Commercial Banks industry trading at $199.90 with a market capitalization of $123. This page provides 42 historical financial statements for Capital One Financial, including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, Capital One Financial reported revenue of $69.3 billion, representing 28.4% year-over-year growth. The net profit margin of 3.5% suggests thin margins..
COF Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows Capital One Financial's revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether COF is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track COF's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently Capital One Financial converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of COF's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use COF Financial Data
Investors use Capital One Financial's financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare COF's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how COF's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View COF's financial health score, earnings, and pre-market pricing.
Financial data is sourced from Capital One Financial's SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.COF trades on NYSE. This page is for informational purposes only and is not financial advice.