M&T Bank Corp. (MTB) Financial Statements
Historical financial data — 42 statements covering FY2016–FY2025
M&T Bank is a US regional bank with around $215 billion in assets as of the end of the first quarter of 2026. Headquartered in Buffalo, New York, the bank's footprint is mostly concentrated in New...
M&T Bank Corp.'s revenue decreased 1.7% year over year, from $13.45B to $13.23B.
Net income increased 10.2% over the same period, from $2.59B to $2.85B.
Over the 9-year period from FY2016 to FY2025, revenue grew by 131% in total.
Total debt remained relatively stable at $13.06B.
The debt-to-equity ratio stands at 0.45, indicating a moderate leverage profile.
Operating cash flow declined 16.8% to $3.00B.
M&T Bank Corp. maintains a strong net profit margin of 21.6%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|
| Q3 FY2024 | $3.39B-26.9% | $721.0M | $909.0M | $-28.0M | $211.78B | $14.19B | $28.88B |
| Q4 FY2024 | $3.36B-0.8% | $681.0M | $882.0M | $1.68B | $208.10B | $13.66B | $29.03B |
| Q1 FY2025 | $3.17B-5.7% | $584.0M | $761.0M | $635.0M | $210.32B | $12.07B | $28.99B |
| Q2 FY2025 | $3.29B+3.8% | $716.0M | $935.0M | $844.0M | $211.58B | $14.45B | $28.52B |
| Q3 FY2025 | $3.43B+4.3% | $792.0M | $1.02B | $1.00B | $211.28B | $14.99B | $28.73B |
| Q4 FY2025 | $3.33B-2.9% | $759.0M | $971.0M | $523.0M | $213.51B | $13.06B | $29.18B |
| Q1 FY2026 | $3.23B-3.2% | $664.0M | $863.0M | $1.01B | $214.74B | $19.45B | $27.97B |
| Q2 FY2026 | $3.36B+4.2% | $818.0M | N/A | $1.27B | $219.26B | $18.68B | $27.95B |
Balance Sheet Summary (Q2 FY2026)
M&T Bank Corp. (MTB) Financial Statements & Revenue History
M&T Bank Corp. (MTB) is a US-listed stock operating in the Financial Services sector, specifically the State Commercial Banks industry trading at $215.28 with a market capitalization of $31. This page provides 42 historical financial statements for M&T Bank Corp., including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, M&T Bank Corp. reported revenue of $13.2 billion, a 1.7% decline from the prior year. The net profit margin of 21.6% reflects strong profitability. The debt-to-equity ratio of 0.45 shows conservative leverage.
MTB Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows M&T Bank Corp.'s revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether MTB is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track MTB's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently M&T Bank Corp. converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of MTB's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use MTB Financial Data
Investors use M&T Bank Corp.'s financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare MTB's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how MTB's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View MTB's financial health score, earnings, and pre-market pricing.
Financial data is sourced from M&T Bank Corp.'s SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.MTB trades on NYSE. This page is for informational purposes only and is not financial advice.