Nu Holdings Ltd. (NU) Financial Statements

Historical financial data — 5 statements covering FY2021–FY2025

Nu Holdings Ltd is a Brazilian financial technology firm that offers digital banking services. Its services include Retail credit, SME credit, Payments, Customer assets, Insurance brokerage, E-comm...

Nu Holdings Ltd.'s revenue increased 26.8% year over year, from $5.51B to $6.99B.

Net income increased 45.5% over the same period, from $1.97B to $2.87B.

Over the 4-year period from FY2021 to FY2025, revenue grew by 722% in total.

Total debt increased by 154.2% to $4.40B.

The debt-to-equity ratio stands at 0.39, indicating a moderate leverage profile.

Nu Holdings Ltd. maintains a strong net profit margin of 41.0%.

Recent Financial Statements

PeriodRevenueNet IncomeGross ProfitEBITOp. Cash FlowTotal AssetsTotal DebtEquity
FY2021$850.0M$-165.0MN/AN/AN/A$19.86B$169.3M$4.44B
FY2022$1.84B+116.4%$-364.6MN/AN/AN/A$29.93B$597.1M$4.89B
FY2023$3.71B+101.5%$1.03BN/AN/AN/A$43.35B$1.14B$6.41B
FY2024$5.51B+48.7%$1.97BN/AN/AN/A$49.93B$1.73B$7.65B
FY2025$6.99B+26.8%$2.87BN/AN/AN/A$74.89B$4.40B$11.32B

Balance Sheet Summary (Latest Period)

Total Assets
$74.89B
Total Liabilities
$63.57B
Total Equity
$11.32B
Cash & Equivalents
$24.54B
Total Debt
$4.40B
Current Assets
N/A
Current Liabilities
N/A
Retained Earnings
$6.41B
Current Price: $14.34
Market Cap: $69.3B
Sector: Financial Services