Old Republic International Corporation (ORI) Financial Statements
Historical financial data — 41 statements covering FY2016–FY2025
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insuran...
Old Republic International Corporation's revenue increased 11.0% year over year, from $8.23B to $9.14B.
Net income increased 9.7% over the same period, from $852.7M to $935.4M.
Over the 9-year period from FY2016 to FY2025, revenue grew by 55% in total.
Operating cash flow declined 5.6% to $1.16B.
Old Republic International Corporation maintains a healthy net profit margin of 10.2%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | Gross Profit | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2024 | $1.87B-7.2% | $91.9M | N/A | $113.4M | $236.5M | $27.53B | N/A | $6.03B |
| Q3 FY2024 | $2.34B+25.1% | $339.0M | N/A | $426.9M | $474.8M | $28.84B | N/A | $6.45B |
| Q4 FY2024 | $2.00B-14.5% | $105.1M | N/A | N/A | $361.7M | $27.84B | N/A | $5.62B |
| Q1 FY2025 | $2.11B+5.6% | $245.0M | N/A | $307.7M | $231.7M | $28.03B | N/A | $5.92B |
| Q2 FY2025 | $2.21B+4.5% | $204.5M | N/A | $260.2M | $133.8M | $29.26B | N/A | $6.19B |
| Q3 FY2025 | $2.42B+9.8% | $279.5M | N/A | $353.0M | $563.9M | $30.25B | N/A | $6.42B |
| Q4 FY2025 | $2.39B-1.4% | $206.4M | N/A | N/A | $234.9M | $29.86B | N/A | $5.91B |
| Q1 FY2026 | $2.40B+0.4% | $330.0M | N/A | $413.4M | $281.4M | $29.60B | N/A | $5.91B |
Balance Sheet Summary (Latest Period)
Old Republic International Corporation (ORI) Financial Statements & Revenue History
Old Republic International Corporation (ORI) is a US-listed stock operating in the Financial Services sector, specifically the Surety Insurance industry trading at $37.94 with a market capitalization of $9. This page provides 41 historical financial statements for Old Republic International Corporation, including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, Old Republic International Corporation reported revenue of $9.1 billion, representing 11.0% year-over-year growth. The net profit margin of 10.2% indicates moderate profitability..
ORI Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows Old Republic International Corporation's revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether ORI is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track ORI's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently Old Republic International Corporation converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of ORI's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use ORI Financial Data
Investors use Old Republic International Corporation's financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare ORI's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how ORI's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View ORI's financial health score, earnings, and pre-market pricing.
Financial data is sourced from Old Republic International Corporation's SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.ORI trades on NYSE. This page is for informational purposes only and is not financial advice.