PNC Financial Services Group (PNC) Financial Statements
Historical financial data — 42 statements covering FY2016–FY2025
PNC Financial is one of the three super-regional banks in the US, with over $600 billion in total assets at the end of March 2026. Headquartered in Pittsburgh, Pennsylvania, PNC Financial has a coa...
PNC Financial Services Group's revenue increased 7.2% year over year, from $21.55B to $23.10B.
Net income increased 17.5% over the same period, from $5.95B to $7.00B.
Over the 9-year period from FY2016 to FY2025, revenue grew by 52% in total.
Total debt decreased by 7.4% to $57.10B.
The debt-to-equity ratio stands at 0.94, indicating a moderate leverage profile.
Operating cash flow declined 44.4% to $4.38B.
PNC Financial Services Group maintains a strong net profit margin of 30.3%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|
| Q3 FY2024 | $5.43B+0.4% | $1.40B | $1.86B | $3.29B | $564.88B | $68.07B | $55.69B |
| Q4 FY2024 | $5.57B+2.5% | $1.96B | $1.91B | $1.80B | $560.04B | $61.67B | $54.42B |
| Q1 FY2025 | $5.45B-2.1% | $1.50B | $1.85B | $-509.0M | $554.72B | $60.72B | $56.41B |
| Q2 FY2025 | $5.66B+3.8% | $1.64B | $2.02B | $1.48B | $559.11B | $60.42B | $57.61B |
| Q3 FY2025 | $5.92B+4.5% | $1.82B | $2.29B | $2.66B | $568.77B | $62.34B | $58.99B |
| Q4 FY2025 | $6.07B+2.6% | $2.03B | $2.33B | $757.0M | $573.57B | $57.10B | $60.59B |
| Q1 FY2026 | $6.17B+1.5% | $1.77B | $2.19B | $1.93B | $603.03B | $68.49B | $63.68B |
| Q2 FY2026 | $6.88B+11.5% | $2.06B | N/A | $2.15B | $616.03B | $87.96B | $64.06B |
Balance Sheet Summary (Q2 FY2026)
PNC Financial Services Group (PNC) Financial Statements & Revenue History
PNC Financial Services Group (PNC) is a US-listed stock operating in the Financial Services sector, specifically the National Commercial Banks industry trading at $217.39 with a market capitalization of $87. This page provides 42 historical financial statements for PNC Financial Services Group, including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, PNC Financial Services Group reported revenue of $23.1 billion, representing 7.2% year-over-year growth. The net profit margin of 30.3% reflects strong profitability. The debt-to-equity ratio of 0.94 reflects moderate leverage.
PNC Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows PNC Financial Services Group's revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether PNC is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track PNC's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently PNC Financial Services Group converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of PNC's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use PNC Financial Data
Investors use PNC Financial Services Group's financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare PNC's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how PNC's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View PNC's financial health score, earnings, and pre-market pricing.
Financial data is sourced from PNC Financial Services Group's SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.PNC trades on NYSE. This page is for informational purposes only and is not financial advice.