The Charles Schwab Corporation (SCHW) Financial Statements
Historical financial data — 42 statements covering FY2016–FY2025
Charles Schwab is one of the largest retail-oriented financial-services companies in the US, with $11.9 trillion in client assets across its brokerage, banking, asset management, custody, financial...
The Charles Schwab Corporation's revenue increased 22.0% year over year, from $19.61B to $23.92B.
Net income increased 49.0% over the same period, from $5.94B to $8.85B.
Over the 9-year period from FY2016 to FY2025, revenue grew by 220% in total.
Total debt remained relatively stable at $22.20B.
The debt-to-equity ratio stands at 0.45, indicating a moderate leverage profile.
Operating cash flow grew 248.7% to $9.31B.
The Charles Schwab Corporation maintains a strong net profit margin of 37.0%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|
| Q3 FY2024 | $4.85B+3.3% | $1.41B | $1.84B | $19.10B | $466.06B | $22.44B | $47.22B |
| Q4 FY2024 | $5.33B+9.9% | $1.84B | $2.31B | $-10.83B | $479.84B | $22.43B | $48.38B |
| Q1 FY2025 | $5.60B+5.1% | $1.91B | $2.46B | $6.36B | $462.90B | $21.47B | $49.51B |
| Q2 FY2025 | $5.85B+4.5% | $2.13B | $2.80B | $3.18B | $458.94B | $20.21B | $49.45B |
| Q3 FY2025 | $6.13B+4.9% | $2.36B | $3.02B | $538.0M | $465.25B | $20.20B | $49.38B |
| Q4 FY2025 | $6.34B+3.3% | $2.46B | $3.18B | $-763.0M | $491.00B | $22.20B | $49.42B |
| Q1 FY2026 | $6.48B+2.3% | $2.48B | $3.19B | $7.34B | $493.32B | $59.46B | $49.23B |
| Q2 FY2026 | $7.07B+9.1% | $2.80B | $3.71B | $4.30B | $517.27B | $75.78B | $50.15B |
Balance Sheet Summary (Q2 FY2026)
The Charles Schwab Corporation (SCHW) Financial Statements & Revenue History
The Charles Schwab Corporation (SCHW) is a US-listed stock operating in the Financial Services sector, specifically the Security Brokers, Dealers & Flotation Companies industry trading at $91.98 with a market capitalization of $159. This page provides 42 historical financial statements for The Charles Schwab Corporation, including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, The Charles Schwab Corporation reported revenue of $23.9 billion, representing 22.0% year-over-year growth. The net profit margin of 37.0% reflects strong profitability. The debt-to-equity ratio of 0.45 shows conservative leverage.
SCHW Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows The Charles Schwab Corporation's revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether SCHW is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track SCHW's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently The Charles Schwab Corporation converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of SCHW's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use SCHW Financial Data
Investors use The Charles Schwab Corporation's financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare SCHW's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how SCHW's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View SCHW's financial health score, earnings, and pre-market pricing.
Financial data is sourced from The Charles Schwab Corporation's SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.SCHW trades on NYSE. This page is for informational purposes only and is not financial advice.