SouthState Bank Corporation (SSB) Financial Statements
Historical financial data — 41 statements covering FY2016–FY2025
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides reta...
SouthState Bank Corporation's revenue increased 28.6% year over year, from $250.5M to $322.0M.
Net income increased 49.3% over the same period, from $534.8M to $798.7M.
Over the 9-year period from FY2016 to FY2025, revenue declined by 31% in total.
Operating cash flow declined 41.2% to $300.8M.
SouthState Bank Corporation maintains a strong net profit margin of 248.0%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | Gross Profit | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2024 | $59.7M+2.2% | $132.4M | N/A | $172.8M | $126.8M | $45.49B | N/A | $5.65B |
| Q3 FY2024 | $62.5M+4.8% | $143.2M | N/A | $186.5M | $-246.8M | $46.08B | N/A | $5.90B |
| Q4 FY2024 | $69.9M+11.8% | $144.2M | N/A | $187.3M | $354.3M | $46.38B | N/A | $5.89B |
| Q1 FY2025 | $71.4M+2.1% | $89.1M | N/A | $121.2M | $-126.3M | $65.14B | N/A | $8.62B |
| Q2 FY2025 | $74.4M+4.3% | $215.2M | N/A | $282.2M | $72.6M | $65.89B | N/A | $8.80B |
| Q3 FY2025 | $85.1M+14.3% | $246.6M | N/A | $321.4M | $122.4M | $66.05B | N/A | $9.01B |
| Q4 FY2025 | $91.1M+7.1% | $247.7M | N/A | $315.4M | $232.1M | $67.20B | N/A | $9.06B |
| Q1 FY2026 | $87.1M-4.4% | $225.8M | N/A | $291.4M | $299.0M | $67.98B | N/A | $9.03B |
Balance Sheet Summary (Latest Period)
SouthState Bank Corporation (SSB) Financial Statements & Revenue History
SouthState Bank Corporation (SSB) is a US-listed stock operating in the Financial Services sector, specifically the State Commercial Banks industry trading at $102.46 with a market capitalization of $10. This page provides 41 historical financial statements for SouthState Bank Corporation, including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, SouthState Bank Corporation reported revenue of $322 million, representing 28.6% year-over-year growth. The net profit margin of 248.0% reflects strong profitability..
SSB Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows SouthState Bank Corporation's revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether SSB is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track SSB's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently SouthState Bank Corporation converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of SSB's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use SSB Financial Data
Investors use SouthState Bank Corporation's financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare SSB's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how SSB's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View SSB's financial health score, earnings, and pre-market pricing.
Financial data is sourced from SouthState Bank Corporation's SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.SSB trades on NYSE. This page is for informational purposes only and is not financial advice.