UBS Group AG (UBS) Financial Statements
Historical financial data — 5 statements covering FY2021–FY2025
UBS is a global financial institution built around its core strength in wealth management, serving high and ultra-high-net-worth individuals. In Switzerland, it also operates as a traditional retai...
UBS Group AG's revenue increased 3.3% year over year, from $48.03B to $49.60B.
Net income increased 52.7% over the same period, from $5.08B to $7.77B.
Over the 4-year period from FY2021 to FY2025, revenue grew by 40% in total.
Total debt increased by 12.3% to $599.21B.
The debt-to-equity ratio stands at 6.70, indicating a high leverage profile.
Operating cash flow declined 59.3% to $14.17B.
UBS Group AG maintains a healthy net profit margin of 15.7%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|
| FY2021 | $35.50B | $7.46B | $23.34B | $1.10T | $377.63B | $57.22B |
| FY2022 | $34.18B-3.7% | $7.63B | $33.28B | $1.72T | $656.56B | $86.16B |
| FY2023 | $39.61B+15.9% | $27.37B | $18.35B | $1.57T | $551.34B | $85.57B |
| FY2024 | $48.03B+21.2% | $5.08B | $34.79B | $1.62T | $533.51B | $90.48B |
| FY2025 | $49.60B+3.3% | $7.77B | $14.17B | $1.71T | $599.21B | $89.43B |
Balance Sheet Summary (FY2025)
UBS Group AG (UBS) Financial Statements & Revenue History
UBS Group AG (UBS) is a US-listed stock operating in the Financial Services sector trading at $47.68 with a market capitalization of $146. This page provides 5 historical financial statements for UBS Group AG, including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, UBS Group AG reported revenue of $49.6 billion, representing 3.3% year-over-year growth. The net profit margin of 15.7% reflects strong profitability. The debt-to-equity ratio of 6.70 signals high leverage.
UBS Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows UBS Group AG's revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether UBS is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track UBS's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently UBS Group AG converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of UBS's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use UBS Financial Data
Investors use UBS Group AG's financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare UBS's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how UBS's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View UBS's financial health score, earnings, and pre-market pricing.
Financial data is sourced from UBS Group AG's SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.UBS trades on NYSE. This page is for informational purposes only and is not financial advice.