First Citizens BancShares Inc (FCNCA) Valuation

Historical valuation analysis based on 500 data points (2024-09-24 to 2026-09-22)

First Citizens is a US regional bank with total assets of around $237 billion as of June 30, 2026. Headquartered in Raleigh, North Carolina, First Citizens' largest markets are North Carolina, Sout...

First Citizens BancShares Inc (FCNCA) currently trades at a P/E ratio of 10.93 (historical range: 7.80–12.99, median: 10.82), placing it at the 53th percentile — near its historical average, P/S ratio of 17.11 (range: 15.24–25.51, 18th percentile — cheap relative to its history).

First Citizens BancShares Inc trades below its historical valuation range, with most metrics below their median levels.

Historical Valuation Metrics

MetricCurrentMinMedianMaxPercentileAssessment
P/E Ratio10.937.8010.8212.9953thnear its historical average
P/S Ratio17.1115.2418.2625.5118thcheap relative to its history
FCF Yield0.090.070.090.1256thnear its historical average
Current Price: $2067.05
Market Cap: $23.3B
Sector: Financial Services
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First Citizens BancShares Inc (FCNCA) Valuation & P/E History

First Citizens BancShares Inc (FCNCA) is a US-listed stock operating in the Financial Services sector, specifically the State Commercial Banks industry currently trading at $2067.05 with a market capitalization of $23.3 billion. This page provides historical valuation analysis for FCNCA based on 500 data points covering 2024-09-24 to 2026-09-22. The P/E ratio of 10.93 is above the historical median of 10.82, placing FCNCA at the 53th percentile of its valuation range. The P/S ratio of 17.11 compares to a median of 18.26.

FCNCA Valuation Metrics & Historical Range

The valuation table above shows First Citizens BancShares Inc's current and historical valuation multiples, including P/E ratio, P/S ratio, EV/EBITDA, FCF yield, and dividend yield. Each metric is compared to its own historical range to determine whether FCNCA is currently trading above or below its typical valuation levels.

  • P/E ratio: Price-to-earnings measures how much investors pay per dollar of earnings. A P/E above the historical median suggests FCNCA is expensively valued; below the median suggests it is cheap.
  • P/S ratio: Price-to-sales is useful for companies with volatile or negative earnings. Lower P/S relative to history may indicate value.
  • EV/EBITDA: Enterprise value to EBITDA adjusts for debt and cash, providing a capital-structure-neutral valuation measure for First Citizens BancShares Inc.
  • FCF yield: Free cash flow yield shows the cash return relative to market price. Higher yields may indicate undervaluation.

Is FCNCA Overvalued or Undervalued?

First Citizens BancShares Inc trades below its historical valuation range, with most metrics below their median levels. The overall valuation percentile of 36 combines P/E, P/S, and EV/EBITDA percentiles into a single measure of how expensive FCNCA is relative to its own history. A percentile below 25 suggests the stock may be undervalued, while a percentile above 75 suggests it may be overvalued.

However, valuation is only one factor in investment decisions. A stock can remain "overvalued" for years if growth accelerates, or "undervalued" if the business deteriorates. Always combine valuation analysis with financial statement analysis and the full FCNCA analysis page for a complete picture.

Valuation data is computed from historical price and fundamental data via Polygon.io and Finnhub.FCNCA trades on NYSE. This page is for informational purposes only and is not financial advice.