The Hartford Insurance Group, Inc. (HIG) Valuation
Historical valuation analysis based on 1279 data points (2021-09-14 to 2026-10-16)
The Hartford Insurance Group Inc. provides property and casualty insurance, group benefits, and mutual funds. The company is widely recognized for its service excellence, sustainability practices,...
The Hartford Insurance Group, Inc. (HIG) currently trades at a P/E ratio of 8.38 (historical range: 7.76–13.94, median: 11.34), placing it at the 2th percentile — cheap relative to its history, P/S ratio of 1.27 (range: 0.91–1.48, 60th percentile — above its historical average), EV/EBITDA of 8.09 (range: 7.07–14.04, 9th percentile).
The Hartford Insurance Group, Inc. trades well below its historical valuation range across most metrics.
Historical Valuation Metrics
| Metric | Current | Median | %ile | Assessment |
|---|---|---|---|---|
| P/E Ratio | 8.38 | 11.34 | 2th | cheap relative to its history |
| P/S Ratio | 1.27 | 1.21 | 60th | above its historical average |
| EV/EBITDA | 8.09 | 9.31 | 9th | cheap relative to its history |
| FCF Yield | 15.59% | 15.43% | 56th | near its historical average |
The Hartford Insurance Group, Inc. (HIG) Valuation & P/E History
The Hartford Insurance Group, Inc. (HIG) is a US-listed stock operating in the Financial Services sector, specifically the Fire, Marine & Casualty Insurance industry currently trading at $135.12 with a market capitalization of $36.6 billion. This page provides historical valuation analysis for HIG based on 1279 data points covering 2021-09-14 to 2026-10-16. The P/E ratio of 8.38 is below the historical median of 11.34, placing HIG at the 2th percentile of its valuation range. The P/S ratio of 1.27 compares to a median of 1.21.
HIG Valuation Metrics & Historical Range
The valuation table above shows The Hartford Insurance Group, Inc.'s current and historical valuation multiples, including P/E ratio, P/S ratio, EV/EBITDA, FCF yield, and dividend yield. Each metric is compared to its own historical range to determine whether HIG is currently trading above or below its typical valuation levels.
- P/E ratio: Price-to-earnings measures how much investors pay per dollar of earnings. A P/E above the historical median suggests HIG is expensively valued; below the median suggests it is cheap.
- P/S ratio: Price-to-sales is useful for companies with volatile or negative earnings. Lower P/S relative to history may indicate value.
- EV/EBITDA: Enterprise value to EBITDA adjusts for debt and cash, providing a capital-structure-neutral valuation measure for The Hartford Insurance Group, Inc..
- FCF yield: Free cash flow yield shows the cash return relative to market price. Higher yields may indicate undervaluation.
Is HIG Overvalued or Undervalued?
The Hartford Insurance Group, Inc. trades well below its historical valuation range across most metrics. The overall valuation percentile of 24 combines P/E, P/S, and EV/EBITDA percentiles into a single measure of how expensive HIG is relative to its own history. A percentile below 25 suggests the stock may be undervalued, while a percentile above 75 suggests it may be overvalued.
However, valuation is only one factor in investment decisions. A stock can remain "overvalued" for years if growth accelerates, or "undervalued" if the business deteriorates. Always combine valuation analysis with financial statement analysis and the full HIG analysis page for a complete picture.
Valuation data is computed from historical price and fundamental data via Polygon.io and Finnhub.HIG trades on NYSE. This page is for informational purposes only and is not financial advice.