Mastercard Incorporated (MA) Valuation
Historical valuation analysis based on 1280 data points (2021-09-13 to 2026-10-16)
Mastercard is the second-largest payment processor in the world, having processed close to $11 trillion in volume during 2025. Mastercard operates in over 200 countries and processes transactions i...
Mastercard Incorporated (MA) currently trades at a P/E ratio of 33.27 (historical range: 27.05–49.60, median: 36.59), placing it at the 19th percentile — cheap relative to its history, P/S ratio of 15.42 (range: 12.41–22.13, 23th percentile — below its historical average), EV/EBITDA of 27.07 (range: 21.90–42.87, 17th percentile).
Mastercard Incorporated trades well below its historical valuation range across most metrics.
Historical Valuation Metrics
| Metric | Current | Median | %ile | Assessment |
|---|---|---|---|---|
| P/E Ratio | 33.27 | 36.59 | 19th | cheap relative to its history |
| P/S Ratio | 15.42 | 16.43 | 23th | below its historical average |
| EV/EBITDA | 27.07 | 29.88 | 17th | cheap relative to its history |
| FCF Yield | 3.09% | 2.93% | 65th | below its historical average |
Mastercard Incorporated (MA) Valuation & P/E History
Mastercard Incorporated (MA) is a US-listed stock operating in the Financial Services sector, specifically the Credit Services industry currently trading at $615.09 with a market capitalization of $538.8 billion. This page provides historical valuation analysis for MA based on 1280 data points covering 2021-09-13 to 2026-10-16. The P/E ratio of 33.27 is below the historical median of 36.59, placing MA at the 19th percentile of its valuation range. The P/S ratio of 15.42 compares to a median of 16.43.
MA Valuation Metrics & Historical Range
The valuation table above shows Mastercard Incorporated's current and historical valuation multiples, including P/E ratio, P/S ratio, EV/EBITDA, FCF yield, and dividend yield. Each metric is compared to its own historical range to determine whether MA is currently trading above or below its typical valuation levels.
- P/E ratio: Price-to-earnings measures how much investors pay per dollar of earnings. A P/E above the historical median suggests MA is expensively valued; below the median suggests it is cheap.
- P/S ratio: Price-to-sales is useful for companies with volatile or negative earnings. Lower P/S relative to history may indicate value.
- EV/EBITDA: Enterprise value to EBITDA adjusts for debt and cash, providing a capital-structure-neutral valuation measure for Mastercard Incorporated.
- FCF yield: Free cash flow yield shows the cash return relative to market price. Higher yields may indicate undervaluation.
Is MA Overvalued or Undervalued?
Mastercard Incorporated trades well below its historical valuation range across most metrics. The overall valuation percentile of 20 combines P/E, P/S, and EV/EBITDA percentiles into a single measure of how expensive MA is relative to its own history. A percentile below 25 suggests the stock may be undervalued, while a percentile above 75 suggests it may be overvalued.
However, valuation is only one factor in investment decisions. A stock can remain "overvalued" for years if growth accelerates, or "undervalued" if the business deteriorates. Always combine valuation analysis with financial statement analysis and the full MA analysis page for a complete picture.
Valuation data is computed from historical price and fundamental data via Polygon.io and Finnhub.MA trades on NYSE. This page is for informational purposes only and is not financial advice.