Truist Financial Corporation (TFC) Valuation
Historical valuation analysis based on 1279 data points (2021-09-14 to 2026-10-16)
Truist Financial is one of the three super-regional banks in the US, with around $550 billion in assets as of the first quarter of 2026. Truist emerged from the combination of BB&T and SunTrust in...
Truist Financial Corporation (TFC) currently trades at a P/E ratio of 10.39 (historical range: 6.01–15.86, median: 11.32), placing it at the 34th percentile — below its historical average, P/S ratio of 1.88 (range: 1.12–3.92, 27th percentile — below its historical average), EV/EBITDA of 14.41 (range: 14.12–15.60, 16th percentile).
Over the historical period (2021-09-14 to 2026-10-16), Truist Financial Corporation's P/E ratio has expanded by 15% over the observed period (from an average of 10.4 to 12.0).
Truist Financial Corporation trades below its historical valuation range, with most metrics below their median levels.
Historical Valuation Metrics
| Metric | Current | Median | %ile | Assessment |
|---|---|---|---|---|
| P/E Ratio | 10.39 | 11.32 | 34th | below its historical average |
| P/S Ratio | 1.88 | 2.20 | 27th | below its historical average |
| EV/EBITDA | 14.41 | 15.02 | 16th | cheap relative to its history |
| FCF Yield | 9.10% | 18.38% | 34th | above its historical average |
Truist Financial Corporation (TFC) Valuation & P/E History
Truist Financial Corporation (TFC) is a US-listed stock operating in the Financial Services sector, specifically the National Commercial Banks industry currently trading at $46.81 with a market capitalization of $57.2 billion. This page provides historical valuation analysis for TFC based on 1279 data points covering 2021-09-14 to 2026-10-16. The P/E ratio of 10.39 is below the historical median of 11.32, placing TFC at the 34th percentile of its valuation range. The P/S ratio of 1.88 compares to a median of 2.20.
TFC Valuation Metrics & Historical Range
The valuation table above shows Truist Financial Corporation's current and historical valuation multiples, including P/E ratio, P/S ratio, EV/EBITDA, FCF yield, and dividend yield. Each metric is compared to its own historical range to determine whether TFC is currently trading above or below its typical valuation levels.
- P/E ratio: Price-to-earnings measures how much investors pay per dollar of earnings. A P/E above the historical median suggests TFC is expensively valued; below the median suggests it is cheap.
- P/S ratio: Price-to-sales is useful for companies with volatile or negative earnings. Lower P/S relative to history may indicate value.
- EV/EBITDA: Enterprise value to EBITDA adjusts for debt and cash, providing a capital-structure-neutral valuation measure for Truist Financial Corporation.
- FCF yield: Free cash flow yield shows the cash return relative to market price. Higher yields may indicate undervaluation.
Is TFC Overvalued or Undervalued?
Truist Financial Corporation trades below its historical valuation range, with most metrics below their median levels. The overall valuation percentile of 26 combines P/E, P/S, and EV/EBITDA percentiles into a single measure of how expensive TFC is relative to its own history. A percentile below 25 suggests the stock may be undervalued, while a percentile above 75 suggests it may be overvalued.
However, valuation is only one factor in investment decisions. A stock can remain "overvalued" for years if growth accelerates, or "undervalued" if the business deteriorates. Always combine valuation analysis with financial statement analysis and the full TFC analysis page for a complete picture.
Valuation data is computed from historical price and fundamental data via Polygon.io and Finnhub.TFC trades on NYSE. This page is for informational purposes only and is not financial advice.