CNH INDUSTRIAL N.V. (CNH) Stock Analysis
Market Closed
Sector: Industrials · Industry: Construction Machinery & Equip
AnalystsBuy24 analystsWhat's happening with CNH
Price History
5-Year Weekly Candlestick Chart
Profile
growth, financial health, valuation and profitability lag behind.
How is each axis scored?
- Valuation45/100 · Weak
- P/E vs own history (99th pct)0/25
- FCF yield (n/a)10/25
- P/S (1.2x)25/25
- EV/EBIT (n/a)10/25
- Growth25/100 · Weak
- Revenue CAGR (-8.8%)0/25
- Net income CAGR (-59.1%)0/25
- EPS CAGR 5Y (-58.8%)0/25
- Fwd implied growth (144.2%)25/25
- Profitability48/100 · Weak
- ROIC (33.6%)25/25
- ROE (4.9%)5/25
- Net margin (2.1%)6/25
- Operating margin (14.6%)12/25
- Financial Health31/100 · Weak
- Altman Z (0.78)3/25
- Current ratio (0.47)0/25
- Interest coverage (1.4x)3/25
- Net cash / debt (Net cash)25/25
- Quality60/100 · Moderate
- Piotroski F (4/9)10/25
- Beneish M (-2.80)25/25
- FCF conversion (n/a)0/25
- Margin stability (σ 2.1%)25/25
About CNH INDUSTRIAL N.V.
CNH Industrial is the world's second largest manufacturer of agricultural machinery (82% of industrial net sales) as well as a major player in construction equipment (18% of industrial net sales). Show more
Its Case and New Holland brands have served farmers for generations. Geographically, agricultural sales are 40% in North America, 32% in Europe, the Middle East, and Africa, 18% in South America, and 10% in Asia-Pacific. CNH's products are available through a robust independent dealer network, which includes over 2,600 dealer and distribution locations and reach into 164 countries. The construction business leverages over 400 dealers. The company's captive finance arm provides retail financing to its customers and wholesale financing to dealers to maintain inventory, thereby supporting sales.
Headquarters: BASILDON, ESSEX · Employees: 34,197 · Website ↗
Insider Transactions
Recent SEC Form 4 filings
- BuyGrant / award · filed 2026-05-27+5.6K sh2026-05-26
- BuyGrant / award · filed 2026-05-27+5.6K sh2026-05-26
- BuyGrant / award · filed 2026-05-27+5.6K sh2026-05-26
- BuyGrant / award · filed 2026-05-27+5.6K sh2026-05-26
- BuyGrant / award · filed 2026-05-27+5.6K sh2026-05-26
+3 more recent filings
Key Metrics
Financial snapshot — pillar inputs plus per-share and market context
Valuation
45D+P/E (TTM)44.1xD
Grade D: ExpensivePrice / TTM EPS (own statements) — vs own 2Y history: 10.4x–46.4x · highest in history
P/FCF11.8xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield8.5%A
Grade A: ValueTTM FCF / Market Cap
P/S (TTM)1.22xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 2Y history: 0.6x–1.4x · 87th pct
EV/EBITDA13.2xB
Grade B: FairEnterprise value / EBITDA (Finnhub) — capital-structure neutral
EV/Sales2.3xB
Grade B: FairEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E18.1xB
Grade B: FairPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio2.82xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio1.60B
Grade B: FairFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield0.82%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio65.3%C
Grade C: HighDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
48D+ROIC33.6%A
Grade A: MoatNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE4.9%D
Grade D: WeakReturn on Equity. Neg. equity = heavy buybacks
ROA0.7%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin2.1%D
Grade D: LowNet Income / Revenue
Operating Margin14.6%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin31.3%C
Grade C: AverageGross Profit / Revenue
FCF Margin—
FCF / Revenue
True FCF Margin—
TTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Financial Health
31DAltman Z-Score0.78D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.47xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.18xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage1.4xD
Grade D: RiskyEBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF
Net Debt/EBIT—
Leverage. <2x Low, >4x High
Debt/Equity3.46xD
Grade D: HighDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt—
Cash covers how much of total debt. >1 = could repay all debt from cash
Growth
25ERevenue CAGR-8.8%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR-59.1%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)-58.8%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth144.2%A
Grade A: HighImplied 1Y EPS growth from forward P/E vs our TTM EPS. Sparse — only where forward estimates exist
Dilution (5Y)—
Share count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue—
TTM stock-based comp / TTM Revenue
Quality
60BPiotroski F-Score4/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.80A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion—
FCF / Net Income
Margin Stability2.1%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue—
TTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.42xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
More metrics — Per Share, Balance Sheet, MarketHide additional metrics
Per Share
EPS (TTM)$0.31
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$2.08
Cash & short-term investments per share (Finnhub)
Book Value / Share$6.22
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt—
Total debt obligations (short + long term)
Cash & Equiv.$1.60B
Cash and short-term investments
Net Debt—
Total Debt minus Cash. Negative = Net Cash position
Total Equity$7.81B
Shareholders' equity (book value)
Asset / Liability1.23xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$22.02B
Current Market Capitalization
Beta1.24C
Grade C: VolatilePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
Takeaway
Neutral
Current P/E of 44.1x is the highest in available history.
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Mar 2026 · Ratio snapshot Sep 23, 2026
Key Insights: CNH INDUSTRIAL N.V. (CNH)
Composite verdict for CNH INDUSTRIAL N.V.: Neutral. Piotroski F-Score of 4/9 indicates mixed fundamentals for CNH INDUSTRIAL N.V.. Altman Z-Score of 0.78 is below the 1.81 distress threshold — an elevated financial-risk flag.
- Beneish M-Score of -2.80 suggests a low likelihood of earnings manipulation.
- Revenue has been contracting (CAGR ≈ -9%), which weighs on the growth outlook.
- Interest coverage of 1.4× leaves little room for earnings shocks.
See how CNH ranks on the Capex Tracker — top 50 capital spenders compared.
No significant market moves for CNH in the last 30 days.
See CNH move history →Frequently Asked Questions about CNH
Is CNH stock a buy right now?
PreMarketPrice's quantitative model rates CNH INDUSTRIAL N.V.'s financial health at 31/100 — Neutral. This is a data-driven snapshot of fundamentals, not investment advice.
Is CNH stock overvalued?
CNH INDUSTRIAL N.V. trades at a trailing P/E of 44.1 and our valuation score rates it 45/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does CNH INDUSTRIAL N.V. report earnings?
No confirmed earnings date is currently scheduled for CNH. The Earnings section lists recent reports and updates as dates are announced.
What sector does CNH INDUSTRIAL N.V. operate in?
CNH INDUSTRIAL N.V. operates in the Industrials sector, within the Construction Machinery & Equip industry. The Related Stocks section lists sector peers for comparison.
What does CNH INDUSTRIAL N.V. do?
CNH Industrial is the world's second largest manufacturer of agricultural machinery (82% of industrial net sales) as well as a major player in construction equipment (18% of industrial net sales).
About CNH INDUSTRIAL N.V. (CNH) Stock
CNH INDUSTRIAL N.V. (CNH) is a US-listed stock operating in the Industrials sector, specifically the Construction Machinery & Equip industry. Real-time pricing data for CNH INDUSTRIAL N.V. is available on this page with a market capitalization of $22.0 billion. The financial health score for CNH is 31/100, which indicates weak financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for CNH stock.
CNH Stock Analysis & Key Metrics
On PreMarketPrice, you can track CNH INDUSTRIAL N.V. (CNH) across multiple dimensions:
- Pre-market price & movement: Real-time CNH stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for CNH with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for CNH INDUSTRIAL N.V. across multiple reporting periods.
- Financial health score: A composite score of 31/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for CNH.
- Sector peers: Compare CNH against 10 other industrials stocks on key financial metrics.
Is CNH a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate CNH INDUSTRIAL N.V. (CNH) as an investment. The financial health score of 31/100 suggests weak financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.CNH INDUSTRIAL N.V. (CNH) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.