Annaly Capital Management. Inc. (NLY) Stock Analysis
Market Closed
Sector: Real Estate · Industry: Real Estate Investment Trusts
AnalystsStrong Buy17 analystsWhat's happening with NLY
Price History
5-Year Weekly Candlestick Chart
Profile
growth, earnings quality and valuation lag behind.
How is each axis scored?
- Valuation45/100 · Weak
- P/E vs own history (20th pct)20/25
- FCF yield (n/a)10/25
- P/S (11.4x)5/25
- EV/EBIT (n/a)10/25
- Growth0/100 · Weak
- Revenue CAGR (-10.0%)0/25
- Net income CAGR (-4.0%)0/25
- EPS CAGR 5Y (-17.1%)0/25
- Fwd implied growth (-0.7%)0/25
- Profitability74/100 · Moderate
- ROIC (12.1%)12/25
- ROE (13.4%)12/25
- Net margin (159.7%)25/25
- Operating margin (160.4%)25/25
- Financial Health53/100 · Moderate
- Altman Z (-0.05)3/25
- Current ratio (0.03)0/25
- Interest coverage (no interest expense)25/25
- Net cash / debt (Net cash)25/25
- Quality10/100 · Weak
- Piotroski F (4/9)10/25
- Beneish M (0.86)0/25
- FCF conversion (n/a)0/25
- Margin stability (σ 1549.6%)0/25
About Annaly Capital Management. Inc.
Annaly Capital Management Inc is an American mortgage real estate investment trust. Show more
Its business objective is to generate net income for distribution to its stockholders and optimize its returns through prudent management of its diversified investment strategies. The company's reportable operating segments are: the Agency segment, which invests in Agency mortgage-backed securities collateralized by residential mortgages; the Residential Credit segment, which invests in non-Agency residential whole loans and securitized products within the residential and commercial markets; the Mortgage Servicing Rights segment; and Corporate & Other. Maximum revenue for the company is generated from its Agency segment.
Headquarters: NEW YORK, NY · Employees: 212 · Website ↗
Insider Transactions
Recent SEC Form 4 filings
- SellOpen market sale · filed 2026-08-04-50000 sh2026-08-03
- BuyGrant / award · filed 2026-06-12+8.6K sh2026-06-10
- BuyGrant / award · filed 2026-06-12+8.6K sh2026-06-10
- BuyGrant / award · filed 2026-06-12+8.6K sh2026-06-10
- BuyGrant / award · filed 2026-06-12+8.6K sh2026-06-10
+3 more recent filings
Key Metrics
Financial snapshot — pillar inputs plus per-share and market context
Valuation
45D+P/E (TTM)6.9xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 2.0x–98.9x · 20th pct
P/FCF8.0xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield12.6%A
Grade A: ValueTTM FCF / Market Cap
P/S (TTM)11.40xD
Grade D: ExpensivePrice / TTM Revenue (own statements) — vs own 5Y history: 3.5x–1649.8x · 19th pct
EV/EBITDA45.8xD
Grade D: ExpensiveEnterprise value / EBITDA (Finnhub) — capital-structure neutral
EV/Sales16.3xD
Grade D: Very expensiveEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E6.9xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio0.96xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio0.02A
Grade A: CheapFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield13.43%C
Grade C: HighTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio92.8%D
Grade D: UnsustainableDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
74B+ROIC12.1%C
Grade C: AverageNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE13.4%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA2.2%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin159.7%A
Grade A: HighNet Income / Revenue
Operating Margin160.4%A
Grade A: HighTTM EBIT / TTM Revenue
Gross Margin31.5%C
Grade C: AverageGross Profit / Revenue
FCF Margin—
FCF / Revenue
True FCF Margin—
TTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Financial Health
53CAltman Z-Score-0.05D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.03xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.03xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage—
EBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF
Net Debt/EBIT—
Leverage. <2x Low, >4x High
Debt/Equity7.22xD
Grade D: HighDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt—
Cash covers how much of total debt. >1 = could repay all debt from cash
Growth
0ERevenue CAGR-10.0%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR-4.0%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)-17.1%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth-0.7%D
Grade D: Decl.Implied 1Y EPS growth from forward P/E vs our TTM EPS. Sparse — only where forward estimates exist
Dilution (5Y)—
Share count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue—
TTM stock-based comp / TTM Revenue
Quality
3/10 Loss Years10EPiotroski F-Score4/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score0.86D
Grade D: RiskyEarnings manipulation risk. < -2.22 Safe
FCF Conversion—
FCF / Net Income
Margin Stability1549.6%D
Grade D: VolatileEBIT margin std deviation. Lower = stable
Capex / Revenue—
TTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.05xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
More metrics — Per Share, Balance Sheet, MarketHide additional metrics
Per Share
EPS (TTM)$3.02
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$2.88
Cash & short-term investments per share (Finnhub)
Book Value / Share$22.76
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt—
Total debt obligations (short + long term)
Cash & Equiv.$1.91B
Cash and short-term investments
Net Debt—
Total Debt minus Cash. Negative = Net Cash position
Total Equity$16.27B
Shareholders' equity (book value)
Asset / Liability1.13xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$15.60B
Current Market Capitalization
Beta1.32C
Grade C: VolatilePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
Takeaway
Current P/E of 6.9x sits at the 20th percentile of its historical range.
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Mar 2026 · Ratio snapshot Sep 25, 2026
Key Insights: Annaly Capital Management. Inc. (NLY)
Piotroski F-Score of 4/9 indicates mixed fundamentals for Annaly Capital Management. Inc.. Altman Z-Score of -0.05 is below the 1.81 distress threshold — an elevated financial-risk flag. Beneish M-Score of 0.86 is above the −1.78 flag threshold, a signal that reported earnings warrant closer scrutiny.
- Revenue has been contracting (CAGR ≈ -10%), which weighs on the growth outlook.
- Annaly Capital Management. Inc. posted a net loss in 3 of 10 available completed fiscal years (2016–2025).
- The stock currently yields 13.4% in dividends.
See how NLY ranks on the Capex Tracker — top 50 capital spenders compared.
No significant market moves for NLY in the last 30 days.
See NLY move history →Frequently Asked Questions about NLY
Is NLY stock a buy right now?
PreMarketPrice's quantitative model rates Annaly Capital Management. Inc.'s financial health at 53/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is NLY stock overvalued?
Annaly Capital Management. Inc. trades at a trailing P/E of 6.9 and our valuation score rates it 45/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Annaly Capital Management. Inc. report earnings?
No confirmed earnings date is currently scheduled for NLY. The Earnings section lists recent reports and updates as dates are announced.
What sector does Annaly Capital Management. Inc. operate in?
Annaly Capital Management. Inc. operates in the Real Estate sector, within the Real Estate Investment Trusts industry. The Related Stocks section lists sector peers for comparison.
What does Annaly Capital Management. Inc. do?
Annaly Capital Management Inc is an American mortgage real estate investment trust.
About Annaly Capital Management. Inc. (NLY) Stock
Annaly Capital Management. Inc. (NLY) is a US-listed stock operating in the Real Estate sector, specifically the Real Estate Investment Trusts industry. Real-time pricing data for Annaly Capital Management. Inc. is available on this page with a market capitalization of $15.6 billion. The financial health score for NLY is 53/100, which indicates moderate financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for NLY stock.
NLY Stock Analysis & Key Metrics
On PreMarketPrice, you can track Annaly Capital Management. Inc. (NLY) across multiple dimensions:
- Pre-market price & movement: Real-time NLY stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for NLY with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Annaly Capital Management. Inc. across multiple reporting periods.
- Financial health score: A composite score of 53/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for NLY.
- Sector peers: Compare NLY against 10 other real estate stocks on key financial metrics.
Is NLY a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Annaly Capital Management. Inc. (NLY) as an investment. The financial health score of 53/100 suggests moderate financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Annaly Capital Management. Inc. (NLY) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.