Saia, Inc. (SAIA) Stock Analysis
P/E 34.07×· 5Y range 13.79–51.19×· 66th percentile of history
Sector: Industrials · Industry: Trucking (No Local)
AnalystsBuy27 analystsStrengths
- ✓Altman Z 6.8 — safe-zone balance sheet
- ✓Revenue CAGR 15.4% — durable top-line growth
- ✓Interest coverage 21.7× — debt well covered
Price History
5-Year Weekly Candlestick Chart
Profile
Strong financial health, growth and earnings quality; valuation and profitability lag behind.
How is each axis scored?
- Valuation42/100 · Weak
- P/E vs own history (66th pct)5/25
- FCF yield (2.3%)5/25
- P/S (2.7x)20/25
- EV/EBIT (25.0x)12/25
- Growth85/100 · Strong
- Revenue CAGR (15.4%)20/25
- Net income CAGR (16.5%)20/25
- EPS CAGR 5Y (16.3%)20/25
- Fwd implied growth (31.4%)25/25
- Profitability49/100 · Weak
- ROIC (10.2%)12/25
- ROE (9.7%)12/25
- Net margin (7.8%)13/25
- Operating margin (10.7%)12/25
- Financial Health88/100 · Strong
- Altman Z (6.82)25/25
- Current ratio (1.52)18/25
- Interest coverage (21.7x)25/25
- Net cash / debt (D/A 2%)20/25
- Quality80/100 · Strong
- Piotroski F (6/9)15/25
- Beneish M (-2.78)25/25
- FCF conversion (76%)15/25
- Margin stability (σ 3.8%)25/25
About Saia, Inc.
Saia ranks among the 10 largest less-than-truckload carriers in the United States, with more than 210 facilities and a fleet of more than 7,500 tractors and 26,000 trailers. Show more
As a national LTL carrier, the firm offers time-definite and expedited options for shipments ranging between 100 and 10,000 pounds. Saia ranks among the top-tier providers in terms of profitability.
Headquarters: JOHNS CREEK, GA · Employees: 14,500 · Website ↗
Insider Transactions
Recent SEC Form 4 filings
- SellOpen market sale · filed 2026-05-21-292 sh2026-05-20
- BuyJ · filed 2026-05-15+10.0K sh2026-05-13
- SellJ · filed 2026-05-15-10000 sh2026-05-13
- BuyGift · filed 2026-05-13+10.0K sh2026-05-11
- SellGift · filed 2026-05-13-10000 sh2026-05-11
+3 more recent filings
Key Metrics
Financial snapshot — pillar inputs plus per-share and market context
Valuation
42D+P/E (TTM)34.1xC
Grade C: ExpensivePrice / TTM EPS (own statements) — vs own 5Y history: 13.8x–51.2x · 66th pct
P/FCF34.0xC
Grade C: ExpensivePrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield2.3%C
Grade C: LowTTM FCF / Market Cap — vs own 5Y history: -7.3%–2.5% · 98th pct
P/S (TTM)2.65xB
Grade B: FairPrice / TTM Revenue (own statements) — vs own 5Y history: 1.8x–5.8x · 32nd pct
EV/EBIT25.0xC
Grade C: ExpensiveEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 10.2x–37.6x · 60th pct
EV/Sales2.6xB
Grade B: FairEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E25.9xC
Grade C: ExpensivePrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio3.29xC
Grade C: ExpensivePrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio1.36B
Grade B: FairFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield—
TTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio—
Dividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
49D+ROIC10.2%C
Grade C: AverageNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE9.7%D
Grade D: WeakReturn on Equity. Neg. equity = heavy buybacks
ROA7.8%C
Grade C: AverageReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin7.8%C
Grade C: AverageNet Income / Revenue
Operating Margin10.7%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin72.5%A
Grade A: PremiumGross Profit / Revenue
FCF Margin6.0%D
Grade D: LowFCF / Revenue
True FCF Margin5.4%C
Grade C: AverageTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Financial Health
88AAltman Z-Score6.82A
Grade A: SafeBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio1.52xC
Grade C: OkCurrent Assets/Liabilities
Quick Ratio1.50xA
Grade A: High(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage21.7xA
Grade A: StrongEBIT/Interest. >10 Strong
Debt Repayment0.4yA
Grade A: FastYears to repay net debt via FCF
Net Debt/EBIT0.2xA
Grade A: LowLeverage. <2x Low, >4x High
Debt/Equity0.04xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.35xC
Grade C: PartialCash covers how much of total debt. >1 = could repay all debt from cash
Growth
85ARevenue CAGR15.4%A
Grade A: HighCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR16.5%A
Grade A: HighCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)16.3%A
Grade A: HighCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth31.4%A
Grade A: HighImplied 1Y EPS growth from forward P/E vs our TTM EPS. Sparse — only where forward estimates exist
Dilution (5Y)+0.5%B
Grade B: FlatShare count change over 5Y
SBC / Net Income6.8%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.5%A
Grade A: LowTTM stock-based comp / TTM Revenue
Quality
80APiotroski F-Score6/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.78A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion76.3%C
Grade C: AverageFCF / Net Income
Margin Stability3.8%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue13.2%C
Grade C: AverageTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.93xC
Grade C: AverageRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
More metrics — Per Share, Balance Sheet, MarketHide additional metrics
Per Share
EPS (TTM)$9.52
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$0.74
Cash & short-term investments per share (Finnhub)
Book Value / Share$96.74
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$112.76M
Total debt obligations (short + long term)
Cash & Equiv.$39.18M
Cash and short-term investments
Net Debt$73.58M
Total Debt minus Cash. Negative = Net Cash position
Total Equity$2.63B
Shareholders' equity (book value)
Asset / Liability3.80xA
Grade A: SolidTotal Assets / Total Liabilities
Market
Market Cap$8.63B
Current Market Capitalization
Beta2.11D
Grade D: High volatilityPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
Takeaway
Takes ~0.4 years to repay net debt from free cash flow. · Current P/E of 34.1x sits at the 66th percentile of its historical range.
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Mar 2026 · Ratio snapshot Sep 26, 2026
Key Insights: Saia, Inc. (SAIA)
Piotroski F-Score of 6/9 indicates mixed fundamentals for Saia, Inc.. Altman Z-Score of 6.82 sits comfortably in the safe zone (≥ 2.99), indicating low bankruptcy risk. Beneish M-Score of -2.78 suggests a low likelihood of earnings manipulation.
- Revenue has compounded at roughly 15% annually, with net income growing about 17% per year — a strong growth profile.
- Takes ~0.4 years to repay net debt from free cash flow.
See how SAIA ranks on the Capex Tracker — top 50 capital spenders compared.
No significant market moves for SAIA in the last 30 days.
See SAIA move history →Frequently Asked Questions about SAIA
Is SAIA stock a buy right now?
PreMarketPrice's quantitative model rates Saia, Inc.'s financial health at 88/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is SAIA stock overvalued?
Saia, Inc. trades at a trailing P/E of 34.1 and our valuation score rates it 42/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Saia, Inc. report earnings?
No confirmed earnings date is currently scheduled for SAIA. The Earnings section lists recent reports and updates as dates are announced.
What sector does Saia, Inc. operate in?
Saia, Inc. operates in the Industrials sector, within the Trucking (No Local) industry. The Related Stocks section lists sector peers for comparison.
What does Saia, Inc. do?
Saia ranks among the 10 largest less-than-truckload carriers in the United States, with more than 210 facilities and a fleet of more than 7,500 tractors and 26,000 trailers.
About Saia, Inc. (SAIA) Stock
Saia, Inc. (SAIA) is a US-listed stock operating in the Industrials sector, specifically the Trucking (No Local) industry. Real-time pricing data for Saia, Inc. is available on this page with a market capitalization of $8.6 billion. The financial health score for SAIA is 88/100, which indicates excellent financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for SAIA stock.
SAIA Stock Analysis & Key Metrics
On PreMarketPrice, you can track Saia, Inc. (SAIA) across multiple dimensions:
- Pre-market price & movement: Real-time SAIA stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for SAIA with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Saia, Inc. across multiple reporting periods.
- Financial health score: A composite score of 88/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for SAIA.
- Sector peers: Compare SAIA against 10 other industrials stocks on key financial metrics.
Is SAIA a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Saia, Inc. (SAIA) as an investment. The financial health score of 88/100 suggests excellent financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Saia, Inc. (SAIA) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.