Toll Brothers, Inc. (TOL) Stock Analysis
P/E 10.18×· 5Y range 3.81–12.91×· 77th percentile of history
Sector: Industrials · Industry: Operative Builders
AnalystsStrong Buy23 analystsStrengths
- ✓Altman Z 4.2 — safe-zone balance sheet
- ✓ROE 15.8% — efficient capital deployment
Risks
- ⚠Interest coverage -8.7× — thin debt cushion
What's happening with TOL
Price History
5-Year Weekly Candlestick Chart
Profile
Strong earnings quality and valuation.
How is each axis scored?
- Valuation80/100 · Strong
- P/E vs own history (77th pct)5/25
- FCF yield (8.6%)25/25
- P/S (1.2x)25/25
- EV/EBIT (8.0x)25/25
- Growth57/100 · Moderate
- Revenue CAGR (5.7%)12/25
- Net income CAGR (12.7%)20/25
- EPS CAGR 5Y (19.4%)20/25
- Fwd implied growth (2.5%)5/25
- Profitability72/100 · Moderate
- ROIC (13.8%)12/25
- ROE (15.8%)20/25
- Net margin (12.3%)20/25
- Operating margin (16.5%)20/25
- Financial Health62/100 · Moderate
- Altman Z (4.21)25/25
- Current ratio (4.50)25/25
- Interest coverage (-8.7x)0/25
- Net cash / debt (D/A 13%)12/25
- Quality82/100 · Strong
- Piotroski F (6/9)15/25
- Beneish M (-2.47)20/25
- FCF conversion (81%)22/25
- Margin stability (σ 2.6%)25/25
About Toll Brothers, Inc.
Toll Brothers is the leading luxury homebuilder in the United States with an average sale price well above that of public competitors. Show more
The company operates in over 60 markets across 24 states and caters to move-up, active-adult, and second-homebuyers. Toll Brothers consistently ranks as a top 10 builder in the US based on total home closings. Traditional homebuilding operations represent most of the company's revenue. Toll Brothers also builds luxury for-sale and for-rent properties in urban centers across the US. Its headquarters are in Horsham, Pennsylvania.
Headquarters: FORT WASHINGTON, PA · Employees: 4,900 · Website ↗
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
Valuation
80AP/E (TTM)10.2xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 3.8x–12.9x · 77th pct
P/FCF11.5xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield8.6%A
Grade A: ValueTTM FCF / Market Cap — vs own 5Y history: 5.3%–24.4% · 48th pct
P/S (TTM)1.15xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.5x–1.8x · 56th pct
EV/EBIT8.0xA
Grade A: CheapEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 4.2x–11.0x · 57th pct
EV/Sales1.3xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E9.9xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio1.48xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio1.73B
Grade B: FairFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield0.77%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio7.2%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
72B+ROIC13.8%C
Grade C: AverageNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE15.8%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA8.2%C
Grade C: AverageReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin12.3%A
Grade A: HighNet Income / Revenue
Operating Margin16.5%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin26.0%D
Grade D: LowGross Profit / Revenue
FCF Margin9.9%C
Grade C: AverageFCF / Revenue
True FCF Margin9.7%C
Grade C: AverageTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
57CRevenue CAGR5.7%C
Grade C: OkCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR12.7%C
Grade C: OkCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)19.4%A
Grade A: HighCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth2.5%B
Grade B: LowImplied 1Y EPS growth from forward P/E vs our TTM EPS. Sparse — only where forward estimates exist
Dilution (5Y)—
Share count change over 5Y
SBC / Net Income2.3%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.3%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
62BAltman Z-Score4.21A
Grade A: SafeBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio4.50xA
Grade A: HighCurrent Assets/Liabilities
Quick Ratio0.44xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage-8.7xD
Grade D: RiskyEBIT/Interest. >10 Strong
Debt Repayment1.7yA
Grade A: FastYears to repay net debt via FCF
Net Debt/EBIT1.0xA
Grade A: LowLeverage. <2x Low, >4x High
Debt/Equity0.34xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.36xC
Grade C: PartialCash covers how much of total debt. >1 = could repay all debt from cash
Quality
82APiotroski F-Score6/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.47A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion81.0%A
Grade A: StrongFCF / Net Income
Margin Stability2.6%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue0.9%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.76xC
Grade C: AverageRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
More metrics — Per Share, Balance Sheet, MarketHide additional metrics
Per Share
EPS (TTM)$13.49
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$13.28
Cash & short-term investments per share (Finnhub)
Book Value / Share$87.25
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$2.91B
Total debt obligations (short + long term)
Cash & Equiv.$1.06B
Cash and short-term investments
Net Debt$1.85B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$8.54B
Shareholders' equity (book value)
Asset / Liability2.39xA
Grade A: SolidTotal Assets / Total Liabilities
Market
Market Cap$12.66B
Current Market Capitalization
Beta1.31C
Grade C: VolatilePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
Takeaway
Takes ~1.7 years to repay net debt from free cash flow. · Current P/E of 10.2x sits at the 77th percentile of its historical range.
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Oct 2025 · Ratio snapshot Sep 27, 2026
Key Insights: Toll Brothers, Inc. (TOL)
TOL is up 1.04% at the last close. Piotroski F-Score of 6/9 indicates mixed fundamentals for Toll Brothers, Inc.. Altman Z-Score of 4.21 sits comfortably in the safe zone (≥ 2.99), indicating low bankruptcy risk. Beneish M-Score of -2.47 suggests a low likelihood of earnings manipulation.
- Takes ~1.7 years to repay net debt from free cash flow.
- Interest coverage of -8.7× leaves little room for earnings shocks.
- At a valuation score of 80/100, TOL trades near the cheapest end of its own historical range (P/E 10.2).
Insider Transactions
Recent SEC Form 4 filings · 8 records
| Transaction date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
East Stephen F. Filed | East Stephen F. | SellOpen market sale | -800 | |
Yearley Douglas C. Jr. Filed | Yearley Douglas C. Jr. | SellOption exercise | -77957 | |
Yearley Douglas C. Jr. Filed | Yearley Douglas C. Jr. | SellOpen market sale | -77957 | |
Yearley Douglas C. Jr. Filed | Yearley Douglas C. Jr. | BuyOption exercise | +78.0K | |
Parahus Robert Filed | Parahus Robert | SellOpen market sale | -7500 |
Show 3 more filingsShow fewer filings
| Transaction date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
East Stephen F. Filed | East Stephen F. | SellOpen market sale | -1000 | |
McLean John A Filed | McLean John A | SellOption exercise | -2313 | |
McLean John A Filed | McLean John A | SellOpen market sale | -2313 |
See how TOL ranks on the Capex Tracker — top 50 capital spenders compared.
No significant market moves for TOL in the last 30 days.
See TOL move history →Frequently Asked Questions about TOL
What is the current Toll Brothers, Inc. (TOL) stock price?
TOL is trading at $137.34 at the last market close, up 1.04% on the session. PreMarketPrice tracks TOL pre-market, intraday and after-hours prices.
Is TOL stock a buy right now?
PreMarketPrice's quantitative model rates Toll Brothers, Inc.'s financial health at 62/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is TOL stock overvalued?
Toll Brothers, Inc. trades at a trailing P/E of 10.2 and our valuation score rates it 80/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Toll Brothers, Inc. report earnings?
No confirmed earnings date is currently scheduled for TOL. The Earnings section lists recent reports and updates as dates are announced.
What sector does Toll Brothers, Inc. operate in?
Toll Brothers, Inc. operates in the Industrials sector, within the Operative Builders industry. The Related Stocks section lists sector peers for comparison.
What does Toll Brothers, Inc. do?
Toll Brothers is the leading luxury homebuilder in the United States with an average sale price well above that of public competitors.
About Toll Brothers, Inc. (TOL) Stock
Toll Brothers, Inc. (TOL) is a US-listed stock operating in the Industrials sector, specifically the Operative Builders industry. As of the latest update, Toll Brothers, Inc. is trading at $137.34, up 1.04% on the day with a market capitalization of $12.7 billion. The financial health score for TOL is 62/100, which indicates good financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for TOL stock.
TOL Stock Analysis & Key Metrics
On PreMarketPrice, you can track Toll Brothers, Inc. (TOL) across multiple dimensions:
- Pre-market price & movement: Real-time TOL stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for TOL with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Toll Brothers, Inc. across multiple reporting periods.
- Financial health score: A composite score of 62/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for TOL.
- Sector peers: Compare TOL against 10 other industrials stocks on key financial metrics.
Is TOL a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Toll Brothers, Inc. (TOL) as an investment. The financial health score of 62/100 suggests good financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Toll Brothers, Inc. (TOL) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.