Aflac Inc. (AFL) Financial Statements
Historical financial data — 42 statements covering FY2016–FY2025
Aflac Inc offers supplemental health insurance and life insurance in the United States and Japan. In addition to its cancer policies, the company has broadened its product offerings to include acci...
Aflac Inc.'s revenue decreased 9.3% year over year, from $18.93B to $17.16B.
Net income decreased 33.0% over the same period, from $5.44B to $3.65B.
Over the 9-year period from FY2016 to FY2025, revenue declined by 24% in total.
Operating cash flow declined 5.6% to $2.56B.
Aflac Inc. maintains a strong net profit margin of 21.2%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|
| Q3 FY2024 | $2.95B-42.6% | $-93.0M | $238.0M | $1.27B | $128.44B | $12.45B | $24.83B |
| Q4 FY2024 | $5.40B+83.3% | $1.90B | $1.99B | $333.0M | $117.57B | N/A | $26.10B |
| Q1 FY2025 | $3.40B-37.1% | $29.0M | $145.0M | $589.0M | $120.26B | N/A | $26.34B |
| Q2 FY2025 | $4.16B+22.4% | $599.0M | $822.0M | $399.0M | $124.74B | N/A | $27.20B |
| Q3 FY2025 | $4.74B+13.9% | $1.64B | $1.99B | $1.25B | $122.31B | N/A | $28.69B |
| Q4 FY2025 | $4.87B+2.7% | $1.38B | $1.57B | $315.0M | $116.47B | N/A | $29.49B |
| Q1 FY2026 | $4.35B-10.7% | $1.02B | $1.23B | $968.0M | N/A | N/A | N/A |
| Q2 FY2026 | $4.12B-5.3% | $825.0M | $1.12B | $112.0M | N/A | N/A | N/A |
Balance Sheet Summary (FY2025)
Aflac Inc. (AFL) Financial Statements & Revenue History
Aflac Inc. (AFL) is a US-listed stock operating in the Financial Services sector, specifically the Accident & Health Insurance industry trading at $119.97 with a market capitalization of $60. This page provides 42 historical financial statements for Aflac Inc., including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, Aflac Inc. reported revenue of $17.2 billion, a 9.3% decline from the prior year. The net profit margin of 21.2% reflects strong profitability..
AFL Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows Aflac Inc.'s revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether AFL is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track AFL's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently Aflac Inc. converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of AFL's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use AFL Financial Data
Investors use Aflac Inc.'s financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare AFL's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how AFL's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View AFL's financial health score, earnings, and pre-market pricing.
Financial data is sourced from Aflac Inc.'s SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.AFL trades on NYSE. This page is for informational purposes only and is not financial advice.