Erie Indemnity Co (ERIE) Financial Statements
Historical financial data — 42 statements covering FY2016–FY2025
Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance o...
Erie Indemnity Co's revenue increased 7.2% year over year, from $3.80B to $4.07B.
Net income decreased 6.8% over the same period, from $600.3M to $559.3M.
Over the 9-year period from FY2016 to FY2025, revenue grew by 155% in total.
Operating cash flow grew 12.3% to $686.7M.
Erie Indemnity Co maintains a healthy net profit margin of 13.8%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | EBIT | Op. Cash Flow | Total Assets | Equity |
|---|---|---|---|---|---|---|
| Q3 FY2024 | $999.9M+1.0% | $159.8M | $180.1M | $199.2M | $2.86B | $1.95B |
| Q4 FY2024 | $924.1M-7.6% | $152.0M | $167.3M | $193.5M | $2.89B | $1.99B |
| Q1 FY2025 | $989.4M+7.1% | $138.4M | $151.4M | $118.1M | $2.97B | $2.07B |
| Q2 FY2025 | $1.06B+7.1% | $174.7M | $199.2M | $177.6M | $3.13B | $2.18B |
| Q3 FY2025 | $1.07B+0.6% | $182.9M | $208.9M | $219.4M | $3.32B | $2.31B |
| Q4 FY2025 | $951.0M-10.8% | $63.4M | $157.7M | $171.6M | $3.36B | $2.28B |
| Q1 FY2026 | $1.01B+6.4% | $150.5M | $166.8M | $91.9M | N/A | N/A |
| Q2 FY2026 | $1.09B+7.7% | $180.3M | $204.1M | $214.9M | N/A | N/A |
Balance Sheet Summary (FY2025)
Erie Indemnity Co (ERIE) Financial Statements & Revenue History
Erie Indemnity Co (ERIE) is a US-listed stock operating in the Financial Services sector, specifically the Insurance Agents, Brokers & Service industry trading at $243.71 with a market capitalization of $13. This page provides 42 historical financial statements for Erie Indemnity Co, including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, Erie Indemnity Co reported revenue of $4.1 billion, representing 7.2% year-over-year growth. The net profit margin of 13.8% indicates moderate profitability..
ERIE Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows Erie Indemnity Co's revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether ERIE is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track ERIE's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently Erie Indemnity Co converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of ERIE's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use ERIE Financial Data
Investors use Erie Indemnity Co's financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare ERIE's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how ERIE's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View ERIE's financial health score, earnings, and pre-market pricing.
Financial data is sourced from Erie Indemnity Co's SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.ERIE trades on NYSE. This page is for informational purposes only and is not financial advice.