Erie Indemnity Co (ERIE) Valuation
Historical valuation analysis based on 1279 data points (2021-09-14 to 2026-10-16)
Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance o...
Erie Indemnity Co (ERIE) currently trades at a P/E ratio of 22.09 (historical range: 18.97–54.49, median: 35.90), placing it at the 9th percentile — cheap relative to its history, P/S ratio of 3.09 (range: 2.65–8.03, 7th percentile — cheap relative to its history), EV/EBITDA of 17.25 (range: 14.76–47.10, 7th percentile).
Over the historical period (2021-09-14 to 2026-10-16), Erie Indemnity Co's P/E ratio has contracted by 18% over the observed period (from an average of 38.4 to 31.3).
Erie Indemnity Co trades well below its historical valuation range across most metrics.
Historical Valuation Metrics
| Metric | Current | Median | %ile | Assessment |
|---|---|---|---|---|
| P/E Ratio | 22.09 | 35.90 | 9th | cheap relative to its history |
| P/S Ratio | 3.09 | 4.39 | 7th | cheap relative to its history |
| EV/EBITDA | 17.25 | 30.99 | 7th | cheap relative to its history |
| FCF Yield | 4.34% | 2.56% | 92th | cheap relative to its history |
Erie Indemnity Co (ERIE) Valuation & P/E History
Erie Indemnity Co (ERIE) is a US-listed stock operating in the Financial Services sector, specifically the Insurance Agents, Brokers & Service industry currently trading at $243.71 with a market capitalization of $12.7 billion. This page provides historical valuation analysis for ERIE based on 1279 data points covering 2021-09-14 to 2026-10-16. The P/E ratio of 22.09 is below the historical median of 35.90, placing ERIE at the 9th percentile of its valuation range. The P/S ratio of 3.09 compares to a median of 4.39.
ERIE Valuation Metrics & Historical Range
The valuation table above shows Erie Indemnity Co's current and historical valuation multiples, including P/E ratio, P/S ratio, EV/EBITDA, FCF yield, and dividend yield. Each metric is compared to its own historical range to determine whether ERIE is currently trading above or below its typical valuation levels.
- P/E ratio: Price-to-earnings measures how much investors pay per dollar of earnings. A P/E above the historical median suggests ERIE is expensively valued; below the median suggests it is cheap.
- P/S ratio: Price-to-sales is useful for companies with volatile or negative earnings. Lower P/S relative to history may indicate value.
- EV/EBITDA: Enterprise value to EBITDA adjusts for debt and cash, providing a capital-structure-neutral valuation measure for Erie Indemnity Co.
- FCF yield: Free cash flow yield shows the cash return relative to market price. Higher yields may indicate undervaluation.
Is ERIE Overvalued or Undervalued?
Erie Indemnity Co trades well below its historical valuation range across most metrics. The overall valuation percentile of 8 combines P/E, P/S, and EV/EBITDA percentiles into a single measure of how expensive ERIE is relative to its own history. A percentile below 25 suggests the stock may be undervalued, while a percentile above 75 suggests it may be overvalued.
However, valuation is only one factor in investment decisions. A stock can remain "overvalued" for years if growth accelerates, or "undervalued" if the business deteriorates. Always combine valuation analysis with financial statement analysis and the full ERIE analysis page for a complete picture.
Valuation data is computed from historical price and fundamental data via Polygon.io and Finnhub.ERIE trades on NYSE. This page is for informational purposes only and is not financial advice.