Prudential Financial, Inc. (PRU) Financial Statements
Historical financial data — 42 statements covering FY2016–FY2025
Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset-management products. The United States and Japan are its two largest markets. Its US busin...
Prudential Financial, Inc.'s revenue decreased 13.7% year over year, from $70.41B to $60.77B.
Net income increased 31.1% over the same period, from $2.73B to $3.58B.
Over the 9-year period from FY2016 to FY2025, revenue grew by 3% in total.
Total debt remained relatively stable at $18.86B.
The debt-to-equity ratio stands at 0.58, indicating a moderate leverage profile.
Operating cash flow declined 26.2% to $6.27B.
Prudential Financial, Inc. maintains a moderate net profit margin of 5.9%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|
| Q3 FY2024 | $19.49B+31.0% | $448.0M | $553.0M | $1.10B | $760.29B | $19.08B | $30.42B |
| Q4 FY2024 | $12.52B-35.7% | $-57.0M | $-357.0M | $2.32B | $735.59B | $19.19B | $27.87B |
| Q1 FY2025 | $13.47B+7.6% | $707.0M | $920.0M | $-2.51B | $739.26B | $19.54B | $29.88B |
| Q2 FY2025 | $13.73B+1.9% | $533.0M | $740.0M | $1.16B | $758.95B | $18.65B | $30.58B |
| Q3 FY2025 | $17.89B+30.3% | $1.43B | $1.77B | $4.30B | $776.30B | $18.80B | $32.09B |
| Q4 FY2025 | $15.69B-12.3% | $905.0M | $1.68B | $3.32B | $773.74B | $18.86B | $32.44B |
| Q1 FY2026 | $15.53B-1.0% | $597.0M | $733.0M | $1.01B | $765.40B | $55.52B | $34.93B |
| Q2 FY2026 | $15.66B+0.9% | $985.0M | $1.18B | $2.35B | $783.55B | $56.69B | $34.59B |
Balance Sheet Summary (Q2 FY2026)
Prudential Financial, Inc. (PRU) Financial Statements & Revenue History
Prudential Financial, Inc. (PRU) is a US-listed stock operating in the Financial Services sector, specifically the Life Insurance industry trading at $115.91 with a market capitalization of $40. This page provides 42 historical financial statements for Prudential Financial, Inc., including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, Prudential Financial, Inc. reported revenue of $60.8 billion, a 13.7% decline from the prior year. The net profit margin of 5.9% indicates moderate profitability. The debt-to-equity ratio of 0.58 reflects moderate leverage.
PRU Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows Prudential Financial, Inc.'s revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether PRU is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track PRU's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently Prudential Financial, Inc. converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of PRU's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use PRU Financial Data
Investors use Prudential Financial, Inc.'s financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare PRU's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how PRU's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View PRU's financial health score, earnings, and pre-market pricing.
Financial data is sourced from Prudential Financial, Inc.'s SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.PRU trades on NYSE. This page is for informational purposes only and is not financial advice.