Regions Financial Corp. (RF) Financial Statements
Historical financial data — 42 statements covering FY2016–FY2025
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Fin...
Regions Financial Corp.'s revenue increased 2.5% year over year, from $9.37B to $9.61B.
Net income increased 13.9% over the same period, from $1.89B to $2.16B.
Over the 9-year period from FY2016 to FY2025, revenue grew by 61% in total.
Total debt decreased by 24.8% to $4.88B.
The debt-to-equity ratio stands at 0.26, indicating a conservative leverage profile.
Operating cash flow grew 36.5% to $2.18B.
Regions Financial Corp. maintains a strong net profit margin of 22.4%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|
| Q3 FY2024 | $2.39B+3.7% | $490.0M | $1.26B | $157.43B | $7.52B | $18.68B |
| Q4 FY2024 | $2.39B-0.2% | $534.0M | $-220.0M | $157.30B | $6.49B | $17.88B |
| Q1 FY2025 | $2.31B-3.0% | $490.0M | $1.07B | $159.85B | $6.02B | $18.53B |
| Q2 FY2025 | $2.43B+5.0% | $563.0M | $573.0M | $159.21B | $5.28B | $18.67B |
| Q3 FY2025 | $2.46B+1.0% | $569.0M | $861.0M | $159.94B | $6.08B | $19.05B |
| Q4 FY2025 | $2.41B-1.9% | $534.0M | $-319.0M | $158.81B | $4.88B | $19.04B |
| Q1 FY2026 | $2.33B-3.4% | $559.0M | $867.0M | $160.74B | $8.11B | $18.84B |
| Q2 FY2026 | $2.38B+2.2% | $570.0M | $369.0M | $161.30B | $9.48B | $18.91B |
Balance Sheet Summary (Q2 FY2026)
Regions Financial Corp. (RF) Financial Statements & Revenue History
Regions Financial Corp. (RF) is a US-listed stock operating in the Financial Services sector, specifically the National Commercial Banks industry trading at $27.49 with a market capitalization of $23. This page provides 42 historical financial statements for Regions Financial Corp., including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, Regions Financial Corp. reported revenue of $9.6 billion, representing 2.5% year-over-year growth. The net profit margin of 22.4% reflects strong profitability. The debt-to-equity ratio of 0.26 shows conservative leverage.
RF Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows Regions Financial Corp.'s revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether RF is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track RF's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently Regions Financial Corp. converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of RF's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use RF Financial Data
Investors use Regions Financial Corp.'s financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare RF's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how RF's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View RF's financial health score, earnings, and pre-market pricing.
Financial data is sourced from Regions Financial Corp.'s SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.RF trades on NYSE. This page is for informational purposes only and is not financial advice.