Regions Financial Corp. (RF) Valuation
Historical valuation analysis based on 1279 data points (2021-09-14 to 2026-10-16)
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Fin...
Regions Financial Corp. (RF) currently trades at a P/E ratio of 10.48 (historical range: 5.56–14.43, median: 9.96), placing it at the 59th percentile — near its historical average, P/S ratio of 2.44 (range: 1.47–3.67, 50th percentile — near its historical average), EV/EBITDA of 22.33 (range: 21.85–22.33, 90th percentile).
Over the historical period (2021-09-14 to 2026-10-16), Regions Financial Corp.'s P/E ratio has expanded by 35% over the observed period (from an average of 8.3 to 11.2).
Regions Financial Corp. trades above its historical valuation range, with most metrics above their median levels.
Historical Valuation Metrics
| Metric | Current | Median | %ile | Assessment |
|---|---|---|---|---|
| P/E Ratio | 10.48 | 9.96 | 59th | near its historical average |
| P/S Ratio | 2.44 | 2.45 | 50th | near its historical average |
| EV/EBITDA | 22.33 | 22.09 | 90th | expensive relative to its history |
Regions Financial Corp. (RF) Valuation & P/E History
Regions Financial Corp. (RF) is a US-listed stock operating in the Financial Services sector, specifically the National Commercial Banks industry currently trading at $27.49 with a market capitalization of $23.4 billion. This page provides historical valuation analysis for RF based on 1279 data points covering 2021-09-14 to 2026-10-16. The P/E ratio of 10.48 is above the historical median of 9.96, placing RF at the 59th percentile of its valuation range. The P/S ratio of 2.44 compares to a median of 2.45.
RF Valuation Metrics & Historical Range
The valuation table above shows Regions Financial Corp.'s current and historical valuation multiples, including P/E ratio, P/S ratio, EV/EBITDA, FCF yield, and dividend yield. Each metric is compared to its own historical range to determine whether RF is currently trading above or below its typical valuation levels.
- P/E ratio: Price-to-earnings measures how much investors pay per dollar of earnings. A P/E above the historical median suggests RF is expensively valued; below the median suggests it is cheap.
- P/S ratio: Price-to-sales is useful for companies with volatile or negative earnings. Lower P/S relative to history may indicate value.
- EV/EBITDA: Enterprise value to EBITDA adjusts for debt and cash, providing a capital-structure-neutral valuation measure for Regions Financial Corp..
- FCF yield: Free cash flow yield shows the cash return relative to market price. Higher yields may indicate undervaluation.
Is RF Overvalued or Undervalued?
Regions Financial Corp. trades above its historical valuation range, with most metrics above their median levels. The overall valuation percentile of 66 combines P/E, P/S, and EV/EBITDA percentiles into a single measure of how expensive RF is relative to its own history. A percentile below 25 suggests the stock may be undervalued, while a percentile above 75 suggests it may be overvalued.
However, valuation is only one factor in investment decisions. A stock can remain "overvalued" for years if growth accelerates, or "undervalued" if the business deteriorates. Always combine valuation analysis with financial statement analysis and the full RF analysis page for a complete picture.
Valuation data is computed from historical price and fundamental data via Polygon.io and Finnhub.RF trades on NYSE. This page is for informational purposes only and is not financial advice.