Reinsurance Group of America, Incorporated (RGA) Financial Statements
Historical financial data — 40 statements covering FY2016–FY2025
Reinsurance Group of America Inc is an insurance holding company with operations in the United States, Latin America, Canada, Europe, Africa, Asia, and Australia. The core products and services inc...
Reinsurance Group of America, Incorporated's revenue increased 7.2% year over year, from $22.11B to $23.70B.
Net income increased 64.9% over the same period, from $717.0M to $1.18B.
Over the 9-year period from FY2016 to FY2025, revenue grew by 106% in total.
Total debt increased by 13.2% to $5.71B.
The debt-to-equity ratio stands at 0.42, indicating a moderate leverage profile.
Operating cash flow declined 56.3% to $4.09B.
Reinsurance Group of America, Incorporated maintains a moderate net profit margin of 5.0%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | Gross Profit | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2024 | $4.88B-23.0% | $203.0M | N/A | $269.0M | $-967.0M | $109.89B | $5.07B | $9.73B |
| Q3 FY2024 | $5.65B+15.8% | $156.0M | N/A | $214.0M | $-1.07B | $120.26B | $5.07B | $11.13B |
| Q4 FY2024 | $5.24B-7.3% | $148.0M | N/A | $225.0M | $17.14B | $118.67B | $5.04B | $10.82B |
| Q1 FY2025 | $5.26B+0.4% | $286.0M | N/A | $369.0M | $-1.43B | $128.21B | $5.73B | $11.40B |
| Q2 FY2025 | $5.60B+6.4% | $180.0M | N/A | $341.0M | $-820.0M | $133.48B | $5.73B | $12.05B |
| Q3 FY2025 | $6.20B+10.8% | $253.0M | N/A | $320.0M | $-990.0M | $152.00B | $5.73B | $12.98B |
| Q4 FY2025 | $6.63B+6.9% | $463.0M | N/A | $510.0M | $7.33B | $156.59B | $5.71B | $13.46B |
| Q1 FY2026 | $6.49B-2.1% | $330.0M | N/A | $441.0M | $-2.87B | $164.06B | $6.11B | $13.29B |
Balance Sheet Summary (Latest Period)
Reinsurance Group of America, Incorporated (RGA) Financial Statements & Revenue History
Reinsurance Group of America, Incorporated (RGA) is a US-listed stock operating in the Financial Services sector, specifically the Life Insurance industry trading at $248.65 with a market capitalization of $16. This page provides 40 historical financial statements for Reinsurance Group of America, Incorporated, including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, Reinsurance Group of America, Incorporated reported revenue of $23.7 billion, representing 7.2% year-over-year growth. The net profit margin of 5.0% suggests thin margins. The debt-to-equity ratio of 0.42 shows conservative leverage.
RGA Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows Reinsurance Group of America, Incorporated's revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether RGA is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track RGA's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently Reinsurance Group of America, Incorporated converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of RGA's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use RGA Financial Data
Investors use Reinsurance Group of America, Incorporated's financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare RGA's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how RGA's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View RGA's financial health score, earnings, and pre-market pricing.
Financial data is sourced from Reinsurance Group of America, Incorporated's SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.RGA trades on NYSE. This page is for informational purposes only and is not financial advice.