Reinsurance Group of America, Incorporated (RGA) Valuation
Historical valuation analysis based on 500 data points (2024-09-27 to 2026-09-25)
Reinsurance Group of America Inc is an insurance holding company with operations in the United States, Latin America, Canada, Europe, Africa, Asia, and Australia. The core products and services inc...
Reinsurance Group of America, Incorporated (RGA) currently trades at a P/E ratio of 13.44 (historical range: 10.55–21.28, median: 15.97), placing it at the 23th percentile — below its historical average, P/S ratio of 0.66 (range: 0.52–0.71, 86th percentile — expensive relative to its history), EV/EBITDA of 10.69 (range: 8.49–18.28, 31th percentile).
Over the historical period (2024-09-27 to 2026-09-25), Reinsurance Group of America, Incorporated's P/E ratio has contracted by 24% over the observed period (from an average of 18.0 to 13.8).
Reinsurance Group of America, Incorporated trades near its historical valuation range, with most metrics close to their median levels.
Historical Valuation Metrics
| Metric | Current | Min | Median | Max | Percentile | Assessment |
|---|---|---|---|---|---|---|
| P/E Ratio | 13.44 | 10.55 | 15.97 | 21.28 | 23th | below its historical average |
| P/S Ratio | 0.66 | 0.52 | 0.61 | 0.71 | 86th | expensive relative to its history |
| EV/EBITDA | 10.69 | 8.49 | 11.38 | 18.28 | 31th | below its historical average |
Reinsurance Group of America, Incorporated (RGA) Valuation & P/E History
Reinsurance Group of America, Incorporated (RGA) is a US-listed stock operating in the Financial Services sector, specifically the Life Insurance industry currently trading at $248.65 with a market capitalization of $16.2 billion. This page provides historical valuation analysis for RGA based on 500 data points covering 2024-09-27 to 2026-09-25. The P/E ratio of 13.44 is below the historical median of 15.97, placing RGA at the 23th percentile of its valuation range. The P/S ratio of 0.66 compares to a median of 0.61.
RGA Valuation Metrics & Historical Range
The valuation table above shows Reinsurance Group of America, Incorporated's current and historical valuation multiples, including P/E ratio, P/S ratio, EV/EBITDA, FCF yield, and dividend yield. Each metric is compared to its own historical range to determine whether RGA is currently trading above or below its typical valuation levels.
- P/E ratio: Price-to-earnings measures how much investors pay per dollar of earnings. A P/E above the historical median suggests RGA is expensively valued; below the median suggests it is cheap.
- P/S ratio: Price-to-sales is useful for companies with volatile or negative earnings. Lower P/S relative to history may indicate value.
- EV/EBITDA: Enterprise value to EBITDA adjusts for debt and cash, providing a capital-structure-neutral valuation measure for Reinsurance Group of America, Incorporated.
- FCF yield: Free cash flow yield shows the cash return relative to market price. Higher yields may indicate undervaluation.
Is RGA Overvalued or Undervalued?
Reinsurance Group of America, Incorporated trades near its historical valuation range, with most metrics close to their median levels. The overall valuation percentile of 47 combines P/E, P/S, and EV/EBITDA percentiles into a single measure of how expensive RGA is relative to its own history. A percentile below 25 suggests the stock may be undervalued, while a percentile above 75 suggests it may be overvalued.
However, valuation is only one factor in investment decisions. A stock can remain "overvalued" for years if growth accelerates, or "undervalued" if the business deteriorates. Always combine valuation analysis with financial statement analysis and the full RGA analysis page for a complete picture.
Valuation data is computed from historical price and fundamental data via Polygon.io and Finnhub.RGA trades on NYSE. This page is for informational purposes only and is not financial advice.