TransUnion (TRU) Financial Statements
Historical financial data — 40 statements covering FY2016–FY2025
TransUnion, along with Equifax and Experian, is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company a...
TransUnion's revenue increased 9.4% year over year, from $4.18B to $4.58B.
Net income increased 60.1% over the same period, from $284.4M to $455.4M.
Over the 9-year period from FY2016 to FY2025, revenue grew by 168% in total.
Total debt remained relatively stable at $5.10B.
The debt-to-equity ratio stands at 1.15, indicating a elevated leverage profile.
Operating cash flow grew 18.6% to $987.6M.
TransUnion maintains a moderate net profit margin of 10.0%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | Gross Profit | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2024 | $1.04B+1.9% | $85.0M | N/A | $182.4M | $295.2M | $11.03B | $5.24B | $4.13B |
| Q3 FY2024 | $1.08B+4.2% | $68.1M | N/A | $156.3M | $229.3M | $11.05B | $5.20B | $4.22B |
| Q4 FY2024 | $1.04B-4.4% | $66.2M | N/A | $170.8M | $254.0M | $10.98B | $5.15B | $4.22B |
| Q1 FY2025 | $1.10B+5.7% | $148.1M | N/A | $254.4M | $52.5M | $10.95B | $5.13B | $4.39B |
| Q2 FY2025 | $1.14B+4.0% | $109.6M | N/A | $192.2M | $291.3M | $11.12B | $5.14B | $4.52B |
| Q3 FY2025 | $1.17B+2.6% | $96.5M | N/A | $207.6M | $324.3M | $11.11B | $5.12B | $4.47B |
| Q4 FY2025 | $1.17B+0.2% | $101.2M | N/A | $203.6M | $319.5M | $11.11B | $5.10B | $4.44B |
| Q1 FY2026 | $1.25B+6.4% | $397.1M | N/A | $244.8M | $84.2M | $12.05B | $5.61B | $4.75B |
Balance Sheet Summary (Latest Period)
TransUnion (TRU) Financial Statements & Revenue History
TransUnion (TRU) is a US-listed stock operating in the Other sector, specifically the Services-Consumer Credit Reporting, Collection Agencies industry trading at $69.17 with a market capitalization of $13. This page provides 40 historical financial statements for TransUnion, including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, TransUnion reported revenue of $4.6 billion, representing 9.4% year-over-year growth. The net profit margin of 10.0% indicates moderate profitability. The debt-to-equity ratio of 1.15 indicates elevated leverage.
TRU Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows TransUnion's revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether TRU is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track TRU's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently TransUnion converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of TRU's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use TRU Financial Data
Investors use TransUnion's financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare TRU's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how TRU's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View TRU's financial health score, earnings, and pre-market pricing.
Financial data is sourced from TransUnion's SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.TRU trades on NYSE/NASDAQ. This page is for informational purposes only and is not financial advice.