TransUnion (TRU) Valuation
Historical valuation analysis based on 500 data points (2024-09-27 to 2026-09-25)
TransUnion, along with Equifax and Experian, is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company a...
TransUnion (TRU) currently trades at a P/E ratio of 19.10 (historical range: 17.79–69.89, median: 40.42), placing it at the 5th percentile — cheap relative to its history, P/S ratio of 2.85 (range: 2.65–5.20, 5th percentile — cheap relative to its history), EV/EBITDA of 21.61 (range: 20.52–151.94, 6th percentile).
Over the historical period (2024-09-27 to 2026-09-25), TransUnion's P/E ratio has contracted by 46% over the observed period (from an average of 53.7 to 29.0).
TransUnion trades well below its historical valuation range across most metrics.
Historical Valuation Metrics
| Metric | Current | Min | Median | Max | Percentile | Assessment |
|---|---|---|---|---|---|---|
| P/E Ratio | 19.10 | 17.79 | 40.42 | 69.89 | 5th | cheap relative to its history |
| P/S Ratio | 2.85 | 2.65 | 3.80 | 5.20 | 5th | cheap relative to its history |
| EV/EBITDA | 21.61 | 20.52 | 25.80 | 151.94 | 6th | cheap relative to its history |
| FCF Yield | 5.18% | 1.99% | 3.40% | 5.56% | 95th | cheap relative to its history |
TransUnion (TRU) Valuation & P/E History
TransUnion (TRU) is a US-listed stock operating in the Other sector, specifically the Services-Consumer Credit Reporting, Collection Agencies industry currently trading at $69.17 with a market capitalization of $13.3 billion. This page provides historical valuation analysis for TRU based on 500 data points covering 2024-09-27 to 2026-09-25. The P/E ratio of 19.10 is below the historical median of 40.42, placing TRU at the 5th percentile of its valuation range. The P/S ratio of 2.85 compares to a median of 3.80.
TRU Valuation Metrics & Historical Range
The valuation table above shows TransUnion's current and historical valuation multiples, including P/E ratio, P/S ratio, EV/EBITDA, FCF yield, and dividend yield. Each metric is compared to its own historical range to determine whether TRU is currently trading above or below its typical valuation levels.
- P/E ratio: Price-to-earnings measures how much investors pay per dollar of earnings. A P/E above the historical median suggests TRU is expensively valued; below the median suggests it is cheap.
- P/S ratio: Price-to-sales is useful for companies with volatile or negative earnings. Lower P/S relative to history may indicate value.
- EV/EBITDA: Enterprise value to EBITDA adjusts for debt and cash, providing a capital-structure-neutral valuation measure for TransUnion.
- FCF yield: Free cash flow yield shows the cash return relative to market price. Higher yields may indicate undervaluation.
Is TRU Overvalued or Undervalued?
TransUnion trades well below its historical valuation range across most metrics. The overall valuation percentile of 5 combines P/E, P/S, and EV/EBITDA percentiles into a single measure of how expensive TRU is relative to its own history. A percentile below 25 suggests the stock may be undervalued, while a percentile above 75 suggests it may be overvalued.
However, valuation is only one factor in investment decisions. A stock can remain "overvalued" for years if growth accelerates, or "undervalued" if the business deteriorates. Always combine valuation analysis with financial statement analysis and the full TRU analysis page for a complete picture.
Valuation data is computed from historical price and fundamental data via Polygon.io and Finnhub.TRU trades on NYSE/NASDAQ. This page is for informational purposes only and is not financial advice.