Unum Group (UNM) Financial Statements
Historical financial data — 42 statements covering FY2016–FY2025
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, w...
Unum Group's revenue increased 1.5% year over year, from $12.89B to $13.08B.
Net income decreased 58.5% over the same period, from $1.78B to $738.5M.
Over the 9-year period from FY2016 to FY2025, revenue grew by 18% in total.
Total debt increased by 8.7% to $3.77B.
The debt-to-equity ratio stands at 0.34, indicating a moderate leverage profile.
Operating cash flow declined 54.6% to $687.7M.
Unum Group maintains a moderate net profit margin of 5.6%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|
| Q3 FY2024 | $3.22B-0.5% | $645.7M | $814.6M | $390.0M | $64.14B | $3.47B | $10.95B |
| Q4 FY2024 | $3.24B+0.6% | $348.7M | $445.5M | $485.8M | $61.96B | $3.47B | $10.96B |
| Q1 FY2025 | $3.09B-4.5% | $189.1M | $243.6M | $353.6M | $62.46B | $3.47B | $11.21B |
| Q2 FY2025 | $3.36B+8.7% | $335.6M | $417.0M | $348.0M | $62.84B | $3.47B | $11.32B |
| Q3 FY2025 | $3.38B+0.5% | $39.7M | $54.5M | $-371.8M | $63.68B | $3.47B | $10.91B |
| Q4 FY2025 | $3.24B-4.0% | $174.1M | $218.4M | $357.9M | $63.52B | $3.77B | $11.12B |
| Q1 FY2026 | $3.36B+3.4% | $232.0M | $302.7M | $340.8M | N/A | N/A | N/A |
| Q2 FY2026 | $3.37B+0.4% | $256.9M | $435.9M | $503.5M | N/A | N/A | N/A |
Balance Sheet Summary (FY2025)
Unum Group (UNM) Financial Statements & Revenue History
Unum Group (UNM) is a US-listed stock operating in the Financial Services sector, specifically the Accident & Health Insurance industry trading at $92.23 with a market capitalization of $15. This page provides 42 historical financial statements for Unum Group, including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, Unum Group reported revenue of $13.1 billion, representing 1.5% year-over-year growth. The net profit margin of 5.6% indicates moderate profitability. The debt-to-equity ratio of 0.34 shows conservative leverage.
UNM Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows Unum Group's revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether UNM is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track UNM's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently Unum Group converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of UNM's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use UNM Financial Data
Investors use Unum Group's financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare UNM's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how UNM's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View UNM's financial health score, earnings, and pre-market pricing.
Financial data is sourced from Unum Group's SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.UNM trades on NYSE. This page is for informational purposes only and is not financial advice.