Upstart Holdings, Inc. Common stock (UPST) Financial Statements
Historical financial data — 20 statements covering FY2021–FY2025
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and conne...
Upstart Holdings, Inc. Common stock's revenue increased 64.0% year over year, from $636.5M to $1.04B.
Net income increased 141.7% over the same period, from $-128.6M to $53.6M.
Over the 4-year period from FY2021 to FY2025, revenue grew by 23% in total.
Operating cash flow declined 179.3% to $-147.7M.
Upstart Holdings, Inc. Common stock maintains a moderate net profit margin of 5.1%.
Recent Financial Statements
| Period | Revenue | Net Income | Gross Profit | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2023 | $238.7M+131.9% | $-157.4M | N/A | $-165.2M | $86.7M | $1.76B | N/A | $638.1M |
| Q3 FY2023 | $373.3M+56.4% | $-197.7M | N/A | $-209.0M | $-16.8M | $2.00B | N/A | $640.8M |
| Q1 FY2024 | $127.8M-65.8% | $-64.6M | N/A | $-67.5M | $52.6M | $1.93B | N/A | $612.8M |
| Q3 FY2024 | $417.6M+226.7% | $-125.8M | N/A | $-168.1M | $297.3M | $1.81B | N/A | $595.5M |
| Q1 FY2025 | $213.4M-48.9% | $-2.4M | N/A | $-4.5M | $-13.5M | $2.30B | N/A | $676.6M |
| Q2 FY2025 | $470.7M+120.6% | $3.2M | N/A | $46.0K | $-133.6M | $2.48B | N/A | $722.0M |
| Q3 FY2025 | $747.8M+58.9% | $35.0M | N/A | $23.7M | $-256.3M | $2.90B | N/A | $743.7M |
| Q1 FY2026 | $308.2M-58.8% | $-6.6M | N/A | $-7.5M | $-133.3M | $2.96B | N/A | $733.2M |
Balance Sheet Summary (Latest Period)
Total Assets
$2.97B
Total Liabilities
$2.18B
Total Equity
$798.8M
Cash & Equivalents
$652.4M
Total Debt
N/A
Current Assets
N/A
Current Liabilities
N/A
Retained Earnings
$-357.6M