Upstart Holdings, Inc. Common stock (UPST) Valuation
Historical valuation analysis based on 500 data points (2024-08-30 to 2026-08-28)
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and conne...
Upstart Holdings, Inc. Common stock (UPST) currently trades at a P/E ratio of 61.98 (historical range: 49.74–173.89, median: 90.87), placing it at the 30th percentile — below its historical average, P/S ratio of 2.69 (range: 2.16–14.23, 14th percentile — cheap relative to its history).
Upstart Holdings, Inc. Common stock appears significantly undervalued relative to its historical range, trading at depressed multiples across most metrics.
Historical Valuation Metrics
| Metric | Current | Min | Median | Max | Percentile | Assessment |
|---|---|---|---|---|---|---|
| P/E Ratio | 61.98 | 49.74 | 90.87 | 173.89 | 30th | below its historical average |
| P/S Ratio | 2.69 | 2.16 | 5.79 | 14.23 | 14th | cheap relative to its history |
| FCF Yield | 0.04 | 0.01 | 0.04 | 0.09 | 63th | below its historical average |