U.S. Bancorp (USB) Financial Statements
Historical financial data — 41 statements covering FY2016–FY2025
With assets of around $700 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in Midwestern and Western market...
U.S. Bancorp's revenue increased 0.3% year over year, from $42.71B to $42.86B.
Net income increased 20.2% over the same period, from $6.30B to $7.57B.
Over the 9-year period from FY2016 to FY2025, revenue grew by 88% in total.
Total debt increased by 10.6% to $17.16B.
The debt-to-equity ratio stands at 0.26, indicating a conservative leverage profile.
Operating cash flow declined 29.3% to $7.97B.
U.S. Bancorp maintains a healthy net profit margin of 17.7%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|
| Q3 FY2024 | $10.78B-0.1% | $1.71B | $2.07B | $972.0M | $686.47B | $23.71B | $58.86B |
| Q4 FY2024 | $10.66B-1.1% | $1.66B | $2.11B | $4.77B | $678.32B | $15.52B | $58.58B |
| Q1 FY2025 | $10.35B-2.9% | $1.71B | $2.16B | $-285.0M | $676.49B | $17.16B | $60.10B |
| Q2 FY2025 | $10.53B+1.7% | $1.81B | $2.29B | $2.03B | $686.37B | $15.04B | $61.44B |
| Q3 FY2025 | $11.01B+4.5% | $2.00B | $2.53B | $3.39B | $695.36B | $15.45B | $63.34B |
| Q4 FY2025 | $10.98B-0.3% | $2.04B | $2.53B | $2.84B | $692.35B | $17.16B | $65.19B |
| Q1 FY2026 | $10.84B-1.3% | $1.95B | $2.42B | $1.34B | N/A | N/A | N/A |
| Q2 FY2026 | $10.49B-3.2% | $2.18B | N/A | $4.82B | N/A | N/A | N/A |
Balance Sheet Summary (FY2025)
U.S. Bancorp (USB) Financial Statements & Revenue History
U.S. Bancorp (USB) is a US-listed stock operating in the Financial Services sector, specifically the National Commercial Banks industry trading at $58.56 with a market capitalization of $91. This page provides 41 historical financial statements for U.S. Bancorp, including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, U.S. Bancorp reported revenue of $42.9 billion, representing 0.3% year-over-year growth. The net profit margin of 17.7% reflects strong profitability. The debt-to-equity ratio of 0.26 shows conservative leverage.
USB Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows U.S. Bancorp's revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether USB is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track USB's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently U.S. Bancorp converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of USB's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use USB Financial Data
Investors use U.S. Bancorp's financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare USB's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how USB's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View USB's financial health score, earnings, and pre-market pricing.
Financial data is sourced from U.S. Bancorp's SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.USB trades on NYSE. This page is for informational purposes only and is not financial advice.