Wintrust Financial Corp (WTFC) Financial Statements
Historical financial data — 41 statements covering FY2016–FY2025
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, s...
Wintrust Financial Corp's revenue increased 6.7% year over year, from $3.97B to $4.23B.
Net income increased 18.5% over the same period, from $695.0M to $823.8M.
Over the 9-year period from FY2016 to FY2025, revenue grew by 272% in total.
Operating cash flow grew 26.2% to $910.3M.
Wintrust Financial Corp maintains a healthy net profit margin of 19.5%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | Gross Profit | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2024 | $971.1M+2.6% | $152.4M | N/A | $211.3M | $221.2M | $59.78B | N/A | $5.54B |
| Q3 FY2024 | $1.02B+5.2% | $170.0M | N/A | $232.7M | $-61.6M | $63.79B | N/A | $6.40B |
| Q4 FY2024 | $1.03B+0.5% | $185.4M | N/A | $253.1M | $490.8M | $64.88B | N/A | $6.34B |
| Q1 FY2025 | $1.00B-2.3% | $189.0M | N/A | $253.1M | $119.8M | $65.87B | N/A | $6.60B |
| Q2 FY2025 | $1.04B+4.1% | $195.5M | N/A | $267.1M | $329.2M | $68.98B | N/A | $7.23B |
| Q3 FY2025 | $1.09B+4.8% | $216.3M | N/A | $296.0M | $209.8M | $69.63B | N/A | $7.05B |
| Q4 FY2025 | $1.09B-0.7% | $223.0M | N/A | $302.2M | $251.7M | $71.14B | N/A | $7.26B |
| Q1 FY2026 | $1.06B-2.3% | $227.4M | N/A | $300.9M | $927.2M | $72.16B | N/A | $7.38B |
Balance Sheet Summary (Latest Period)
Wintrust Financial Corp (WTFC) Financial Statements & Revenue History
Wintrust Financial Corp (WTFC) is a US-listed stock operating in the Financial Services sector, specifically the State Commercial Banks industry trading at $144.02 with a market capitalization of $10. This page provides 41 historical financial statements for Wintrust Financial Corp, including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, Wintrust Financial Corp reported revenue of $4.2 billion, representing 6.7% year-over-year growth. The net profit margin of 19.5% reflects strong profitability..
WTFC Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows Wintrust Financial Corp's revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether WTFC is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track WTFC's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently Wintrust Financial Corp converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of WTFC's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use WTFC Financial Data
Investors use Wintrust Financial Corp's financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare WTFC's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how WTFC's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View WTFC's financial health score, earnings, and pre-market pricing.
Financial data is sourced from Wintrust Financial Corp's SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.WTFC trades on NYSE. This page is for informational purposes only and is not financial advice.