Wintrust Financial Corp (WTFC) Valuation
Historical valuation analysis based on 500 data points (2024-09-27 to 2026-09-25)
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, s...
Wintrust Financial Corp (WTFC) currently trades at a P/E ratio of 11.54 (historical range: 9.24–13.99, median: 11.95), placing it at the 27th percentile — below its historical average, P/S ratio of 2.32 (range: 1.10–2.65, 69th percentile — above its historical average).
Wintrust Financial Corp trades near its historical valuation range, with most metrics close to their median levels.
Historical Valuation Metrics
| Metric | Current | Min | Median | Max | Percentile | Assessment |
|---|---|---|---|---|---|---|
| P/E Ratio | 11.54 | 9.24 | 11.95 | 13.99 | 27th | below its historical average |
| P/S Ratio | 2.32 | 1.10 | 2.15 | 2.65 | 69th | above its historical average |
| FCF Yield | 16.76% | 4.46% | 10.26% | 17.63% | 97th | cheap relative to its history |
Wintrust Financial Corp (WTFC) Valuation & P/E History
Wintrust Financial Corp (WTFC) is a US-listed stock operating in the Financial Services sector, specifically the State Commercial Banks industry currently trading at $144.02 with a market capitalization of $9.7 billion. This page provides historical valuation analysis for WTFC based on 500 data points covering 2024-09-27 to 2026-09-25. The P/E ratio of 11.54 is below the historical median of 11.95, placing WTFC at the 27th percentile of its valuation range. The P/S ratio of 2.32 compares to a median of 2.15.
WTFC Valuation Metrics & Historical Range
The valuation table above shows Wintrust Financial Corp's current and historical valuation multiples, including P/E ratio, P/S ratio, EV/EBITDA, FCF yield, and dividend yield. Each metric is compared to its own historical range to determine whether WTFC is currently trading above or below its typical valuation levels.
- P/E ratio: Price-to-earnings measures how much investors pay per dollar of earnings. A P/E above the historical median suggests WTFC is expensively valued; below the median suggests it is cheap.
- P/S ratio: Price-to-sales is useful for companies with volatile or negative earnings. Lower P/S relative to history may indicate value.
- EV/EBITDA: Enterprise value to EBITDA adjusts for debt and cash, providing a capital-structure-neutral valuation measure for Wintrust Financial Corp.
- FCF yield: Free cash flow yield shows the cash return relative to market price. Higher yields may indicate undervaluation.
Is WTFC Overvalued or Undervalued?
Wintrust Financial Corp trades near its historical valuation range, with most metrics close to their median levels. The overall valuation percentile of 48 combines P/E, P/S, and EV/EBITDA percentiles into a single measure of how expensive WTFC is relative to its own history. A percentile below 25 suggests the stock may be undervalued, while a percentile above 75 suggests it may be overvalued.
However, valuation is only one factor in investment decisions. A stock can remain "overvalued" for years if growth accelerates, or "undervalued" if the business deteriorates. Always combine valuation analysis with financial statement analysis and the full WTFC analysis page for a complete picture.
Valuation data is computed from historical price and fundamental data via Polygon.io and Finnhub.WTFC trades on NYSE. This page is for informational purposes only and is not financial advice.