Assurant, Inc. (AIZ) Valuation
Historical valuation analysis based on 1280 data points (2021-09-13 to 2026-10-16)
Assurant Inc is a protection company that partners with the brands to safeguard and service connected devices, homes and automobiles. It operate in North America, Latin America, Europe and Asia Pac...
Assurant, Inc. (AIZ) currently trades at a P/E ratio of 13.14 (historical range: 6.37–28.97, median: 13.90), placing it at the 40th percentile — near its historical average, P/S ratio of 1.04 (range: 0.57–1.11, 97th percentile — expensive relative to its history), EV/EBITDA of 10.47 (range: 9.71–11.13, 66th percentile).
Over the historical period (2021-09-13 to 2026-10-16), Assurant, Inc.'s P/E ratio has contracted by 13% over the observed period (from an average of 15.5 to 13.6).
Assurant, Inc. trades above its historical valuation range, with most metrics above their median levels.
Historical Valuation Metrics
| Metric | Current | Median | %ile | Assessment |
|---|---|---|---|---|
| P/E Ratio | 13.14 | 13.90 | 40th | near its historical average |
| P/S Ratio | 1.04 | 0.88 | 97th | expensive relative to its history |
| EV/EBITDA | 10.47 | 10.40 | 66th | above its historical average |
| FCF Yield | 11.85% | 9.51% | 63th | below its historical average |
Assurant, Inc. (AIZ) Valuation & P/E History
Assurant, Inc. (AIZ) is a US-listed stock operating in the Financial Services sector, specifically the Insurance Carriers, Nec industry currently trading at $283.30 with a market capitalization of $14.0 billion. This page provides historical valuation analysis for AIZ based on 1280 data points covering 2021-09-13 to 2026-10-16. The P/E ratio of 13.14 is below the historical median of 13.90, placing AIZ at the 40th percentile of its valuation range. The P/S ratio of 1.04 compares to a median of 0.88.
AIZ Valuation Metrics & Historical Range
The valuation table above shows Assurant, Inc.'s current and historical valuation multiples, including P/E ratio, P/S ratio, EV/EBITDA, FCF yield, and dividend yield. Each metric is compared to its own historical range to determine whether AIZ is currently trading above or below its typical valuation levels.
- P/E ratio: Price-to-earnings measures how much investors pay per dollar of earnings. A P/E above the historical median suggests AIZ is expensively valued; below the median suggests it is cheap.
- P/S ratio: Price-to-sales is useful for companies with volatile or negative earnings. Lower P/S relative to history may indicate value.
- EV/EBITDA: Enterprise value to EBITDA adjusts for debt and cash, providing a capital-structure-neutral valuation measure for Assurant, Inc..
- FCF yield: Free cash flow yield shows the cash return relative to market price. Higher yields may indicate undervaluation.
Is AIZ Overvalued or Undervalued?
Assurant, Inc. trades above its historical valuation range, with most metrics above their median levels. The overall valuation percentile of 68 combines P/E, P/S, and EV/EBITDA percentiles into a single measure of how expensive AIZ is relative to its own history. A percentile below 25 suggests the stock may be undervalued, while a percentile above 75 suggests it may be overvalued.
However, valuation is only one factor in investment decisions. A stock can remain "overvalued" for years if growth accelerates, or "undervalued" if the business deteriorates. Always combine valuation analysis with financial statement analysis and the full AIZ analysis page for a complete picture.
Valuation data is computed from historical price and fundamental data via Polygon.io and Finnhub.AIZ trades on NYSE. This page is for informational purposes only and is not financial advice.