Citigroup Inc. (C) Valuation
Historical valuation analysis based on 1280 data points (2021-09-13 to 2026-10-16)
Citigroup is a global financial powerhouse that orchestrates the movement of $5 trillion in daily transaction volume, serving as the essential connective tissue for the world's most complex multina...
Citigroup Inc. (C) currently trades at a P/E ratio of 11.68 (historical range: 4.88–20.56, median: 8.84), placing it at the 55th percentile — near its historical average, P/S ratio of 2.28 (range: 0.95–2.93, 82th percentile — expensive relative to its history), EV/EBITDA of 38.27 (range: 11.41–39.84, 26th percentile).
Over the historical period (2021-09-13 to 2026-10-16), Citigroup Inc.'s P/E ratio has expanded by 131% over the observed period (from an average of 6.2 to 14.3).
Citigroup Inc. trades near its historical valuation range, with most metrics close to their median levels.
Historical Valuation Metrics
| Metric | Current | Median | %ile | Assessment |
|---|---|---|---|---|
| P/E Ratio | 11.68 | 8.84 | 55th | near its historical average |
| P/S Ratio | 2.28 | 1.58 | 82th | expensive relative to its history |
| EV/EBITDA | 38.27 | 38.85 | 26th | below its historical average |
| FCF Yield | 2.30% | 29.45% | 12th | expensive relative to its history |
Citigroup Inc. (C) Valuation & P/E History
Citigroup Inc. (C) is a US-listed stock operating in the Financial Services sector, specifically the Banks industry currently trading at $124.17 with a market capitalization of $208.3 billion. This page provides historical valuation analysis for C based on 1280 data points covering 2021-09-13 to 2026-10-16. The P/E ratio of 11.68 is above the historical median of 8.84, placing C at the 55th percentile of its valuation range. The P/S ratio of 2.28 compares to a median of 1.58.
C Valuation Metrics & Historical Range
The valuation table above shows Citigroup Inc.'s current and historical valuation multiples, including P/E ratio, P/S ratio, EV/EBITDA, FCF yield, and dividend yield. Each metric is compared to its own historical range to determine whether C is currently trading above or below its typical valuation levels.
- P/E ratio: Price-to-earnings measures how much investors pay per dollar of earnings. A P/E above the historical median suggests C is expensively valued; below the median suggests it is cheap.
- P/S ratio: Price-to-sales is useful for companies with volatile or negative earnings. Lower P/S relative to history may indicate value.
- EV/EBITDA: Enterprise value to EBITDA adjusts for debt and cash, providing a capital-structure-neutral valuation measure for Citigroup Inc..
- FCF yield: Free cash flow yield shows the cash return relative to market price. Higher yields may indicate undervaluation.
Is C Overvalued or Undervalued?
Citigroup Inc. trades near its historical valuation range, with most metrics close to their median levels. The overall valuation percentile of 54 combines P/E, P/S, and EV/EBITDA percentiles into a single measure of how expensive C is relative to its own history. A percentile below 25 suggests the stock may be undervalued, while a percentile above 75 suggests it may be overvalued.
However, valuation is only one factor in investment decisions. A stock can remain "overvalued" for years if growth accelerates, or "undervalued" if the business deteriorates. Always combine valuation analysis with financial statement analysis and the full C analysis page for a complete picture.
Valuation data is computed from historical price and fundamental data via Polygon.io and Finnhub.C trades on NYSE. This page is for informational purposes only and is not financial advice.