Henry (Jack) & Associates (JKHY) Valuation
Historical valuation analysis based on 1279 data points (2021-09-14 to 2026-10-16)
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a...
Henry (Jack) & Associates (JKHY) currently trades at a P/E ratio of 20.69 (historical range: 17.22–43.81, median: 32.29), placing it at the 5th percentile — cheap relative to its history, P/S ratio of 4.27 (range: 3.55–8.12, 5th percentile — cheap relative to its history), EV/EBITDA of 16.41 (range: 13.78–34.32, 5th percentile).
Over the historical period (2021-09-14 to 2026-10-16), Henry (Jack) & Associates's P/E ratio has contracted by 22% over the observed period (from an average of 35.7 to 27.7).
Henry (Jack) & Associates trades well below its historical valuation range across most metrics.
Historical Valuation Metrics
| Metric | Current | Median | %ile | Assessment |
|---|---|---|---|---|
| P/E Ratio | 20.69 | 32.29 | 5th | cheap relative to its history |
| P/S Ratio | 4.27 | 5.65 | 5th | cheap relative to its history |
| EV/EBITDA | 16.41 | 25.34 | 5th | cheap relative to its history |
| FCF Yield | 6.77% | 3.65% | 95th | cheap relative to its history |
Henry (Jack) & Associates (JKHY) Valuation & P/E History
Henry (Jack) & Associates (JKHY) is a US-listed stock operating in the Technology sector, specifically the Services-Computer Integrated Systems Design industry currently trading at $153.19 with a market capitalization of $10.7 billion. This page provides historical valuation analysis for JKHY based on 1279 data points covering 2021-09-14 to 2026-10-16. The P/E ratio of 20.69 is below the historical median of 32.29, placing JKHY at the 5th percentile of its valuation range. The P/S ratio of 4.27 compares to a median of 5.65.
JKHY Valuation Metrics & Historical Range
The valuation table above shows Henry (Jack) & Associates's current and historical valuation multiples, including P/E ratio, P/S ratio, EV/EBITDA, FCF yield, and dividend yield. Each metric is compared to its own historical range to determine whether JKHY is currently trading above or below its typical valuation levels.
- P/E ratio: Price-to-earnings measures how much investors pay per dollar of earnings. A P/E above the historical median suggests JKHY is expensively valued; below the median suggests it is cheap.
- P/S ratio: Price-to-sales is useful for companies with volatile or negative earnings. Lower P/S relative to history may indicate value.
- EV/EBITDA: Enterprise value to EBITDA adjusts for debt and cash, providing a capital-structure-neutral valuation measure for Henry (Jack) & Associates.
- FCF yield: Free cash flow yield shows the cash return relative to market price. Higher yields may indicate undervaluation.
Is JKHY Overvalued or Undervalued?
Henry (Jack) & Associates trades well below its historical valuation range across most metrics. The overall valuation percentile of 5 combines P/E, P/S, and EV/EBITDA percentiles into a single measure of how expensive JKHY is relative to its own history. A percentile below 25 suggests the stock may be undervalued, while a percentile above 75 suggests it may be overvalued.
However, valuation is only one factor in investment decisions. A stock can remain "overvalued" for years if growth accelerates, or "undervalued" if the business deteriorates. Always combine valuation analysis with financial statement analysis and the full JKHY analysis page for a complete picture.
Valuation data is computed from historical price and fundamental data via Polygon.io and Finnhub.JKHY trades on NYSE/NASDAQ. This page is for informational purposes only and is not financial advice.