Bentley Systems, Incorporated Class B Common Stock (BSY) Stock Analysis
Market Closed
Sector: Technology · Industry: Services-Prepackaged Software
What's happening with BSY
Price History
5-Year Weekly Candlestick Chart
Profile
Strong growth and earnings quality.
How is each axis scored?
- Valuation62/100 · Moderate
- P/E vs own history (3th pct)25/25
- FCF yield (5.1%)20/25
- P/S (6.2x)12/25
- EV/EBIT (28.5x)5/25
- Growth95/100 · Strong
- Revenue CAGR (11.7%)20/25
- Net income CAGR (31.4%)25/25
- EPS CAGR 5Y (29.5%)25/25
- Fwd implied growth (52.3%)25/25
- Profitability72/100 · Moderate
- ROIC (13.2%)12/25
- ROE (23.0%)20/25
- Net margin (18.1%)20/25
- Operating margin (24.0%)20/25
- Financial Health55/100 · Moderate
- Altman Z (2.74)18/25
- Current ratio (0.51)0/25
- Interest coverage (18.6x)25/25
- Net cash / debt (D/A 29%)12/25
- Quality95/100 · Strong
- Piotroski F (9/9)25/25
- Beneish M (-2.60)25/25
- FCF conversion (174%)25/25
- Margin stability (σ 5.6%)20/25
About Bentley Systems, Incorporated Class B Common Stock
Bentley Systems is a software vendor that caters to civil engineers, constructors, and geospatial professionals by enabling design, simulation, and data management of infrastructure assets such as roads and bridges. Show more
While Bentley is smaller than many other design software companies, it is a market leader across a handful of specialty areas, including public works, electricity grids, and transit.
Headquarters: EXTON, PA · Employees: 5,800 · Website ↗
Analyst Consensus
Strong BuyWall Street consensus estimates — not a PMP forecast · Updated Sep 21, 2026
Insider Transactions
Recent SEC Form 4 filings
- SellGift · filed 2026-08-31-13192 sh2026-08-27
- SellTax withholding · filed 2026-08-04-1040 sh2026-08-02
- SellTax withholding · filed 2026-07-10-704 sh2026-07-08
- BuyGrant / award · filed 2026-06-15+301 sh2026-06-11
- BuyGrant / award · filed 2026-06-15+42 sh2026-06-11
+3 more recent filings
Key Metrics
Financial snapshot — pillar inputs plus per-share and market context
Valuation
62BP/E (TTM)36.4xD
Grade D: Exp.Price / TTM EPS (own statements) — vs own 5Y history: 32.4x–186.3x · 3rd pct
P/FCF19.5xB
Grade B: FairPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield5.1%A
Grade A: ValueTTM FCF / Market Cap — vs own 5Y history: 1.2%–5.4% · highest in history
P/S (TTM)6.19xC
Grade C: Exp.Price / TTM Revenue (own statements) — vs own 5Y history: 5.9x–26.3x · lowest in history
EV/EBIT28.5xD
Grade D: Exp.Enterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 27.2x–201.3x · lowest in history
EV/Sales6.7xC
Grade C: Exp.Enterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E23.9xB
Grade B: FairPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio7.86xC
Grade C: Exp.Price to Book Value. Neg. equity = heavy buybacks
PEG Ratio2.97C
Grade C: Exp.Finnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield0.87%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio30.6%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
72B+ROIC13.2%C
Grade C: AvgNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE23.0%A
Grade A: StrongReturn on Equity. Neg. equity = heavy buybacks
ROA8.2%C
Grade C: AvgReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin18.1%A
Grade A: HighNet Income / Revenue
Operating Margin24.0%C
Grade C: AvgTTM EBIT / TTM Revenue
Gross Margin81.6%A
Grade A: PremiumGross Profit / Revenue
FCF Margin31.6%A
Grade A: HighFCF / Revenue
True FCF Margin26.8%A
Grade A: HighTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Financial Health
55CAltman Z-Score2.74C
Grade C: Gray zoneBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.51xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.49xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage18.6xA
Grade A: StrongEBIT/Interest. >10 Strong
Debt Repayment2.1yA
Grade A: FastYears to repay net debt via FCF
Net Debt/EBIT2.7xC
Grade C: MedLeverage. <2x Low, >4x High
Debt/Equity0.91xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.09xD
Grade D: ThinCash covers how much of total debt. >1 = could repay all debt from cash
Growth
95A+Revenue CAGR11.7%C
Grade C: OkCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR31.4%A
Grade A: HighCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)29.5%A
Grade A: HighCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Forward Growth52.3%A
Grade A: HighImplied 1Y EPS growth from forward P/E vs our TTM EPS. Sparse — only where forward estimates exist
Dilution (5Y)—
Share count change over 5Y
SBC / Net Income26.7%D
Grade D: HighStock-based comp/Net income. >30% = dilution risk
SBC / Revenue4.8%C
Grade C: MedTTM stock-based comp / TTM Revenue
Quality
95A+Piotroski F-Score9/9A
Grade A: StrongFinancial strength 0–9. >7 Strong
Beneish M-Score-2.60A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion174.4%A
Grade A: StrongFCF / Net Income
Margin Stability5.6%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue1.3%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.42xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Per Share
EPS (TTM)$0.88
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$0.41
Cash & short-term investments per share (Finnhub)
Book Value / Share$3.93
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$1.12B
Total debt obligations (short + long term)
Cash & Equiv.$105.16M
Cash and short-term investments
Net Debt$1.01B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$1.23B
Shareholders' equity (book value)
Asset / Liability1.53xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$9.63B
Current Market Capitalization
Beta1.04B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
Takeaway
BSY spája silnú profitabilitu s rýchlym 2,1-ročným splatením dlhu a solídnym 5,1 % FCF výnosom, čo z nej robí atraktívnu investíciu s férovým ocenením napriek mierne hraničnej finančnej sile.
Takes ~2.1 years to repay net debt from free cash flow. · Current P/E of 36.4x sits at the 3rd percentile of its historical range.
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Mar 2026 · Ratio snapshot Sep 22, 2026
Key Insights: Bentley Systems, Incorporated Class B Common Stock (BSY)
Composite verdict for Bentley Systems, Incorporated Class B Common Stock: BSY spája silnú profitabilitu s rýchlym 2,1-ročným splatením dlhu a solídnym 5,1 % FCF výnosom, čo z nej robí atraktívnu investíciu s férovým ocenením napriek mierne hraničnej finančnej sile.. Bentley Systems, Incorporated Class B Common Stock meets 9 of 9 Piotroski F-Score criteria, placing its fundamental strength in the top tier of US-listed stocks. Altman Z-Score of 2.74 falls in the grey zone (1.81–2.99) — financial distress is unlikely but not ruled out. Beneish M-Score of -2.60 suggests a low likelihood of earnings manipulation.
- Bentley Systems, Incorporated Class B Common Stock converts about 32% of revenue into free cash flow — strong cash generation.
- Takes ~2.1 years to repay net debt from free cash flow.
- Return on equity of 23.0% is well above the market average.
See how BSY ranks on the Capex Tracker — top 50 capital spenders compared.
No significant market moves for BSY in the last 30 days.
See BSY move history →Frequently Asked Questions about BSY
Is BSY stock a buy right now?
PreMarketPrice's quantitative model rates Bentley Systems, Incorporated Class B Common Stock's financial health at 55/100 — BSY spája silnú profitabilitu s rýchlym 2,1-ročným splatením dlhu a solídnym 5,1 % FCF výnosom, čo z nej robí atraktívnu investíciu s férovým ocenením napriek mierne hraničnej finančnej sile.. This is a data-driven snapshot of fundamentals, not investment advice.
Is BSY stock overvalued?
Bentley Systems, Incorporated Class B Common Stock trades at a trailing P/E of 36.4 and our valuation score rates it 62/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Bentley Systems, Incorporated Class B Common Stock report earnings?
No confirmed earnings date is currently scheduled for BSY. The Earnings section lists recent reports and updates as dates are announced.
What sector does Bentley Systems, Incorporated Class B Common Stock operate in?
Bentley Systems, Incorporated Class B Common Stock operates in the Technology sector, within the Services-Prepackaged Software industry. The Related Stocks section lists sector peers for comparison.
What does Bentley Systems, Incorporated Class B Common Stock do?
Bentley Systems is a software vendor that caters to civil engineers, constructors, and geospatial professionals by enabling design, simulation, and data management of infrastructure assets such as roads and bridges.
About Bentley Systems, Incorporated Class B Common Stock (BSY) Stock
Bentley Systems, Incorporated Class B Common Stock (BSY) is a US-listed stock operating in the Technology sector, specifically the Services-Prepackaged Software industry. Real-time pricing data for Bentley Systems, Incorporated Class B Common Stock is available on this page with a market capitalization of $9.6 billion. The financial health score for BSY is 55/100, which indicates moderate financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for BSY stock.
BSY Stock Analysis & Key Metrics
On PreMarketPrice, you can track Bentley Systems, Incorporated Class B Common Stock (BSY) across multiple dimensions:
- Pre-market price & movement: Real-time BSY stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for BSY with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Bentley Systems, Incorporated Class B Common Stock across multiple reporting periods.
- Financial health score: A composite score of 55/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for BSY.
- Sector peers: Compare BSY against 10 other technology stocks on key financial metrics.
Is BSY a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Bentley Systems, Incorporated Class B Common Stock (BSY) as an investment. The financial health score of 55/100 suggests moderate financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Bentley Systems, Incorporated Class B Common Stock (BSY) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.