Stock Analysis
Apple Inc.AAPL
P/E 38.88×· 5Y range 20.65–43.25×· top 5% of history
Sector: Technology · Industry: Consumer Electronics
AnalystsBuy53 analystsP/E 38.9× sits at the 95th percentile of its 5.089664613278576-year history.
Cash covers 74% of debt · Q3 2026.
PMP Verdict
High quality, but expensive
Strengths
- Profitability100
- Quality95
Risks
- Valuation15
- Growth36
Excellent business. Weak entry price.
Bull Case
- ✓Piotroski F-Score 8/9 — high earnings quality
- ✓Altman Z 13.0 — safe-zone balance sheet
- ✓ROE 119.9% — efficient capital deployment
- ✓Interest coverage 622.5× — debt well covered
What's happening with AAPL
Profile
Strong profitability, earnings quality, moat and financial health; valuation and growth lag behind.
How is each axis scored?
- Valuation15/100 · Weak
- P/E vs own history (95th pct)0/25
- FCF yield (2.7%)5/25
- P/S (10.7x)5/25
- EV/EBIT (32.4x)5/25
- Growth36/100 · Weak
- Revenue CAGR (3.3%)6/25
- Net income CAGR (4.3%)6/25
- EPS CAGR 5Y (7.4%)12/25
- Fwd implied growth (9.8%)12/25
- Profitability100/100 · Strong
- ROIC (94.5%)25/25
- ROE (119.9%)25/25
- Net margin (27.6%)25/25
- Operating margin (33.2%)25/25
- Financial Health82/100 · Strong
- Altman Z (12.99)25/25
- Current ratio (1.00)12/25
- Interest coverage (622.5x)25/25
- Net cash / debt (D/A 6%)20/25
- Quality95/100 · Strong
- Piotroski F (8/9)25/25
- Beneish M (-2.49)20/25
- FCF conversion (106%)25/25
- Margin stability (σ 2.9%)25/25
- Moat88/100 · Strong
- ROIC >12% years (9/9 yrs)25/25
- Median gross margin (41.8%)13/25
- FCF-positive years (9/9 yrs)25/25
- Worst-year net margin (worst 20.9%)25/25
Risk Flags
- ⚠P/E 38.9× at top 5% of 5-year history
About Apple Inc.
Apple is among the largest companies in the world, with a broad portfolio of hardware and software products targeted at consumers and businesses. Show more
Apple's iPhone accounts for the majority of the firm's sales, and Apple's other products, such as the Mac, iPad, and Watch, are designed around the iPhone as the focal point of an expansive software ecosystem. Apple has progressively worked to add new applications, such as streaming video, subscription bundles, and augmented reality. The firm designs its own software and semiconductors and works with subcontractors such as Foxconn and TSMC to build its products and chips. Slightly less than half of Apple's sales come directly through its flagship stores, with the majority coming indirectly through partnerships and distribution.
Headquarters: CUPERTINO, CA · Employees: 166,000 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
15EP/E (TTM)38.8xD
Grade D: ExpensivePrice / TTM EPS (own statements) — vs own 5Y history: 20.7x–43.3x · 95th pct
P/FCF36.6xC
Grade C: ExpensivePrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield2.7%C
Grade C: LowTTM (OCF − CapEx) / Market Cap — vs own 5Y history: 2.2%–5.2% · 8th pct
P/S (TTM)10.71xD
Grade D: ExpensivePrice / TTM Revenue (own statements) — vs own 5Y history: 5.1x–10.7x · highest in history
EV/EBIT32.4xD
Grade D: ExpensiveEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 17.9x–33.3x · highest in history
EV/Sales10.8xD
Grade D: Very expensiveEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E35.3xD
Grade D: ExpensivePrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio46.52xD
Grade D: Very expensivePrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio2.82C
Grade C: ExpensiveFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield0.31%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio12.1%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
100A+ROIC94.5%A
Grade A: MoatNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE119.9%A
Grade A: StrongReturn on Equity. Neg. equity = heavy buybacks
ROA34.5%A
Grade A: StrongReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin27.6%A
Grade A: HighNet Income / Revenue
Operating Margin33.2%A
Grade A: HighTTM EBIT / TTM Revenue
Gross Margin48.7%C
Grade C: AverageGross Profit / Revenue
FCF Margin29.3%A
Grade A: HighFCF / Revenue
True FCF Margin26.3%A
Grade A: HighTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
36DRevenue CAGR3.3%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR4.3%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)7.4%C
Grade C: OkCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth9.8%B
Grade B: LowAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-13.9%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income10.6%C
Grade C: MedStock-based comp/Net income. >30% = dilution risk
SBC / Revenue2.9%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
82AAltman Z-Score12.99A
Grade A: SafeBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio1.00xC
Grade C: OkCurrent Assets/Liabilities
Quick Ratio0.93xC
Grade C: Ok(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage622.5xA
Grade A: StrongEBIT/Interest. >10 Strong
Debt Repayment0.2yA
Grade A: FastYears to repay net debt via FCF
Net Debt/EBIT0.1xA
Grade A: LowLeverage. <2x Low, >4x High
Debt/Equity0.78xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.74xC
Grade C: PartialCash covers how much of total debt. >1 = could repay all debt from cash
Quality
95A+Piotroski F-Score8/9A
Grade A: StrongFinancial strength 0–9. >7 Strong
Beneish M-Score-2.49A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion106.0%A
Grade A: StrongFCF / Net Income
Margin Stability2.9%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue2.2%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover1.25xA
Grade A: HighRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Newstead Jennifer Filed | Newstead Jennifer | SellOpen market sale | -2399 | |
Ternus John Filed | Ternus John | SellOpen market sale | -3754 | |
Ternus John Filed | Ternus John | SellOpen market sale | -12746 | |
Ternus John Filed | Ternus John | SellOpen market sale | -5348 | |
Ternus John Filed | Ternus John | SellOpen market sale | -3564 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
O'BRIEN DEIRDRE Filed | O'BRIEN DEIRDRE | SellOpen market sale | -5625 | |
O'BRIEN DEIRDRE Filed | O'BRIEN DEIRDRE | SellOpen market sale | -40764 | |
COOK TIMOTHY D Filed | COOK TIMOTHY D | Gift | -26325 |
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
88AROIC >12% Years9/9 yrsA
Grade A: DurableShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)41.8%C
Grade C: ModerateMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years9/9 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor20.9%A
Grade A: DurableWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$8.83
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$4.27
Cash & short-term investments per share (Finnhub)
Book Value / Share$7.36
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$84.34B
Total debt obligations (short + long term)
Cash & Equiv.$62.40B
Cash and short-term investments
Net Debt$21.95B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$107.52B
Shareholders' equity (book value)
Asset / Liability1.39xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$5.00T
Current Market Capitalization
Beta1.11B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: Apple Inc. (AAPL)
Apple Inc. meets 8 of 9 Piotroski F-Score criteria, placing its fundamental strength in the top tier of US-listed stocks. Altman Z-Score of 12.99 sits comfortably in the safe zone (≥ 2.99), indicating low bankruptcy risk. Beneish M-Score of -2.49 suggests a low likelihood of earnings manipulation. Apple Inc. converts about 29% of revenue into free cash flow — strong cash generation.
- Takes ~0.2 years to repay net debt from free cash flow.
- At a valuation score of 15/100, AAPL trades at a premium to its historical multiples (P/E 38.8).
- Return on equity of 119.9% is well above the market average.
See how AAPL ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all AAPL moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 9 | Pre-market | 331.01 | -2.76% | -2.96 |
| Sep 29 | Regular | 329.16 | -2.73% | -2.28 |
Frequently Asked Questions about AAPL
What is the current Apple Inc. (AAPL) stock price?
AAPL is trading at $343.46 at the last market close, up 0.43% on the session. PreMarketPrice tracks AAPL pre-market, intraday and after-hours prices.
Is AAPL stock a buy right now?
PreMarketPrice's quantitative model rates Apple Inc.'s financial health at 82/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is AAPL stock overvalued?
Apple Inc. trades at a trailing P/E of 38.8 and our valuation score rates it 15/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Apple Inc. report earnings?
No confirmed earnings date is currently scheduled for AAPL. The Earnings section lists recent reports and updates as dates are announced.
What sector does Apple Inc. operate in?
Apple Inc. operates in the Technology sector, within the Consumer Electronics industry. The Related Stocks section lists sector peers for comparison.
What does Apple Inc. do?
Apple is among the largest companies in the world, with a broad portfolio of hardware and software products targeted at consumers and businesses.
About Apple Inc. (AAPL) Stock
Apple Inc. (AAPL) is a US-listed stock operating in the Technology sector, specifically the Consumer Electronics industry. As of the latest update, Apple Inc. is trading at $343.46, up 0.43% on the day with a market capitalization of $5.00 trillion. The financial health score for AAPL is 82/100, which indicates excellent financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for AAPL stock.
AAPL Stock Analysis & Key Metrics
On PreMarketPrice, you can track Apple Inc. (AAPL) across multiple dimensions:
- Pre-market price & movement: Real-time AAPL stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for AAPL with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Apple Inc. across multiple reporting periods.
- Financial health score: A composite score of 82/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for AAPL.
- Sector peers: Compare AAPL against 4 other technology stocks on key financial metrics.
Is AAPL a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Apple Inc. (AAPL) as an investment. The financial health score of 82/100 suggests excellent financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Apple Inc. (AAPL) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.