Stock Analysis
The Mosaic CompanyMOS
Sector: Basic Materials · Industry: Agricultural Chemicals
AnalystsHold25 analystsPrice is 1% of the way from the year's low to its high.
Cash covers 6% of debt · FY 2025.
PMP Verdict
Cheap for a reason — weak fundamentals
Strengths
- Quality62
Risks
- Growth0
- Profitability0
Cheap for a reason — fundamentals remain weak.
Bull Case
- ✓Piotroski F-Score 8/9 — high earnings quality
What's happening with MOS
Profile
growth, profitability, moat, financial health and valuation lag behind.
How is each axis scored?
- Valuation45/100 · Weak
- P/E vs own history (n/a)10/25
- FCF yield (-15.8%)0/25
- P/S (0.5x)25/25
- EV/EBIT (n/a)10/25
- Growth0/100 · Weak
- Revenue CAGR (-0.6%)0/25
- Net income CAGR (-24.1%)0/25
- EPS CAGR 5Y (-20.6%)0/25
- Fwd implied growth (n/a)0/25
- Profitability0/100 · Weak
- ROIC (-0.8%)0/25
- ROE (-5.3%)0/25
- Net margin (-5.2%)0/25
- Operating margin (-1.4%)0/25
- Financial Health37/100 · Weak
- Altman Z (1.77)10/25
- Current ratio (1.32)12/25
- Interest coverage (2.0x)3/25
- Net cash / debt (D/A 16%)12/25
- Quality62/100 · Moderate
- Piotroski F (8/9)25/25
- Beneish M (-2.56)25/25
- FCF conversion (n/a)0/25
- Margin stability (σ 10.9%)12/25
- Moat18/100 · Weak
- ROIC >12% years (2/10 yrs)0/25
- Median gross margin (14.7%)0/25
- FCF-positive years (8/10 yrs)18/25
- Worst-year net margin (worst -12.0%)0/25
Risk Flags
- ⚠Altman Z 1.8 — distress-zone balance sheet
- ⚠Negative FCF margin (-0.1%) — burning cash
- ⚠2 loss-making years in recent history
- ⚠Interest coverage 2.0× — thin debt cushion
- ⚠Revenue shrinking 0.6%/yr
About The Mosaic Company
Mosaic is one of the largest phosphate and potash producers in the world. Show more
The company's assets include phosphate rock mines in the US and potash mines in Canada. Mosaic also runs a large fertilizer distribution operation in Brazil through its Mosaic Fertilizantes business.
Headquarters: TAMPA, FL · Employees: 13,249 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
45D+P/E (TTM)—
Price / TTM EPS (own statements)
P/FCF15.7xB
Grade B: FairPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative · CapEx exceeds operating cash flow (313% of OCF) — reported FCF understates normalized earning power in this investment phase
FCF Yield-15.8%D
Grade D: NegativeTTM (OCF − CapEx) / Market Cap — vs own 5Y history: -15.9%–21.4% · lowest in history · CapEx exceeds operating cash flow (313% of OCF) — reported FCF understates normalized earning power in this investment phase
P/S (TTM)0.49xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.5x–2.5x · lowest in history
EV/EBITDA11.7xA
Grade A: CheapEnterprise value / EBITDA (Finnhub) — capital-structure neutral
EV/Sales0.9xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E21.1xB
Grade B: FairPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio0.49xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio—
Finnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield4.74%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio22.5%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
CapEx exceeds OCF: CapEx exceeds operating cash flow (313% of OCF) — reported FCF understates normalized earning power in this investment phase
Profitability
0EROIC-0.8%D
Grade D: LowNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE-5.3%D
Grade D: WeakReturn on Equity. Neg. equity = heavy buybacks
ROA-2.6%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin-5.2%D
Grade D: LowNet Income / Revenue
Operating Margin-1.4%D
Grade D: LowTTM EBIT / TTM Revenue
Gross Margin11.0%D
Grade D: LowGross Profit / Revenue
FCF Margin-7.7%D
Grade D: LowFCF / Revenue · CapEx exceeds operating cash flow (313% of OCF) — reported FCF understates normalized earning power in this investment phase
True FCF Margin-8.0%D
Grade D: LowTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost · CapEx exceeds operating cash flow (313% of OCF) — reported FCF understates normalized earning power in this investment phase
Growth
0ERevenue CAGR-0.6%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR-24.1%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)-20.6%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth—
Analyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-17.0%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.3%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
37DAltman Z-Score1.77D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio1.32xC
Grade C: OkCurrent Assets/Liabilities
Quick Ratio0.38xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage2.0xD
Grade D: RiskyEBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF · CapEx exceeds operating cash flow (313% of OCF) — reported FCF understates normalized earning power in this investment phase
Net Debt/EBITNet CashA
Grade A: LowLeverage. <2x Low, >4x High
Debt/Equity0.36xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.06xD
Grade D: ThinCash covers how much of total debt. >1 = could repay all debt from cash
Quality
62BPiotroski F-Score8/9A
Grade A: StrongFinancial strength 0–9. >7 Strong
Beneish M-Score-2.56A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion—
FCF / Net Income · CapEx exceeds operating cash flow (313% of OCF) — reported FCF understates normalized earning power in this investment phase
Margin Stability10.9%C
Grade C: AverageEBIT margin std deviation. Lower = stable
Capex / Revenue11.4%C
Grade C: AverageTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.50xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Little Sonya C Filed | Little Sonya C | Grant / award | +65 | |
Precourt Walter F. III Filed | Precourt Walter F. III | SellOpen market sale | -23000 | |
Kuzenko Jody Lynne Filed | Kuzenko Jody Lynne | Option exercise | -4873 | |
Kuzenko Jody Lynne Filed | Kuzenko Jody Lynne | Grant / award | +7.3K | |
Kuzenko Jody Lynne Filed | Kuzenko Jody Lynne | Option exercise | +4.9K |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Shanahan Kathleen M Filed | Shanahan Kathleen M | Option exercise | -4873 | |
Shanahan Kathleen M Filed | Shanahan Kathleen M | Grant / award | +7.3K | |
Shanahan Kathleen M Filed | Shanahan Kathleen M | Option exercise | +4.9K |
Option exercise (M) rows report a derivative leg, not an open-market sale — a paired negative entry is the option position being consumed.
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
18EROIC >12% Years2/10 yrsD
Grade D: WeakShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)14.7%D
Grade D: WeakMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years8/10 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor-12.0%D
Grade D: WeakWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)—
TTM net income per share (Finnhub fallback)
Cash / Share$0.92
Cash & short-term investments per share (Finnhub)
Book Value / Share$36.06
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$4.29B
Total debt obligations (short + long term)
Cash & Equiv.$276.60M
Cash and short-term investments
Net Debt$4.02B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$12.08B
Shareholders' equity (book value)
Asset / Liability1.97xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$5.98B
Current Market Capitalization
Beta0.85B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: The Mosaic Company (MOS)
MOS is down 0.69% at the last close. The Mosaic Company meets 8 of 9 Piotroski F-Score criteria, placing its fundamental strength in the top tier of US-listed stocks. Altman Z-Score of 1.77 is below the 1.81 distress threshold — an elevated financial-risk flag. Beneish M-Score of -2.56 suggests a low likelihood of earnings manipulation. Revenue has been contracting (CAGR ≈ -1%), which weighs on the growth outlook.
- Free-cash-flow margin is negative (-8%) — the business currently burns cash.
- Company has negative FCF, making debt repayment from operations difficult.
- Interest coverage of 2.0× leaves little room for earnings shocks.
- The Mosaic Company posted a net loss in 2 of 10 available completed fiscal years (2016–2025).
- The stock currently yields 4.7% in dividends.
See how MOS ranks on the Capex Tracker — top 50 capital spenders compared.
No significant market moves for MOS in the last 30 days.
See MOS move history →Frequently Asked Questions about MOS
What is the current The Mosaic Company (MOS) stock price?
MOS is trading at $18.82 at the last market close, down 0.69% on the session. PreMarketPrice tracks MOS pre-market, intraday and after-hours prices.
Is MOS stock a buy right now?
PreMarketPrice's quantitative model rates The Mosaic Company's financial health at 37/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is MOS stock overvalued?
The Mosaic Company trades at a trailing P/E of n/a and our valuation score rates it 45/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does The Mosaic Company report earnings?
No confirmed earnings date is currently scheduled for MOS. The Earnings section lists recent reports and updates as dates are announced.
What sector does The Mosaic Company operate in?
The Mosaic Company operates in the Basic Materials sector, within the Agricultural Chemicals industry. The Related Stocks section lists sector peers for comparison.
What does The Mosaic Company do?
Mosaic is one of the largest phosphate and potash producers in the world.
About The Mosaic Company (MOS) Stock
The Mosaic Company (MOS) is a US-listed stock operating in the Basic Materials sector, specifically the Agricultural Chemicals industry. As of the latest update, The Mosaic Company is trading at $18.82, down 0.69% on the day with a market capitalization of $6.0 billion. The financial health score for MOS is 37/100, which indicates weak financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for MOS stock.
MOS Stock Analysis & Key Metrics
On PreMarketPrice, you can track The Mosaic Company (MOS) across multiple dimensions:
- Pre-market price & movement: Real-time MOS stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for MOS with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for The Mosaic Company across multiple reporting periods.
- Financial health score: A composite score of 37/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for MOS.
- Sector peers: Compare MOS against 4 other basic materials stocks on key financial metrics.
Is MOS a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate The Mosaic Company (MOS) as an investment. The financial health score of 37/100 suggests weak financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.The Mosaic Company (MOS) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.