MURPHY USA INC. (MUSA) Stock Analysis
Market Closed
Sector: Consumer Cyclical · Industry: Retail-Auto Dealers & Gasoline Stations
AnalystsBuy18 analystsWhat's happening with MUSA
Price History
5-Year Weekly Candlestick Chart
Profile
Strong earnings quality; growth lags behind.
How is each axis scored?
- Valuation70/100 · Moderate
- P/E vs own history (65th pct)5/25
- FCF yield (5.8%)20/25
- P/S (0.5x)25/25
- EV/EBIT (13.9x)20/25
- Growth44/100 · Weak
- Revenue CAGR (2.8%)6/25
- Net income CAGR (4.4%)6/25
- EPS CAGR 5Y (12.7%)20/25
- Fwd implied growth (10.7%)12/25
- Profitability56/100 · Moderate
- ROIC (24.5%)20/25
- ROE (84.1%)25/25
- Net margin (2.8%)6/25
- Operating margin (4.2%)5/25
- Financial Health54/100 · Moderate
- Altman Z (3.71)25/25
- Current ratio (0.83)6/25
- Interest coverage (6.5x)18/25
- Net cash / debt (D/A 42%)5/25
- Quality90/100 · Strong
- Piotroski F (6/9)15/25
- Beneish M (-2.91)25/25
- FCF conversion (100%)25/25
- Margin stability (σ 1.3%)25/25
About MURPHY USA INC.
Murphy USA Inc is mainly engaged in the marketing of retail motor fuel products and convenience merchandise through a network of several retail stores in the Southwest, Southeast, Midwest, and Northeast United States. Show more
The majority of Murphy USA's stores are located in proximity to Walmart Supercenters, but it also operates standalone stores that market gasoline and other products under the Murphy USA, Murphy Express, and QuickChek brands. In addition, the company also markets fuel to unbranded wholesale customers through a mixture of company-owned and third-party product distribution terminals and pipeline positions. The firm generates maximum revenue through retail sales of petroleum products, and the rest from merchandise sales and wholesale of petroleum products.
Headquarters: EL DORADO, AR · Employees: 16,900 · Website ↗
Insider Transactions
Recent SEC Form 4 filings
- SellOpen market sale · filed 2026-09-03-100 sh2026-09-03
- SellOpen market sale · filed 2026-08-20-966 sh2026-08-20
- SellOption exercise · filed 2026-08-19-449 sh2026-08-17
- SellOption exercise · filed 2026-08-19-617 sh2026-08-17
- BuyOption exercise · filed 2026-08-19+449 sh2026-08-17
+3 more recent filings
Key Metrics
Financial snapshot — pillar inputs plus per-share and market context
Valuation
70B+P/E (TTM)17.5xB
Grade B: FairPrice / TTM EPS (own statements) — vs own 5Y history: 8.3x–22.8x · 65th pct
P/FCF17.2xB
Grade B: FairPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield5.8%A
Grade A: ValueTTM FCF / Market Cap — vs own 5Y history: 3.5%–12.4% · 58th pct
P/S (TTM)0.48xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.2x–0.6x · 78th pct
EV/EBIT13.9xB
Grade B: FairEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 7.5x–17.6x · 56th pct
EV/Sales0.5xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E15.9xB
Grade B: FairPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio14.48xD
Grade D: Very expensivePrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio1.53B
Grade B: FairFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield0.49%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio8.8%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
56CROIC24.5%A
Grade A: MoatNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE84.1%A
Grade A: StrongReturn on Equity. Neg. equity = heavy buybacks
ROA12.8%A
Grade A: StrongReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin2.8%D
Grade D: LowNet Income / Revenue
Operating Margin4.2%D
Grade D: LowTTM EBIT / TTM Revenue
Gross Margin12.7%D
Grade D: LowGross Profit / Revenue
FCF Margin2.8%D
Grade D: LowFCF / Revenue
True FCF Margin2.8%D
Grade D: LowTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Financial Health
54CAltman Z-Score3.71A
Grade A: SafeBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.83xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.33xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage6.5xC
Grade C: OkEBIT/Interest. >10 Strong
Debt Repayment3.7yC
Grade C: AverageYears to repay net debt via FCF
Net Debt/EBIT2.4xC
Grade C: MedLeverage. <2x Low, >4x High
Debt/Equity3.27xD
Grade D: HighDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.05xD
Grade D: ThinCash covers how much of total debt. >1 = could repay all debt from cash
Growth
44D+Revenue CAGR2.8%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR4.4%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)12.7%C
Grade C: OkCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth10.7%B
Grade B: LowImplied 1Y EPS growth from forward P/E vs our TTM EPS. Sparse — only where forward estimates exist
Dilution (5Y)-31.9%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue—
TTM stock-based comp / TTM Revenue
Quality
90A+Piotroski F-Score6/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.91A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion100.3%A
Grade A: StrongFCF / Net Income
Margin Stability1.3%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue2.3%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover4.10xA
Grade A: HighRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
More metrics — Per Share, Balance Sheet, MarketHide additional metrics
Per Share
EPS (TTM)$29.60
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$1.56
Cash & short-term investments per share (Finnhub)
Book Value / Share$33.58
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$2.16B
Total debt obligations (short + long term)
Cash & Equiv.$118.60M
Cash and short-term investments
Net Debt$2.04B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$658.70M
Shareholders' equity (book value)
Asset / Liability1.16xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$9.54B
Current Market Capitalization
Beta0.32B
Grade B: DefensivePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
Takeaway
Takes ~3.7 years to repay net debt from free cash flow. · Current P/E of 17.5x sits at the 65th percentile of its historical range.
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Mar 2026 · Ratio snapshot Sep 25, 2026
Key Insights: MURPHY USA INC. (MUSA)
Piotroski F-Score of 6/9 indicates mixed fundamentals for MURPHY USA INC.. Altman Z-Score of 3.71 sits comfortably in the safe zone (≥ 2.99), indicating low bankruptcy risk. Beneish M-Score of -2.91 suggests a low likelihood of earnings manipulation.
- Takes ~3.7 years to repay net debt from free cash flow.
- At a valuation score of 70/100, MUSA trades near the cheapest end of its own historical range (P/E 17.5).
- Return on equity of 84.1% is well above the market average.
See how MUSA ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all MUSA moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Sep 21 | After-hours | 508.98 | -3.25% | -2.17 |
Frequently Asked Questions about MUSA
Is MUSA stock a buy right now?
PreMarketPrice's quantitative model rates MURPHY USA INC.'s financial health at 54/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is MUSA stock overvalued?
MURPHY USA INC. trades at a trailing P/E of 17.5 and our valuation score rates it 70/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does MURPHY USA INC. report earnings?
No confirmed earnings date is currently scheduled for MUSA. The Earnings section lists recent reports and updates as dates are announced.
What sector does MURPHY USA INC. operate in?
MURPHY USA INC. operates in the Consumer Cyclical sector, within the Retail-Auto Dealers & Gasoline Stations industry. The Related Stocks section lists sector peers for comparison.
What does MURPHY USA INC. do?
Murphy USA Inc is mainly engaged in the marketing of retail motor fuel products and convenience merchandise through a network of several retail stores in the Southwest, Southeast, Midwest, and Northeast United States.
About MURPHY USA INC. (MUSA) Stock
MURPHY USA INC. (MUSA) is a US-listed stock operating in the Consumer Cyclical sector, specifically the Retail-Auto Dealers & Gasoline Stations industry. Real-time pricing data for MURPHY USA INC. is available on this page with a market capitalization of $9.5 billion. The financial health score for MUSA is 54/100, which indicates moderate financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for MUSA stock.
MUSA Stock Analysis & Key Metrics
On PreMarketPrice, you can track MURPHY USA INC. (MUSA) across multiple dimensions:
- Pre-market price & movement: Real-time MUSA stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for MUSA with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for MURPHY USA INC. across multiple reporting periods.
- Financial health score: A composite score of 54/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for MUSA.
- Sector peers: Compare MUSA against 10 other consumer cyclical stocks on key financial metrics.
Is MUSA a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate MURPHY USA INC. (MUSA) as an investment. The financial health score of 54/100 suggests moderate financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.MURPHY USA INC. (MUSA) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.