Stock Analysis
TJX Companies, Inc. (The)TJX
P/E 26.71×· 5Y range 19.60–36.36×· 32th percentile of history
Sector: Consumer Cyclical · Industry: Retail-Family Clothing Stores
AnalystsStrong Buy27 analystsP/E 26.7× sits at the 32nd percentile of its 5.086926762491444-year history.
Cash covers 333% of debt · FY 2026.
PMP Verdict
High quality, fairly valued
Strengths
- Financial Health87
- Quality87
Strong fundamentals at a reasonable valuation.
Bull Case
- ✓Piotroski F-Score 8/9 — high earnings quality
- ✓Altman Z 6.7 — safe-zone balance sheet
- ✓ROE 59.5% — efficient capital deployment
- ✓Interest coverage 773.7× — debt well covered
What's happening with TJX
Profile
Strong financial health, earnings quality and profitability.
How is each axis scored?
- Valuation64/100 · Moderate
- P/E vs own history (32th pct)20/25
- FCF yield (3.6%)12/25
- P/S (2.6x)20/25
- EV/EBIT (20.6x)12/25
- Growth64/100 · Moderate
- Revenue CAGR (5.6%)12/25
- Net income CAGR (13.7%)20/25
- EPS CAGR 5Y (15.9%)20/25
- Fwd implied growth (13.4%)12/25
- Profitability75/100 · Strong
- ROIC (103.6%)25/25
- ROE (59.5%)25/25
- Net margin (9.7%)13/25
- Operating margin (12.3%)12/25
- Financial Health87/100 · Strong
- Altman Z (6.68)25/25
- Current ratio (1.14)12/25
- Interest coverage (773.7x)25/25
- Net cash / debt (Net cash)25/25
- Quality87/100 · Strong
- Piotroski F (8/9)25/25
- Beneish M (-2.39)20/25
- FCF conversion (97%)22/25
- Margin stability (σ 7.2%)20/25
- Moat68/100 · Moderate
- ROIC >12% years (9/10 yrs)25/25
- Median gross margin (28.5%)6/25
- FCF-positive years (10/10 yrs)25/25
- Worst-year net margin (worst 0.3%)12/25
About TJX Companies, Inc. (The)
Founded in 1987, TJX Companies is the world's largest off-price apparel and home fashions retailer, operating more than 5,000 stores across nine countries. Show more
In fiscal 2026, the company generated roughly $60 billion in sales. TJX operates through four segments: Marmaxx (61% of sales), HomeGoods (17%), TJX Canada (9%), and TJX international (13%). Its off-price model emphasizes branded merchandise at meaningful discounts, driving high traffic and rapid inventory turnover.
Headquarters: FRAMINGHAM, MA · Employees: 377,000 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
64BP/E (TTM)26.7xC
Grade C: ExpensivePrice / TTM EPS (own statements) — vs own 5Y history: 19.6x–36.4x · 32nd pct
P/FCF27.1xB
Grade B: FairPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield3.6%C
Grade C: LowTTM (OCF − CapEx) / Market Cap — vs own 5Y history: 0.8%–6.0% · 73rd pct
P/S (TTM)2.59xB
Grade B: FairPrice / TTM Revenue (own statements) — vs own 5Y history: 1.3x–3.2x · 79th pct
EV/EBIT20.6xC
Grade C: ExpensiveEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 14.2x–26.7x · 50th pct
EV/Sales2.5xB
Grade B: FairEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E23.5xB
Grade B: FairPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio15.88xD
Grade D: Very expensivePrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio2.45C
Grade C: ExpensiveFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield1.22%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio32.1%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
75B+ROIC103.6%A
Grade A: MoatNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE59.5%A
Grade A: StrongReturn on Equity. Neg. equity = heavy buybacks
ROA16.8%A
Grade A: StrongReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin9.7%C
Grade C: AverageNet Income / Revenue
Operating Margin12.3%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin32.0%C
Grade C: AverageGross Profit / Revenue
FCF Margin9.4%C
Grade C: AverageFCF / Revenue
True FCF Margin9.1%C
Grade C: AverageTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
64BRevenue CAGR5.6%C
Grade C: OkCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR13.7%C
Grade C: OkCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)15.9%A
Grade A: HighCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth13.4%B
Grade B: LowAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-9.9%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income3.7%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.4%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
87AAltman Z-Score6.68A
Grade A: SafeBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio1.14xC
Grade C: OkCurrent Assets/Liabilities
Quick Ratio0.56xC
Grade C: Ok(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage773.7xA
Grade A: StrongEBIT/Interest. >10 Strong
Debt RepaymentNet CashA
Grade A: FastYears to repay net debt via FCF
Net Debt/EBITNet CashA
Grade A: LowLeverage. <2x Low, >4x High
Debt/Equity0.18xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt3.33xA
Grade A: CoveredCash covers how much of total debt. >1 = could repay all debt from cash
Quality
87APiotroski F-Score8/9A
Grade A: StrongFinancial strength 0–9. >7 Strong
Beneish M-Score-2.39A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion96.9%A
Grade A: StrongFCF / Net Income
Margin Stability7.2%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue3.5%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover1.73xA
Grade A: HighRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
PINTOFF CRAIG ADAM Filed | PINTOFF CRAIG ADAM | Grant / award | +621 | |
Nemerov Jackwyn Filed | Nemerov Jackwyn | SellOpen market sale | -957 | |
Benjamin Peter Filed | Benjamin Peter | SellOpen market sale | -10926 | |
CHING DAVID T Filed | CHING DAVID T | Option exercise | -802 | |
CHING DAVID T Filed | CHING DAVID T | Grant / award | +102 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
CHING DAVID T Filed | CHING DAVID T | Grant / award | +637 | |
CHING DAVID T Filed | CHING DAVID T | Grant / award | +681 | |
CHING DAVID T Filed | CHING DAVID T | Option exercise | +802 |
Option exercise (M) rows report a derivative leg, not an open-market sale — a paired negative entry is the option position being consumed.
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
68BROIC >12% Years9/10 yrsA
Grade A: DurableShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)28.5%D
Grade D: WeakMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years10/10 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor0.3%C
Grade C: ModerateWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$5.52
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$5.43
Cash & short-term investments per share (Finnhub)
Book Value / Share$9.64
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$1.87B
Total debt obligations (short + long term)
Cash & Equiv.$6.23B
Cash and short-term investments
Net Debt$-4.36BA
Grade A: Net CashTotal Debt minus Cash. Negative = Net Cash position
Total Equity$10.19B
Shareholders' equity (book value)
Asset / Liability1.40xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$161.78B
Current Market Capitalization
Beta0.60B
Grade B: DefensivePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Aug 2026 · Ratio snapshot Oct 17, 2026
Key Insights: TJX Companies, Inc. (The) (TJX)
TJX is up 1.90% at the last close. TJX Companies, Inc. (The) meets 8 of 9 Piotroski F-Score criteria, placing its fundamental strength in the top tier of US-listed stocks. Altman Z-Score of 6.68 sits comfortably in the safe zone (≥ 2.99), indicating low bankruptcy risk.
- Beneish M-Score of -2.39 suggests a low likelihood of earnings manipulation.
- Company is effectively debt-free after netting cash.
- Return on equity of 59.5% is well above the market average.
See how TJX ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all TJX moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Sep 29 | Regular | 133.81 | +2.73% | 2.05 |
| Sep 21 | Regular | 131.36 | +3.24% | 2.93 |
| Sep 21 | After-hours | 131.16 | +3.08% | 2.81 |
Frequently Asked Questions about TJX
What is the current TJX Companies, Inc. (The) (TJX) stock price?
TJX is trading at $147.33 at the last market close, up 1.90% on the session. PreMarketPrice tracks TJX pre-market, intraday and after-hours prices.
Is TJX stock a buy right now?
PreMarketPrice's quantitative model rates TJX Companies, Inc. (The)'s financial health at 87/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is TJX stock overvalued?
TJX Companies, Inc. (The) trades at a trailing P/E of 26.7 and our valuation score rates it 64/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does TJX Companies, Inc. (The) report earnings?
No confirmed earnings date is currently scheduled for TJX. The Earnings section lists recent reports and updates as dates are announced.
What sector does TJX Companies, Inc. (The) operate in?
TJX Companies, Inc. (The) operates in the Consumer Cyclical sector, within the Retail-Family Clothing Stores industry. The Related Stocks section lists sector peers for comparison.
What does TJX Companies, Inc. (The) do?
Founded in 1987, TJX Companies is the world's largest off-price apparel and home fashions retailer, operating more than 5,000 stores across nine countries.
About TJX Companies, Inc. (The) (TJX) Stock
TJX Companies, Inc. (The) (TJX) is a US-listed stock operating in the Consumer Cyclical sector, specifically the Retail-Family Clothing Stores industry. As of the latest update, TJX Companies, Inc. (The) is trading at $147.33, up 1.90% on the day with a market capitalization of $161.8 billion. The financial health score for TJX is 87/100, which indicates excellent financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for TJX stock.
TJX Stock Analysis & Key Metrics
On PreMarketPrice, you can track TJX Companies, Inc. (The) (TJX) across multiple dimensions:
- Pre-market price & movement: Real-time TJX stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for TJX with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for TJX Companies, Inc. (The) across multiple reporting periods.
- Financial health score: A composite score of 87/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for TJX.
- Sector peers: Compare TJX against 6 other consumer cyclical stocks on key financial metrics.
Is TJX a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate TJX Companies, Inc. (The) (TJX) as an investment. The financial health score of 87/100 suggests excellent financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.TJX Companies, Inc. (The) (TJX) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.