Stock Analysis
Lowe's Companies Inc.LOW
P/E 16.72×· 5Y range 13.44–23.81×· bottom 17% of history
Sector: Consumer Cyclical · Industry: Retail-Lumber & Other Building Materials Dealers
AnalystsBuy41 analystsP/E 16.7× sits at the 17th percentile of its 5.0978781656399725-year history.
Cash covers 8% of debt · Q2 2027.
PMP Verdict
Mixed fundamentals, cheap valuation
Strengths
- Quality85
Risks
- Growth24
- Financial Health48
Mixed business trading cheap — priced for skepticism.
Bull Case
- ✓P/E 16.7× at bottom 17% of 5-year history
What's happening with LOW
Profile
Strong valuation, earnings quality and moat; growth and financial health lag behind.
How is each axis scored?
- Valuation90/100 · Strong
- P/E vs own history (17th pct)25/25
- FCF yield (6.9%)20/25
- P/S (1.3x)25/25
- EV/EBIT (14.8x)20/25
- Growth24/100 · Weak
- Revenue CAGR (-2.9%)0/25
- Net income CAGR (0.8%)6/25
- EPS CAGR 5Y (3.9%)6/25
- Fwd implied growth (8.6%)12/25
- Profitability50/100 · Moderate
- ROIC (25.5%)25/25
- ROE (n/a)0/25
- Net margin (7.7%)13/25
- Operating margin (11.7%)12/25
- Financial Health48/100 · Weak
- Altman Z (2.13)18/25
- Current ratio (1.10)12/25
- Interest coverage (7.3x)18/25
- Net cash / debt (D/A 70%)0/25
- Quality85/100 · Strong
- Piotroski F (4/9)10/25
- Beneish M (-3.07)25/25
- FCF conversion (116%)25/25
- Margin stability (σ 1.9%)25/25
- Moat75/100 · Strong
- ROIC >12% years (11/11 yrs)25/25
- Median gross margin (33.3%)13/25
- FCF-positive years (11/11 yrs)25/25
- Worst-year net margin (worst 3.2%)12/25
Risk Flags
- ⚠Revenue shrinking 2.9%/yr
About Lowe's Companies Inc.
Lowe's is the second-largest home improvement retailer globally, with 1,761 stores in the US, after the 2023 divestiture of its Canadian locations. Show more
The firm's stores offer products and services for home decorating, maintenance, repair, and remodeling, with maintenance and repair accounting for two-thirds of products sold. Lowe's primarily targets retail do-it-yourself (more than 60% of sales) and do-it-for-me customers, but has expanded its professional business clients to more than 30% from less than 20% in the past seven years (set to expand further with growth of FBM locations). We estimate Lowe's captures a high-single-digit share of the domestic home improvement market, based on US Census data and management's market size estimates.
Headquarters: MOORESVILLE, NC · Employees: 276,000 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
90A+P/E (TTM)16.7xB
Grade B: FairPrice / TTM EPS (own statements) — vs own 5Y history: 13.4x–23.8x · 17th pct
P/FCF15.7xB
Grade B: FairPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield6.9%A
Grade A: ValueTTM (OCF − CapEx) / Market Cap — vs own 5Y history: 2.6%–7.3% · highest in history
P/S (TTM)1.28xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 1.1x–1.9x · 9th pct
EV/EBIT14.8xB
Grade B: FairEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 11.4x–19.5x · 29th pct
EV/Sales1.6xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E15.4xB
Grade B: FairPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B RatioNeg. EquityC
Grade C: BuybacksPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio4.09D
Grade D: ExpensiveFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield2.45%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio40.5%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
50CROIC25.5%A
Grade A: MoatNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROENeg. EquityC
Grade C: BuybacksReturn on Equity. Neg. equity = heavy buybacks
ROA12.2%A
Grade A: StrongReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin7.7%C
Grade C: AverageNet Income / Revenue
Operating Margin11.7%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin33.4%C
Grade C: AverageGross Profit / Revenue
FCF Margin8.9%C
Grade C: AverageFCF / Revenue
True FCF Margin8.6%C
Grade C: AverageTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
24ERevenue CAGR-2.9%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR0.8%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)3.9%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth8.6%B
Grade B: LowAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-13.8%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income3.7%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.3%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
48D+Altman Z-Score2.13C
Grade C: Gray zoneBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio1.10xC
Grade C: OkCurrent Assets/Liabilities
Quick Ratio0.27xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage7.3xC
Grade C: OkEBIT/Interest. >10 Strong
Debt Repayment5.1yC
Grade C: AverageYears to repay net debt via FCF
Net Debt/EBIT3.8xC
Grade C: MedLeverage. <2x Low, >4x High
Debt/Equity—
Debt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.08xD
Grade D: ThinCash covers how much of total debt. >1 = could repay all debt from cash
Quality
85APiotroski F-Score4/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-3.07A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion115.5%A
Grade A: StrongFCF / Net Income
Margin Stability1.9%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue2.6%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover1.66xA
Grade A: HighRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Taylor Colleen Filed | Taylor Colleen | Grant / award | +68 | |
Simkins Lawrence Filed | Simkins Lawrence | Grant / award | +136 | |
DOUGLAS LAURIE Z Filed | DOUGLAS LAURIE Z | Grant / award | +81 | |
DREILING RICHARD W Filed | DREILING RICHARD W | Grant / award | +298 | |
ROGERS BRIAN C Filed | ROGERS BRIAN C | Grant / award | +136 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Wilson Jennifer Elizabeth Filed | Wilson Jennifer Elizabeth | Grant / award | +2.9K | |
Filipponi Adam D Filed | Filipponi Adam D | Grant / award | +3.2K | |
Vance Quonta D Filed | Vance Quonta D | Grant / award | +2.0K |
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
75B+ROIC >12% Years11/11 yrsA
Grade A: DurableShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)33.3%C
Grade C: ModerateMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years11/11 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor3.2%C
Grade C: ModerateWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$11.81
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$6.07
Cash & short-term investments per share (Finnhub)
Book Value / Share$0.62
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$42.03B
Total debt obligations (short + long term)
Cash & Equiv.$3.17B
Cash and short-term investments
Net Debt$38.86B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$-7.44B
Shareholders' equity (book value)
Asset / Liability0.88xD
Grade D: RiskyTotal Assets / Total Liabilities
Market
Market Cap$110.81B
Current Market Capitalization
Beta0.84B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jul 2026 · Ratio snapshot Oct 17, 2026
Key Insights: Lowe's Companies Inc. (LOW)
LOW is up 0.85% at the last close. Piotroski F-Score of 4/9 indicates mixed fundamentals for Lowe's Companies Inc.. Altman Z-Score of 2.13 falls in the grey zone (1.81–2.99) — financial distress is unlikely but not ruled out. Beneish M-Score of -3.07 suggests a low likelihood of earnings manipulation.
- Revenue has been contracting (CAGR ≈ -3%), which weighs on the growth outlook.
- Takes ~5.1 years to repay net debt from free cash flow.
- At a valuation score of 90/100, LOW trades near the cheapest end of its own historical range (P/E 16.7).
- The stock currently yields 2.5% in dividends.
See how LOW ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all LOW moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 15 | Regular | 195.47 | +3.80% | 2.39 |
| Oct 15 | After-hours | 195.72 | +3.94% | 2.47 |
| Oct 8 | Regular | 188.08 | +3.60% | 3.16 |
| Oct 8 | After-hours | 188.79 | +3.99% | 3.46 |
| Oct 6 | Regular | 183.02 | +1.96% | 2.35 |
Frequently Asked Questions about LOW
What is the current Lowe's Companies Inc. (LOW) stock price?
LOW is trading at $197.38 at the last market close, up 0.85% on the session. PreMarketPrice tracks LOW pre-market, intraday and after-hours prices.
Is LOW stock a buy right now?
PreMarketPrice's quantitative model rates Lowe's Companies Inc.'s financial health at 48/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is LOW stock overvalued?
Lowe's Companies Inc. trades at a trailing P/E of 16.7 and our valuation score rates it 90/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Lowe's Companies Inc. report earnings?
No confirmed earnings date is currently scheduled for LOW. The Earnings section lists recent reports and updates as dates are announced.
What sector does Lowe's Companies Inc. operate in?
Lowe's Companies Inc. operates in the Consumer Cyclical sector, within the Retail-Lumber & Other Building Materials Dealers industry. The Related Stocks section lists sector peers for comparison.
What does Lowe's Companies Inc. do?
Lowe's is the second-largest home improvement retailer globally, with 1,761 stores in the US, after the 2023 divestiture of its Canadian locations.
About Lowe's Companies Inc. (LOW) Stock
Lowe's Companies Inc. (LOW) is a US-listed stock operating in the Consumer Cyclical sector, specifically the Retail-Lumber & Other Building Materials Dealers industry. As of the latest update, Lowe's Companies Inc. is trading at $197.38, up 0.85% on the day with a market capitalization of $110.8 billion. The financial health score for LOW is 48/100, which indicates moderate financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for LOW stock.
LOW Stock Analysis & Key Metrics
On PreMarketPrice, you can track Lowe's Companies Inc. (LOW) across multiple dimensions:
- Pre-market price & movement: Real-time LOW stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for LOW with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Lowe's Companies Inc. across multiple reporting periods.
- Financial health score: A composite score of 48/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for LOW.
- Sector peers: Compare LOW against 6 other consumer cyclical stocks on key financial metrics.
Is LOW a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Lowe's Companies Inc. (LOW) as an investment. The financial health score of 48/100 suggests moderate financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Lowe's Companies Inc. (LOW) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.