Penske Automotive Group, Inc. (PAG) Stock Analysis
Market Closed
Sector: Consumer Cyclical · Industry: Retail-Auto Dealers & Gasoline Stations
AnalystsHold15 analystsWhat's happening with PAG
Price History
5-Year Weekly Candlestick Chart
Profile
Strong earnings quality; growth and profitability lag behind.
How is each axis scored?
- Valuation57/100 · Moderate
- P/E vs own history (96th pct)0/25
- FCF yield (4.4%)12/25
- P/S (0.4x)25/25
- EV/EBIT (12.6x)20/25
- Growth12/100 · Weak
- Revenue CAGR (5.6%)12/25
- Net income CAGR (-5.8%)0/25
- EPS CAGR 5Y (-1.3%)0/25
- Fwd implied growth (-0.2%)0/25
- Profitability43/100 · Weak
- ROIC (12.7%)12/25
- ROE (16.3%)20/25
- Net margin (2.9%)6/25
- Operating margin (3.9%)5/25
- Financial Health53/100 · Moderate
- Altman Z (1.56)10/25
- Current ratio (0.96)6/25
- Interest coverage (19.2x)25/25
- Net cash / debt (D/A 12%)12/25
- Quality80/100 · Strong
- Piotroski F (6/9)15/25
- Beneish M (-2.62)25/25
- FCF conversion (64%)15/25
- Margin stability (σ 1.0%)25/25
About Penske Automotive Group, Inc.
Penske Automotive Group operates in 19 US states and overseas. Show more
It has about 150 US and Puerto Rico light-vehicle stores as well as 217 franchised dealerships overseas, primarily in the United Kingdom but also in Australia, Germany, Italy, and Japan. The company is the third-largest US publicly traded dealership in terms of light-vehicle revenue and sells more than 40 brands, with over 90% of retail automotive revenue coming from luxury and import names. Other segments are service and finance and insurance. The firm's Premier Truck Group owns 45 truck dealerships selling mostly Freightliner and Western Star brands, and Penske owns 15 used-vehicle stores, mostly in the US and UK under the CarShop (US) and Sytner Select (UK) brands. Penske is based in Bloomfield Hills, Michigan.
Headquarters: BLOOMFIELD HILLS, MI · Employees: 27,700 · Website ↗
Insider Transactions
Recent SEC Form 4 filings
- BuyGrant / award · filed 2026-09-03+170 sh2026-09-01
- BuyGrant / award · filed 2026-09-03+158 sh2026-09-01
- BuyGrant / award · filed 2026-09-03+80 sh2026-09-01
- BuyGrant / award · filed 2026-09-03+10 sh2026-09-01
- BuyGrant / award · filed 2026-09-03+10 sh2026-09-01
+3 more recent filings
Key Metrics
Financial snapshot — pillar inputs plus per-share and market context
Valuation
57CP/E (TTM)14.8xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 5.2x–15.9x · 96th pct
P/FCF22.6xB
Grade B: FairPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield4.4%C
Grade C: LowTTM FCF / Market Cap — vs own 5Y history: 4.1%–19.8% · 4th pct
P/S (TTM)0.43xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.3x–0.5x · 96th pct
EV/EBIT12.6xB
Grade B: FairEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 5.4x–13.4x · 96th pct
EV/Sales0.6xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E14.8xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio2.41xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio2.69C
Grade C: ExpensiveFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield2.64%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio36.8%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
43D+ROIC12.7%C
Grade C: AverageNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE16.3%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA5.2%C
Grade C: AverageReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin2.9%D
Grade D: LowNet Income / Revenue
Operating Margin3.9%D
Grade D: LowTTM EBIT / TTM Revenue
Gross Margin16.4%D
Grade D: LowGross Profit / Revenue
FCF Margin1.9%D
Grade D: LowFCF / Revenue
True FCF Margin1.8%D
Grade D: LowTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Financial Health
53CAltman Z-Score1.56D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.96xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.22xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage19.2xA
Grade A: StrongEBIT/Interest. >10 Strong
Debt Repayment3.6yC
Grade C: AverageYears to repay net debt via FCF
Net Debt/EBIT1.7xA
Grade A: LowLeverage. <2x Low, >4x High
Debt/Equity0.39xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.04xD
Grade D: ThinCash covers how much of total debt. >1 = could repay all debt from cash
Growth
12ERevenue CAGR5.6%C
Grade C: OkCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR-5.8%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)-1.3%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth-0.2%D
Grade D: Decl.Implied 1Y EPS growth from forward P/E vs our TTM EPS. Sparse — only where forward estimates exist
Dilution (5Y)-18.4%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income3.3%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.1%A
Grade A: LowTTM stock-based comp / TTM Revenue
Quality
80APiotroski F-Score6/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.62A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion64.5%C
Grade C: AverageFCF / Net Income
Margin Stability1.0%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue1.0%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover1.81xA
Grade A: HighRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
More metrics — Per Share, Balance Sheet, MarketHide additional metrics
Per Share
EPS (TTM)$14.07
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$0.98
Cash & short-term investments per share (Finnhub)
Book Value / Share$84.59
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$2.21B
Total debt obligations (short + long term)
Cash & Equiv.$83.70M
Cash and short-term investments
Net Debt$2.13B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$5.66B
Shareholders' equity (book value)
Asset / Liability1.45xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$13.66B
Current Market Capitalization
Beta0.93B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
Takeaway
Takes ~3.6 years to repay net debt from free cash flow. · Current P/E of 14.8x sits at the 96th percentile of its historical range.
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Mar 2026 · Ratio snapshot Sep 25, 2026
Key Insights: Penske Automotive Group, Inc. (PAG)
Piotroski F-Score of 6/9 indicates mixed fundamentals for Penske Automotive Group, Inc.. Altman Z-Score of 1.56 is below the 1.81 distress threshold — an elevated financial-risk flag. Beneish M-Score of -2.62 suggests a low likelihood of earnings manipulation.
- Takes ~3.6 years to repay net debt from free cash flow.
- The stock currently yields 2.6% in dividends.
See how PAG ranks on the Capex Tracker — top 50 capital spenders compared.
No significant market moves for PAG in the last 30 days.
See PAG move history →Frequently Asked Questions about PAG
Is PAG stock a buy right now?
PreMarketPrice's quantitative model rates Penske Automotive Group, Inc.'s financial health at 53/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is PAG stock overvalued?
Penske Automotive Group, Inc. trades at a trailing P/E of 14.8 and our valuation score rates it 57/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Penske Automotive Group, Inc. report earnings?
No confirmed earnings date is currently scheduled for PAG. The Earnings section lists recent reports and updates as dates are announced.
What sector does Penske Automotive Group, Inc. operate in?
Penske Automotive Group, Inc. operates in the Consumer Cyclical sector, within the Retail-Auto Dealers & Gasoline Stations industry. The Related Stocks section lists sector peers for comparison.
What does Penske Automotive Group, Inc. do?
Penske Automotive Group operates in 19 US states and overseas.
About Penske Automotive Group, Inc. (PAG) Stock
Penske Automotive Group, Inc. (PAG) is a US-listed stock operating in the Consumer Cyclical sector, specifically the Retail-Auto Dealers & Gasoline Stations industry. Real-time pricing data for Penske Automotive Group, Inc. is available on this page with a market capitalization of $13.7 billion. The financial health score for PAG is 53/100, which indicates moderate financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for PAG stock.
PAG Stock Analysis & Key Metrics
On PreMarketPrice, you can track Penske Automotive Group, Inc. (PAG) across multiple dimensions:
- Pre-market price & movement: Real-time PAG stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for PAG with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Penske Automotive Group, Inc. across multiple reporting periods.
- Financial health score: A composite score of 53/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for PAG.
- Sector peers: Compare PAG against 10 other consumer cyclical stocks on key financial metrics.
Is PAG a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Penske Automotive Group, Inc. (PAG) as an investment. The financial health score of 53/100 suggests moderate financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Penske Automotive Group, Inc. (PAG) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.