Fair Isaac Corporation (FICO) Financial Statements
Historical financial data — 42 statements covering FY2016–FY2025
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the...
Fair Isaac Corporation's revenue increased 15.9% year over year, from $1.72B to $1.99B.
Net income increased 27.1% over the same period, from $512.8M to $651.9M.
Over the 9-year period from FY2016 to FY2025, revenue grew by 126% in total.
Total debt increased by 20.2% to $2.66B.
Operating cash flow grew 23.0% to $778.8M.
Fair Isaac Corporation maintains a strong net profit margin of 32.7%.
Recent Financial Statements
Quarterly figures are standalone quarters, de-cumulated from YTD filings (Q4 = FY − Q3 YTD when not reported).
| Period | Revenue | Net Income | Gross Profit | EBIT | Op. Cash Flow | Total Assets | Total Debt | Equity |
|---|---|---|---|---|---|---|---|---|
| Q4 FY2024 | $453.8M+1.3% | $135.7M | $364.2M | $197.2M | $226.5M | $1.72B | $2.21B | $-962.7M |
| Q1 FY2025 | $440.0M-3.0% | $152.5M | $352.6M | $179.5M | $194.0M | $1.71B | $2.42B | $-1.14B |
| Q2 FY2025 | $498.7M+13.4% | $162.6M | $411.1M | $245.6M | $74.9M | $1.84B | $2.53B | $-1.12B |
| Q3 FY2025 | $536.4M+7.6% | $181.8M | $448.8M | $262.5M | $286.2M | $1.86B | $2.38B | $-1.40B |
| Q4 FY2025 | $515.8M-3.9% | $155.0M | $424.6M | $237.2M | $223.7M | $1.87B | $2.66B | $-1.75B |
| Q1 FY2026 | $512.0M-0.7% | $158.4M | $424.7M | $234.0M | $174.1M | $1.85B | $2.80B | $-1.81B |
| Q2 FY2026 | $691.7M+35.1% | $264.5M | $600.5M | $402.5M | $223.4M | $2.05B | $3.66B | $-2.10B |
| Q3 FY2026 | $674.2M-2.5% | $237.2M | $587.2M | $362.6M | $380.4M | $2.04B | $5.60B | $-4.10B |
Balance Sheet Summary (Q3 FY2026)
Fair Isaac Corporation (FICO) Financial Statements & Revenue History
Fair Isaac Corporation (FICO) is a US-listed stock operating in the Technology sector, specifically the Services-Business Services, Nec industry trading at $766.10 with a market capitalization of $17. This page provides 42 historical financial statements for Fair Isaac Corporation, including income statement, balance sheet, and cash flow data across multiple reporting periods. Most recently, Fair Isaac Corporation reported revenue of $2.0 billion, representing 15.9% year-over-year growth. The net profit margin of 32.7% reflects strong profitability..
FICO Income Statement, Balance Sheet & Cash Flow
The financial statements table above shows Fair Isaac Corporation's revenue, net income, gross profit, EBIT, operating cash flow, total assets, total debt, and shareholders' equity across the most recent reporting periods. Year-over-year growth rates help identify whether FICO is accelerating or decelerating in terms of top-line revenue and bottom-line profitability.
- Revenue trend: Track FICO's top-line growth across quarters and fiscal years to identify acceleration or deceleration in the business.
- Profitability: Net income and gross profit margins reveal how efficiently Fair Isaac Corporation converts revenue into earnings.
- Balance sheet health: Total assets, liabilities, debt, and equity provide a snapshot of FICO's financial position and leverage.
- Cash flow: Operating cash flow shows how much cash the business generates from its core operations, which is critical for funding dividends, buybacks, and growth.
How to Use FICO Financial Data
Investors use Fair Isaac Corporation's financial statements to assess the company's financial health, growth trajectory, and valuation. Key metrics to focus on include:
- Revenue growth rate: Consistent double-digit revenue growth suggests a strong business; declining revenue may signal competitive pressure.
- Net profit margin: Higher margins indicate a more efficient business with pricing power. Compare FICO's margins to sector peers for context.
- Debt levels: High debt-to-equity ratios increase financial risk, especially in rising-rate environments. Low debt provides flexibility.
- Valuation multiples: See how FICO's P/E, P/S, and EV/EBITDA ratios compare to historical levels.
- Full analysis: View FICO's financial health score, earnings, and pre-market pricing.
Financial data is sourced from Fair Isaac Corporation's SEC filings (10-K, 10-Q) via Polygon.io and Finnhub.FICO trades on NYSE/NASDAQ. This page is for informational purposes only and is not financial advice.