Fair Isaac Corporation (FICO) Valuation
Historical valuation analysis based on 1280 data points (2021-09-13 to 2026-10-16)
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the...
Fair Isaac Corporation (FICO) currently trades at a P/E ratio of 20.44 (historical range: 16.50–124.85, median: 52.12), placing it at the 1th percentile — cheap relative to its history, P/S ratio of 6.96 (range: 5.62–36.14, 1th percentile — cheap relative to its history), EV/EBITDA of 17.80 (range: 15.20–88.02, 1th percentile).
Over the historical period (2021-09-13 to 2026-10-16), Fair Isaac Corporation's P/E ratio has expanded by 52% over the observed period (from an average of 43.8 to 66.6).
Fair Isaac Corporation trades well below its historical valuation range across most metrics.
Historical Valuation Metrics
| Metric | Current | Median | %ile | Assessment |
|---|---|---|---|---|
| P/E Ratio | 20.44 | 52.12 | 1th | cheap relative to its history |
| P/S Ratio | 6.96 | 14.69 | 1th | cheap relative to its history |
| EV/EBITDA | 17.80 | 38.18 | 1th | cheap relative to its history |
| FCF Yield | 5.98% | 2.16% | 99th | cheap relative to its history |
Fair Isaac Corporation (FICO) Valuation & P/E History
Fair Isaac Corporation (FICO) is a US-listed stock operating in the Technology sector, specifically the Services-Business Services, Nec industry currently trading at $766.10 with a market capitalization of $16.6 billion. This page provides historical valuation analysis for FICO based on 1280 data points covering 2021-09-13 to 2026-10-16. The P/E ratio of 20.44 is below the historical median of 52.12, placing FICO at the 1th percentile of its valuation range. The P/S ratio of 6.96 compares to a median of 14.69.
FICO Valuation Metrics & Historical Range
The valuation table above shows Fair Isaac Corporation's current and historical valuation multiples, including P/E ratio, P/S ratio, EV/EBITDA, FCF yield, and dividend yield. Each metric is compared to its own historical range to determine whether FICO is currently trading above or below its typical valuation levels.
- P/E ratio: Price-to-earnings measures how much investors pay per dollar of earnings. A P/E above the historical median suggests FICO is expensively valued; below the median suggests it is cheap.
- P/S ratio: Price-to-sales is useful for companies with volatile or negative earnings. Lower P/S relative to history may indicate value.
- EV/EBITDA: Enterprise value to EBITDA adjusts for debt and cash, providing a capital-structure-neutral valuation measure for Fair Isaac Corporation.
- FCF yield: Free cash flow yield shows the cash return relative to market price. Higher yields may indicate undervaluation.
Is FICO Overvalued or Undervalued?
Fair Isaac Corporation trades well below its historical valuation range across most metrics. The overall valuation percentile of 1 combines P/E, P/S, and EV/EBITDA percentiles into a single measure of how expensive FICO is relative to its own history. A percentile below 25 suggests the stock may be undervalued, while a percentile above 75 suggests it may be overvalued.
However, valuation is only one factor in investment decisions. A stock can remain "overvalued" for years if growth accelerates, or "undervalued" if the business deteriorates. Always combine valuation analysis with financial statement analysis and the full FICO analysis page for a complete picture.
Valuation data is computed from historical price and fundamental data via Polygon.io and Finnhub.FICO trades on NYSE/NASDAQ. This page is for informational purposes only and is not financial advice.